Buy TATA AIG Travel Insurance — Fast, Simple, Secure!
Trusted by Indian travelers, Tata AIG covers medical emergencies, trip delays, baggage loss, and more.
TATA AIG Travel Insurance
Planning an international trip from India? Get covered with comprehensive travel insurance coverage offered by TATA AIG, one of India’s most reliable and globally recognized insurance provider. The travel insurance plans offered by TATA AIG are popular among overseas travellers like parents, seniors, students and business travellers.
Why Buy TATA AIG Travel Insurance?
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Starting Premium
₹23/day*
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Coverage
3 Months – 99 Years
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Coverage Available
Upto $1,000,000
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Discounts
Multiple Travelers?
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Duration
360 Days
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Support Available
24/7
TATA AIG Travel Insurance – Quotes with 0% GST
TATA AIG International travel insurance
TATA AIG’s Travel Insurance covers the insured against any unforeseen emergency, both medical and non medical, while traveling abroad, on Business or for Leisure. The plans are ideal for travelers going to any country across the world including the USA, Canada, Europe, South East Asia or Australia. The plan come with unique set of benefits/coverages support by efficient 24X7 Assistance and Claims Support.
How to buy a Tata AIG overseas travel insurance online?
There is a simple online application for travelers to complete and enroll to purchase TATA AIG’s travel insurance.
- Once the online application is filled completely, travelers can use a credit / debit card /other modes or cheque to make the payment of premium for their policy, which can be done on india travel insurance
- Travelers can purchase this travel insurance online from anywhere in the world. Many of our customers are in the USA, Canada, Europe, and Australia. and buy this insurance online for family members traveling overseas from India.
- It must be noted that policies can be purchased for only those travelers, traveling out from India.
- A confirmation email will be sent to the travel insurance customer immediately after the completion of purchase process and paying the requisite premium.
- Please note that the payment has to be received prior to commencement of travel.
- Tata AIG has been the undisputed market leader in the travel insurance market in India since inception in 2001 and till date enjoys amongst the highest market share in India in Retail Travel Insurance.
- Today they issue the highest number of International Retail Travel insurance policies and settle the maximum number of International Travel insurance claims as well.
- American International Group, Inc. (AIG) has Business Operations in 130 countries across all General Insurance lines of business. Being a household name in the USA, helps Indian travelers, going to USA have that added comfort while purchasing a Tata AIG policy.
- Tata AIG's 24X7 Worldwride Assistance and Claims Partner is Europe Assist with one of the largest networks of hospitals across the world, especially throughout Europe.
- Travel Guard Plus is one of the most popular travel insurance plans currently in the Indian market, which is comprehensive in terms of benefits and backed up by efficient and transparent claims servicing.
Highlights of Tata AIG’s journey in India so far
- Tata AIG General Insurance Company Limited is a joint venture between the Tata Group who hold 76% and US based American International Group (AIG), who hold the balance of 24% .
- Tata AIG General Insurance Company Limited has almost completed 25 years in India, having commenced operations in India on January 22, 2001.
- The company offers a range of general insurance covers for businesses and individuals and has a comprehensive range of general insurance products for Fire, Health, Liability, Marine Cargo, Personal Accident, Travel, Rural-Agriculture Insurance, Extended Warranty etc.
- Tata AIG is the undisputed leader in Travel Insurance, offerings International plans to Leisure/Business Travelers and Students going abroad for their higher studies. They also offer Domestic Travel Insurance for travelers within India.
- Travel Insurance plans including Travel Guard Plus, are compliant with Schengen Visa Insurance requirements and set benchmarks on Assistance and Claims Excellence offering quick and fair claims settlement.
How are Tata AIG’s overseas travel insurance claims administered/managed??
The Assistance Company, Europe Assist offers Claims Support and Assistance to the Traveller abroad, across the world. .Some of their services include:
- Pre-departure services- information about foreign locations, passport / visa requirements, immunization requirements
- Medical Assistance- Assistance company will recommend or assist in securing the availability of services of Local Physicians, Admissions in Hospital and arranging other medical services. Assistance service including monitoring the patient and determining the next course of action is also carried out by them.
- Medical Evacuation & Repatriation- In the event of medical emergency, the assistance services will arrange for evacuation and transportation based on the medical evaluation of your condition. Travel Guard also provides for repatriation of remains in case of unfortunate death of the insured while overseas.
