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HDFC Ergo Travel
HDFC ERGO Insurance

HDFC ERGO Insurance

Get best quotes for HDFC ERGO

Plan type

Single Trip Multi Trip Student

coverage type

Individual Family Floater

Destination

No. of Traveler

Date of birth

or age years

Start date

Total Days:

End date

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Some of the awards that the company has won over the years include :

ICAI Awards 2015-16 - For Excellence in Financial Reporting
SKOCH Order-of-Merit - for Claims Survey Management (CMS) for qualifying amongst the Top 100-projects in India
Best Customer Experience Award of the Year - Financial Sector- by KamiKaze
ICAI Awards 2014-15 - For Excellence in Financial Reporting Annual Report under the Category III – Insurance Sector
CMS Outstanding Affiliate World-Class Service Award 2015 - by Chubb Multinational Solutions

HDFC Ergo offers their health insurance customers the option of availing quality treatment at more than 10,000+ leading hospitals across the country. With an incurred claims ratio of 62.00%, they also covered 96.05 lac lives during the same year 2018-19, as per the data provided by IRDAI.

Buy HDFC ERGO General Insurance Plans ONLINE for your journey.HDFC ERGO General Insurance Company Ltd. is a joint venture between HDFC Ltd., India’s premier Housing Finance Institution and ERGO International AG, the primary insurance entity of Munich Re Group. The Company offers complete range of general insurance products ranging from Motor, Health, Travel, Home and Personal Accident in the retail space and customized products like Property, Marine and Liability Insurance in the corporate space. The company has its operations across 120+ branches on 106 cities and currently employs around 3000 employees. The company has also been assigned ‘iAAA’rating by ICRA indicating its highest claim paying ability. As on March 2020, HDFC Ergo was the 3rd largest Private insurance player in the General Insurance industry, growing at around 8% over the previous year. They have during the current year acquired Apollo Munich Health Insurance to strengthen their presence in the rapidly growing Health insurance space in India.

HDFC ERGO Travel Insurance review

Sum Insured
USD 30,000 to 5,00,000

Number of policies issued *
117,961

Claims settlement ratio **
80.74%

Number of lives covered *
323,908

Incurred claims ratio
37%

Policy Wordings

* As per IRDAI report for 2018-19 | ** As per NL25 data published on the Insurance Company website

How can one Buy a HDFC Ergo Health Insurance policy?

There are many distribution channels that distribute HDFC Ergo Health insurance products that include Agents, Banks and Brokers. One of the key distributors is the Web Aggregators which are online distributors of insurance and the advantage is that they offer a comparison of all insurance products to the customer, to allow them to compare the plans before opting for best HDFC ERGO health insurance plan that most suits his/her needs.

Step 1 - Visit HDFC Ergo Compare health insurance to review and compare policy benefits, coverage and premium details online
Step 2 - Seek information and clarity on the charges, inclusions, exclusions, other terms and conditions under the policy
Step 3 - Fill the HDFC Ergo online Health Insurance proposal form stating your personal details and health profile while ensuring the information given is complete and accurate
Step 4 – If this is a Straight through proposal, the premium remitted online will be transferred directly to the insurance company, and the policy will be issued, dispatched and will reach you in 7 working days
Step 5 – For Non Straight through cases, HDFC Ergo will process the application forwarded to them. Based on the information provided, one may be required to undergo pre-policy tests at designated diagnostic centers or they may just levy a loading based on the health report
Step 6 - If the proposal is accepted, the same will be issued accordingly
Step 7 - The Policy Schedule, Policy Wordings, Cashless Cards and Health Guide will be sent to the insured’s mailing address mentioned on the proposal form in the prescribed Turn around time.

How can one Buy a HDFC Ergo Health Insurance policy?

Step 1 - Visit HDFC Ergo Compare health insurance to review and compare policy benefits, coverage and premium details online
Step 2 - Seek information and clarity on the charges, inclusions, exclusions, other terms and conditions under the policy
Step 3 - Fill the HDFC Ergo online Health Insurance proposal form stating your personal details and health profile while ensuring the information given is complete and accurate
Step 4 – If this is a Straight through proposal, the premium remitted online will be transferred directly to the insurance company, and the policy will be issued, dispatched and will reach you in 7 working days
Step 5 – For Non Straight through cases, HDFC Ergo will process the application forwarded to them. Based on the information provided, one may be required to undergo pre-policy tests at designated diagnostic centers or they may just levy a loading based on the health report
Step 6 - If the proposal is accepted, the same will be issued accordingly
Step 7 - The Policy Schedule, Policy Wordings, Cashless Cards and Health Guide will be sent to the insured’s mailing address mentioned on the proposal form in the prescribed Turn around time.

HDFC ERGO Segements

Travel Insurance

Travelling overseas to a foreign land is a great experience, whether it’s a holiday trip in Europe or a Business trip to Tokyo. However, even a smallest glitch or an unforeseen event can make the travel a disaster. Medical emergencies, losses, and delays can be expensive and cause great inconvenience to you (physically) & to your family (mentally).
HDFC ERGO Overseas Travel Insurance will make sure that you are covered against any medical or non medical expenses. So no matter whether you lose your baggage or need any medical or non medical support, HDFC ERGO is there for you giving you the peace of mind...
Following are the travel insurance products:

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Health Insurance

Hospitalization costs and Medical treatments are getting more and more expensive. The least you want to worry about, when you or your dear ones need treatment is expenditures. HDFC ERGO gives the best health insurance plan for you and your family at affordable price. Safeguard yourself and your family with our health insurance cover and simply concentrate peacefully on the recovery of your health.
Following are the health insurance products: