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HDFC ERGO Family Travel Insurance

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HDFC ERGO Family Travel Insurance covers travel and health risks for you and your family members while travelling abroad. The international travel insurance protects you from financial crisis in a foreign country so that you can have a hassle-free trip.

Eligibility

  • Self - upto the age of 60 years
  • Spouse - upto the age of 60 years
  • Child - Maximum 2 from 3 months upto the age of 21 years

HDFC ERGO Family insurance benefits

Coverage Benefits in US Titanium Platinum Gold Silver Deductible
Emergency Medical Expenses $500,000 $200,000 $100,000 $50,000 $100
Medical Evacuation & Repatriation Included Under Medical Expenses Included Under Medical Expenses Included Under Medical Expenses Included Under Medical Expenses
Hospital Cash $15 per day,Max $150 $15 per day,Max $150 $15 per day,Max $150 $15 per day,Max $150 4 Day
Emergency Dental Treatment $200 $200 $200 $200 $75
Loss of Baggage and Personal Documents $200 $200 $200 $200 $20
Loss of Checked Baggage $400 $400 $400 $400 Max 50% Per Bag,10% Per Item
Delay of Checked Baggage $100 $100 $100 $100 12 Hours,$10 per 8 Hours
Accidental Death $10,000 $10,000 $10,000 $10,000  
Permanent Disablement $10,000 $10,000 $10,000 $10,000  
Personal Liability $10,000 $10,000 $10,000 $10,000 $200
Hijack Distress Allowance $75 per Day,Max $525 $75 per Day,Max $525 $75 per Day,Max $525 $75 per Day,Max $525 1 Day

Coverages

Medical Expenses including transportation and evacuation HDFC ERGO general insurance takes care of emergency medical expenses incurred by the Insured / Insured Person whilst abroad, for any sudden disease, illness, injury or death, with cashless facility. The Company will reimburse emergency expenses towards medical evacuation to India. It also covers the cost of transporting the mortal remains of the deceased back home or the costs towards burial abroad, in case of one's untimely demise.

Dental Care Expenses HDFC ERGO travel care annual multi trip insurance covers dental expenses incurred by the Insured / Insured Person for any acute anesthetic treatment of a natural tooth or teeth during a trip due to an injury but not exceeding the Sum Insured as specified in the Schedule to the Policy.

Personal Accident HDFC ERGO multi trip travel insurance plan shall pay compensation if the Insured / Insured Person unfortunately sustain accidental bodily injury during the trip.

Accidental Death & Dismemberment - Common Carrier HDFC ERGO multi-trip medical travel insurance shall pay compensation for injury sustained by Insured, which results in loss of life or permanent disability while riding as a passenger in any common carrier.

Hospital Cash Pays a daily allowance for hospitalization due to accident or sickness.

Daily allowance in case of hospitalization If the Insured / Insured Person is hospitalized for more than 2 days, HDFC ERGO multi trip travel plan provides daily allowance as compensation

Compassionate Visit In case the Insured / Insured Person is hospitalized for more than seven consecutive days. HDFC ERGO multi trip travel insurance will reimburse the return fare for an immediate family member to visit the insured.

Loss of Passport HDFC ERGO multi trip travel insurance will reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss

Total Loss of Checked Baggage HDFC ERGO multi trip travel insurance shall compensate the Insured / Insured Person for the total loss of checked-in baggage on a trip by a common carrier.

Delay of Checked Baggage If the checked-in baggage is delayed for more than 12 hours, the Company shall reimburse the Insured / Insured Person expenses incurred for the purchase of toiletries, clothing and medication.

Trip Delay Reasonable additional expenses incurred to be reimbursed if the trip is delayed for more than twelve hours from the scheduled time.

Trip Cancellation & Interruption If the trip is cancelled or interrupted due to any medical emergency, personal employment problems or natural disaster. The Company will take care of any non-refundable prepaid payments or additional expenses.

Missed Connection If the Insured Person misses his/her connecting flight due to its delay in arrival by more than 3 hours, the Company provides compensation for the additional expenses incurred.

Personal Liability HDFC ERGO multi trip travel insurance offers compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the Insured / Insured Person abroad.

Financial Emergency Assistance HDFC ERGO multi trip travel insurance provides financial assistance in the event of a financial emergency arising due to theft

Hijack Allowance HDFC ERGO multi trip travel insurance provides an allowance in the event of hijack of a common carrier for more than 12 hours in which the Insured is traveling on a trip.

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How to buy online?
How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Already outside India
Already outside India

Travelers who have already traveled from India and do not have insurance can buy travel medical insurance after approval.

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Insurance Claims

In case of a claim or reimbursement of treatment expenses, notify by contacting them.

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Policy Wordings

Kindly refer the Travel Policy Insurance Wordings for complete coverage details along with terms and conditions.

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  • InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block,
    Bangalore - 560 034.
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