- Lost travel documents assistance
- Emergency Message transmission services
- Embassy referral services
- Claims procedures Information services
The Assistance Company, Europe Assist offers Claims Support and Assistance to the Traveller abroad, across the world. .Some of their services include:
- Pre-departure services- information about foreign locations, passport / visa requirements, immunization requirements
- Medical Assistance- Assistance company will recommend or assist in securing the availability of services of Local Physicians, Admissions in Hospital and arranging other medical services. Assistance service including monitoring the patient and determining the next course of action is also carried out by them.
- Medical Evacuation & Repatriation- In the event of medical emergency, the assistance services will arrange for evacuation and transportation based on the medical evaluation of your condition. Travel Guard also provides for repatriation of remains in case of unfortunate death of the insured while overseas.
- Lost travel documents assistance
- Emergency Message transmission services
- Embassy referral services
- Claims procedures Information services
What are the exclusions under Tata AIG’s travel policies?
Some of the key exclusions are listed below:- Pre-existing Condition or any complication arising from it (unless specifically covered under certain plans that are purchased by the insured)
- Services, supplies, or treatment, including any period of Hospital confinement, which were not recommended or approved, and certified as Medically Necessary by a Physician
- Routine physicals or other examinations where there are no objective indications or impairment in normal health, and laboratory diagnostic or X-ray examinations except in the course of a disability established by the prior call or attendance of a Physician (an example could be a person visiting the hospital to check their blood pressure or their cholesterol levels, just for their information)
- Elective, cosmetic, or plastic surgery, except as a result of an Injury caused by a covered Accident
- Suicide, attempted suicide (whether sane or insane) or intentionally self inflicted Injury or Illness, or sexually transmitted conditions, mental or nervous disorder, anxiety, stress or depression, Acquired Immune Deficiency Syndrome (AIDS), Human Immune deficiency Virus (HIV) infection
- Being under the influence of drugs, alcohol, or other intoxicants or hallucinogens unless properly prescribed by a Physician and taken as prescribed
- Any loss arising out of War, civil war, invasion, insurrection, revolution, act of foreign enemy, hostilities (whether War be declared or not), rebellion, mutiny, use of military power or usurpation of government or military power, Terrorism
- Congenital anomalies or any complications or conditions arising therefrom
- Participation in winter sports, skydiving/parachuting, hang gliding, bungee jumping, scuba diving, mountain climbing (where ropes or guides are customarily used), riding or driving in races or rallies using a motorized vehicle or bicycle, caving or pot-holing, hunting or equestrian activities, skin diving or other underwater activity, rafting or canoeing involving white water rapids, yachting or boating outside coastal waters (2 miles), participation in any Professional Sports, any bodily contact sport or potentially dangerous sport for which You are untrained (please note that on our eIndiaInsurance website, we offer some insurance plans that cover Adventure sports…so if the insured is likely to participate in any of these activities, it’s best to buy a plan that covers Adventure Sports)
- Pregnancy and all related conditions, including services and supplies related to the diagnosis or treatment of infertility or other problems related to inability to conceive a child; birth control, including surgical procedures and devices
Why buy TATA AIG travel health insurance?
There are many advantages of buying TATA AIG’s insurance plans online. Some of the advantages are listed below:
- Coverage under Travel Insurance available up to the age of 99 years
- Plan Options available Without any Sublimits under Medical Coverage
- Prompt Cashless and Reimbursement Claims for both Inpatient and Outpatient treatment while abroad
- Coverage for Pre Existing Medical Conditions ranging from $1,500 to $20,000 based on the plan opted for
- 24/7 Assistance & Claims Support 365 days in the year
- Includes Unique Benefits like:
- Trip Cancellation and Trip Curtailment
- Missed Connection or Departure
- Bounced Hotel or Airline booking
- Home Burglary coverage in India
- Fraudulent Charges (payment Card security)
