HDFC ERGO Asia travel insurance

HDFC Ergo Asia travel insurance Overview

• What does HDFC Ergo Asia travel insurance cover?

  • Medical Expenses including transportation and evacuation
    HDFC ERGO general insurance takes care of emergency medical expenses incurred by the Insured / Insured Person whilst abroad, for any sudden disease, illness, injury or death, with cashless facility. The Company will reimburse emergency expenses towards medical evacuation to India. It also covers the cost of transporting the mortal remains of the deceased back home or the costs towards burial abroad, in case of one's untimely demise.
  • Dental Care Expenses
    HDFC ERGO travel care annual multi trip insurance covers dental expenses incurred by the Insured / Insured Person for any acute anesthetic treatment of a natural tooth or teeth during a trip due to an injury but not exceeding the Sum Insured as specified in the Schedule to the Policy.
  • Personal Accident
    HDFC ERGO multi trip travel insurance plan shall pay compensation if the Insured / Insured Person unfortunately sustain accidental bodily injury during the trip.
  • Accidental Death & Dismemberment - Common Carrier
    HDFC ERGO multi-trip medical travel insurance shall pay compensation for injury sustained by Insured, which results in loss of life or permanent disability while riding as a passenger in any common carrier.
  • Hospital Cash
    Pays a daily allowance for hospitalization due to accident or sickness.
  • Daily allowance in case of hospitalization
    If the Insured / Insured Person is hospitalized for more than 2 days, HDFC ERGO multi trip travel plan provides daily allowance as compensation
  • Compassionate Visit
    In case the Insured / Insured Person is hospitalized for more than seven consecutive days. HDFC ERGO multi trip travel insurance will reimburse the return fare for an immediate family member to visit the insured.
  • Loss of Passport
    HDFC ERGO multi trip travel insurance will reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss
  • Total Loss of Checked Baggage
    HDFC ERGO multi trip travel insurance shall compensate the Insured / Insured Person for the total loss of checked-in baggage on a trip by a common carrier.
  • Delay of Checked Baggage
    If the checked-in baggage is delayed for more than 12 hours, the Company shall reimburse the Insured / Insured Person expenses incurred for the purchase of toiletries, clothing and medication.
  • Trip Delay
    Reasonable additional expenses incurred to be reimbursed if the trip is delayed for more than twelve hours from the scheduled time.
  • Trip Cancellation & Interruption
    If the trip is cancelled or interrupted due to any medical emergency, personal employment problems or natural disaster. The Company will take care of any non-refundable prepaid payments or additional expenses.
  • Missed Connection
    If the Insured Person misses his/her connecting flight due to its delay in arrival by more than 3 hours, the Company provides compensation for the additional expenses incurred.
  • Personal Liability
    HDFC ERGO multi trip travel insurance offers compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the Insured / Insured Person abroad.
  • Financial Emergency Assistance
    HDFC ERGO multi trip travel insurance provides financial assistance in the event of a financial emergency arising due to theft
  • Hijack Allowance
    HDFC ERGO multi trip travel insurance provides an allowance in the event of hijack of a common carrier for more than 12 hours in which the Insured is traveling on a trip.
  
  

• HDFC Ergo Asia travel insurance benefits

  Silver Plan	Bronze Plan
  Emergency Medical Expenses
  $30,000	$15,000
  Accidental Death - Common Carrier
  NA	NA
  Permanent Disablement - Common Carrier
  NA	NA
  Hospital Cash
  $10 per day/Max150	$10 per day/Max150
  Emergency Dental Treatment
  $500	$500
  Loss of Baggage and Personal Documents
  $200	$150
  Medical Evacuation
  Included	Included
  Repatriation
  Included	Included
  Loss of Checked Baggage
  $300	$300
  Delay of Checked Baggage
  $100	$100
  Accidental Death
  $10,000	$10,000
  Permanent Disablement
  $10,000	10,000
  Personal Liability
  $20,000	$15,000
  Financial Emergency Assistance
  $300	$300
  Hijack Distress Allowance
  $75 per Day / Max upto $525	$75 per Day / Max upto $450
  Flight Delay
  10 per hrs / Max 120	10 per hrs / Max 120
  Contingency Travel Benefits
  $2,000	$2,000