Indian travel insurance for visiting USA

Which is the best travel insurance for a trip to the USA from India?

As per the Government of India data, USA is one of the largest markets for the Indian outbound travellers. These are off course under various categories – a significant portion of the travellers are employees (mostly IT/ITES) deputed on long term work assignments to US, you also have persons with business interests visiting USA, a large student population is also present there. Apart from this, as per the CAPA data, USA has always been and still remains the most aspirational destination for persons from across India including first time travellers.

While USA is a dream destination for most Indians, one must be aware of the fact that it is also one of the most costliest destinations to holiday in or visit. Not only is the cost of living much higher when compared to India, the cost of healthcare is the highest in the world in USA. And since the average Indian traveller tends to visit USA for a minimum of 60-90 days, it is strongly recommended that they do not venture out to USA without an insurance coverage which can support them financially in an unforeseen exigency. Given the significantly high cost of healthcare in USA, it is advisable for the traveller to purchase an insurance plan that has a coverage of atleast $250,000 at a bare minimum.

USA is perhaps the most sought after country and is on every traveller’s bucket list. More so for Indians who have always been influenced significantly by the “Western” culture, USA provides for them the perfect solution to perfect this westerness. In the United States of America, the Indians find a meritocratic set up where they can enhance their knowledge and skills and experience life in the fullest way possible. A whopping 53% of the Indian outbound travellers are going to the The Americas and the largest % of them are going to USA. Most Indians travel there to visit family and friends and for their higher studies. Another significant population of Indians in USA include the “Techies” who are essentially the software engineers and their families who are deputed on short term and long term projects on behalf of their employee IT firms to different parts of USA. This is the reason why many family members then find their way there as well to visit their sons/daughters there and in a large number of cases, to actually support in bringing up their grandchildren. The number of India visitors to USA in 2018 was around 1.17 million (11.2 lacs, which is almost 1 lac travellers per month).

India ranks 11th in US in terms of number of visitors but in terms of tourism expenses, it ranks 6th because there is a tendency of Indian visitors staying much longer duration there. An average Indian tourist tends to spend more during his or her trip to the US according to CII in USA. Current data suggests that 38 % Indians visit the US with the primary purpose of business/work while 28% go to meet friends and families living there. 18% of Indian visitors travel with the primary purpose of spending vacations while the remaining16% can be attributed to miscellaneous other reasons.

United States is considered one of the must see tourist destinations in the world for many reasons. There is everything you can think of doing in the US from sightseeing at the Grand Canyon or Yellowstone National Park or just visit Napa and Sonoma Valleys in California. And then you have the party city of Las Vegas, Times Square in New York or go hiking in the Great Smoky Mountains. For the kids there is Disneyland or Universal Studios…and then you can visit the political capital of Washington DC or check out Hollywood. Not to forget the majestic Niagara Falls, or the Golden Gate bridge. Don't miss putting the top American vacation choices on your bucket list to visit sometime in your life! And the last thing that you want to ruin this long and well planned holiday of yours is an unforeseen medical or non medical emergency that results in an unplanned financial expenditure. And while you can’t really control what happens, you can definitely protect yourself with an appropriate insurance policy.