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Benefits Silver Sublimits With sublimit / Without Sublimit Age 6 months - 70 years Destination Worldwide cover Sum Insured for Accident & Sickness Medical Expenses Up to $50,000 Pre Existing Disease Coverage (only in case of life threatening conditions) Benefit amount varies by variant Emergency Medical Evacuation Up to USD 50,000 Repatriation of Mortal Remains Typically up to a percentage of the Sum Insured Accidental Death & Disablement Benefit amounts depend on variant Emergency Medical Dental Expenses Benefit amounts depend on variant Delay of Checked-in Baggage Benefit amount as specified in policy schedule (could be around USD 40-USD 100) Loss of Checked-in Baggage Benefit amount as per plan (for example USD 200 in earlier versions Loss of Passport Benefit amount (e.g., around USD 250 in earlier versions) Trip Curtailment Benefit amounts indicated in schedule (e.g., USD 500 in earlier versions) Trip Cancellation $500 Missed Flight/Connection Benefit amount as per plan schedule (e.g., USD 250 in earlier versions) -
Benefits Silver Plus Silver Plus Plan A Silver Plus Plan B Sublimits With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit Age 3 months - 70 years 3 months - 70 years 3 months - 70 years Destination All countries covered, Excluding politically disturbed countries Worldwide Worldwide Sum Insured for Accident & Sickness Medical Expenses Up to $100,000 Up to $100,000 Up to $100,000 Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $5,000 Up to $5,000 Up to $5,000 Emergency Medical Evacuation Up to $100,000 Up to $100,000 Up to $100,000 Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Accidental Death & Disablement Accidental Death: Maximum $10,000
Accidental Disablement: Maximum $10,000
Benefit Total - Maximum $10,000Accidental Death: Maximum $10,000
Accidental Disablement: Maximum $10,000
Benefit Total - Maximum $10,000Accidental Death: Maximum $10,000
Accidental Disablement: Maximum $10,000
Benefit Total - Maximum $10,000Emergency Medical Dental Expenses $400 $400 $400 Delay of Checked-in Baggage $40 - $40 Loss of Checked-in Baggage $200 - $200 Loss of Passport $250 - $250 Trip Curtailment $500 - $500 Trip Cancellation $500 - $500 Missed Flight/Connection $250 - $250 -
Benefits Gold Gold Plan A Gold Plan B Sublimits With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit Age 3 months - 70 years 3 months - 70 years 3 months - 70 years Destination All countries covered, Excluding politically disturbed countries Worldwide Worldwide Sum Insured for Accident & Sickness Medical Expenses Up to $250,000 Up to $250,000 Up to $250,000 Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $10,000 Up to $10,000 Up to $10,000 Emergency Medical Evacuation Up to $250,000 Up to $250,000 Up to $250,000 Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Accidental Death & Disablement Accidental Death: Maximum $15,000
Accidental Disablement: Maximum $15,000
Benefit Total - Maximum $15,000Accidental Death: Maximum $15,000
Accidental Disablement: Maximum $15,000
Benefit Total - Maximum $15,000Accidental Death: Maximum $15,000
Accidental Disablement: Maximum $15,000
Benefit Total - Maximum $15,000Emergency Medical Dental Expenses $500 $500 $500 Delay of Checked-in Baggage $45 - $45 Loss of Checked-in Baggage $300 - $300 Loss of Passport $250 - $250 Trip Curtailment $750 - $750 Trip Cancellation $750 - $750 Flight Delay $45 For all overseas flights taken during Insured Trip - $45 For all overseas flights taken during Insured Trip Personal Liability $200,000 - - Missed Flight/Connection $500 - $500 -
Benefits Platinum Platinum Plan A Platinum Plan B Sublimits With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit Age 3 months - 70 years 3 months - 70 years 3 months - 70 years Destination All countries covered, Excluding politically disturbed countries Worldwide Worldwide Sum Insured for Accident & Sickness Medical Expenses Up to $500,000 Up to $500,000 Up to $500,000 Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $10,000 Up to $12,500 Up to $12,500 Emergency Medical Evacuation Up to $500,000 Up to $500,000 Up to $500,000 Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Up to 25% of Accident & Sickness Sum Insured Accidental Death & Disablement Accidental Death: Maximum $25,000
Accidental Disablement: Maximum $25,000
Benefit Total - Maximum $25,000Accidental Death: Maximum $25,000
Accidental Disablement: Maximum $25,000
Benefit Total - Maximum $25,000Accidental Death: Maximum $25,000
Accidental Disablement: Maximum $25,000
Benefit Total - Maximum $25,000Emergency Medical Dental Expenses $1,000 $1,000 $1,000 Delay of Checked-in Baggage $50 - $50 Loss of Checked-in Baggage $300 - $300 Loss of Passport $250 - $250 Trip Curtailment $1,000 - $1,000 Trip Cancellation $1,000 - $1,000 Flight Delay $50 For all overseas flights taken during Insured Trip - $50 For all overseas flights taken during Insured Trip Personal Liability $500,000 - - Missed Flight/Connection $750 - $750 -
Benefits Titanium Sublimits With sublimit / Without Sublimit Age 3 months - 60 years Destination All countries covered, Excluding politically disturbed countries Sum Insured for Accident & Sickness Medical Expenses Up to $750,000 Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $15,000 Emergency Medical Evacuation Up to $750,000 Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured Accidental Death & Disablement Accidental Death: Maximum $50,000
Accidental Disablement: Maximum $50,000
Benefit Total - Maximum $50,000Emergency Medical Dental Expenses $1,000 Delay of Checked-in Baggage $50 Loss of Checked-in Baggage $400 Loss of Passport $500 Trip Curtailment $1,000 Trip Cancellation $1,000 Flight Delay $50 For all overseas flights taken during Insured Trip Personal Liability $500,000 Missed Flight/Connection $750 -
Benefits Titanium Plus Sublimits With sublimit / Without Sublimit Age 3 months - 60 years Destination All countries covered, Excluding politically disturbed countries Sum Insured for Accident & Sickness Medical Expenses Up to $1,000,000 Pre Existing Disease Coverage (only in case of life threatening conditions) Up to $20,000 Emergency Medical Evacuation Up to $1,000,000 Repatriation of Mortal Remains Up to 25% of Accident & Sickness Sum Insured Accidental Death & Disablement Accidental Death: Maximum $75,000
Accidental Disablement: Maximum $75,000
Benefit Total - Maximum $75,000Emergency Medical Dental Expenses $1,200 Delay of Checked-in Baggage $50 Loss of Checked-in Baggage $500 Loss of Passport $500 Trip Curtailment $1,500 Trip Cancellation $1,500 Flight Delay $50 For all overseas flights taken during Insured Trip Personal Liability $500,000 Missed Flight/Connection $750 -
Benefits Senior Senior Plus Super Senior Sublimits With sublimit / Without Sublimit With sublimit / Without Sublimit With sublimit / Without Sublimit Age 71-80 years 71-80 years 81+ years Destination All countries covered, Excluding politically disturbed countries All countries covered, Excluding politically disturbed countries All countries covered, Excluding politically disturbed countries Sum Insured for Accident & Sickness Medical Expenses Upto $50,000 Upto $100,000 Upto $50,000 Pre Existing Disease Coverage (only in case of life threatening conditions) Upto $2,500 Upto $3,000 Upto $1,500 Emergency Medical Evacuation Up to $50,000 Up to $100,000 Up to $50,000 Repatriation of Mortal Remains Upto 25% of Accident & Sickness Sum Insured Upto 25% of Accident & Sickness Sum Insured Upto 25% of Accident & Sickness Sum Insured Accidental Death & Disablement Accidental Death: Maximum $10,000
Accidental Disablement: Maximum $10,000
Benefit Total - Maximum $10,000Accidental Death: Maximum $10,000
Accidental Disablement: Maximum $10,000
Benefit Total - Maximum $10,000Accidental Death: Maximum $10,000
Accidental Disablement: Maximum $10,000
Benefit Total - Maximum $10,000Emergency Medical Dental Expenses $300 $500 - Delay of Checked-in Baggage $40 $40 $40 Loss of Checked-in Baggage $200 $200 $200 Loss of Passport $250 $250 $250 Trip Curtailment $500 $500 $500 Trip Cancellation $250 $500 $250 Flight Delay $40 For all overseas flights taken during Insured Trip $40 For all overseas flights taken during Insured Trip $40 For all overseas flights taken during Insured Trip Personal Liability $1,00,000
Deductible : $200$1,00,000
Deductible : $200$1,00,000
Deductible : $200Missed Flight/Connection $250 $250 $250
How Much Does TATA AIG International Travel Insurance Cost?
The cost for TATA AIG Insurance for International Travel starts at ₹23 per day, with plans offering between $50,000 and $1,000,000. Key benefits include medical expenses, emergency evacuation, baggage protection, and trip cancellation — ideal for travelers seeking either budget or premium international coverage.
| Plan | Medical Cover | Pre-existing Conditions | Baggage Loss | Trip Cancellation | Starting Price |
|---|---|---|---|---|---|
| Silver | $50,000 | Up to $2,500 | $200 | $500 | ₹23/day* |
| Silver Plus | $1 lakh | Up to $5,000 | $200 | $500 | ₹29/day* |
| Gold | $2.5 lakh | Up to $10,000 | $300 | $750 | ₹32/day* |
| Platinum | $5 lakh | Up to $12,500 | $300 | $1,000 | ₹40/day* |
| Titanium | $7.5 lakh | Up to $15,000 | $400 | $1,000 | ₹45/day* |
| Titanium Plus | $10 lakh | Up to $20,000 | $500 | $1,500 | ₹55/day* |
*Price shown is for a 60-day trip to Singapore for an adult aged 35. Premiums vary by age, trip duration & destination. Get an instant quote for your trip.
What Is the Cheapest TATA AIG Travel Insurance?
The Cheapest TATA AIG Travel Insurance? from TATA AIG is the Silver Plan starting at ₹23/day*
- ✓ Coverage up to $50,000
- ✓ Emergency evacuation $50,000
- ✓ Personal liability $100,000
Which Is the Best TATA AIG Travel Insurance?
The Best TATA AIG Travel Insurance? from TATA AIG is Gold plan, starting at ₹31/day*
- ✓ Coverage up to $250,000
- ✓ Emergency evacuation $250,000
- ✓ Personal liability $200,000
Frequently Asked Questions for TATA AIG Worldwide Travel Insurance
Travel insurance provides insurance coverage during ones travel overseas. You can also get domestic travel insurance for travel within India, Travel insurance provides coverage more than just for the duration of your travel itself. The scheme covers medical expenses incurred for any in-patient& outpatient treatment throughout your journey.
The duration of the Policy from the start date till the expiry date of the policy is called as ‘Policy Period’. You can benefit the coverage as specified only during the duration of ‘Policy Period’.
The standard deductible under the Accident & Sickness Reimbursement is $100 irrespective of the value of the claim. The same is not taxable.
Yes, Tata AIG offers Travel Guard plans without sublimit restrictions, which you can opt for your parents who are 60+ and travelling overseas.
The sublimits are applicable to all International travelers of Age Category above 56 years. Please refer the benefits under all Plans as in the Travel brochure of Insurance Company.
There is no restriction on the hospital where treatment should be taken. The treatment can be taken in any hospital in the world outside India. However, the only restriction is that the hospital should be a registered hospital under the local jurisdiction. It is however advisable in pre planned hospitalization, the Insured informs the Assistance Company whom may choose the direct them to a Network Hospital in the same locality
The sum insured as mentioned in the policy schedule is for each traveling member. For eg. If there are 3 family members traveling under a single Gold Plan policy, each of the them will be covered for a SI of $250,000 under the Accident & Sickness benefit.
Also this limit of $10,000 is per Incident/Ailment which means that the limit gets topped up once a claim is settled, much like the Sum Insured Restoration feature in Health Insurance.. For eg. If Individual A has a claim for $10,000, in the event of another sickness claims he/she will be eligible for $200,000 in full and the same will not be reduced by the $10,000 already claimed under the first claim. However the deductible of $100 will be applicable for a single claim/incident.
There is no restriction on the number of claims per person in the policy period.
Also this limit of $10,000 is per Incident/Ailment which means that the limit gets topped up once a claim is settled, much like the Sum Insured Restoration feature in Health Insurance.. For eg. If Individual A has a claim for $10,000, in the event of another sickness claims he/she will be eligible for $200,000 in full and the same will not be reduced by the $10,000 already claimed under the first claim. However the deductible of $100 will be applicable for a single claim/incident.
There is no restriction on the number of claims per person in the policy period.
A newborn child will be covered after 6 months of birth.
Persons between 6 months up to 99 years can buy TATA AIG travel insurance. For those who are above the age of 70 (i.e. 71-99 years ) can buy Senior Citizen plan.
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How to Buy the Plan?
Buy Travel Insurance online using UPI, credit/debit card, NEFT, RTGS, or cheque.
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How to Make a Claim?
For claim or reimbursement, contact TATA AIG via toll-free helpline.
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How are Claims settled?
Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.
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TATA AIG Travel Brochure
Download TATA AIG Travel Insurance brochure online!
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TATA AIG Policy Renewal
Renew your TATA AIG travel insurance policy online anytime before expiry.
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How Can I Extend or Renew My TATA AIG Travel Insurance Policy While Outside India?
Indian travelers who want to extend or renew TATA AIG travel insurance can complete the TATA AIG international travel insurance renewal request form online and we will try to get an approval for you.
The following documents are required for extending/renewing the policy:
- Filled & signed Good health declaration
- Passport (first and last page & stamp page of the departure)
- Air ticket copy of onward journey (traveled from India to overseas)