| Sr.No | Covers | Platinum Smart |
|---|---|---|
| Basic Sum Insured in Rs. | 20 Lacs/25 Lacs/50 Lacs/75 Lacs | |
| Hospitalisation Cover | ||
| 1 | Medical expenses | Covered |
| 1 | Room rent | At Actuals |
| 1 | ICU | At Actuals |
| 1 B | Mental HealthCare | Covered |
| 2 | Home HealthCare | Covered |
| 3 | Domicilliary Hospitalisation | Covered |
| 4 | Pre - Hospitalisation Cover | 60 days |
| 5 | Post - Hospitalisation Cover | 180 days |
| 6 | Day Care Procedures | Covered |
| 7 | Road Ambulance | Sum Insured 20 L to 50 L - 3,500 Above 50 L - 15,000 |
| 8 | Oragan Donor Expenses | Covered |
| 9 | Alternative Treatments | Covered |
| 10 | Air Ambulance Cover | Upto 5 lakhs |
| 11 | Recovery Benefit | Rs. 25,000 |
| 12 | Sum Insured Rebound | Covered |
| Renewal Benefits | ||
| 1 | Cumulative Bonus | 25% at each claim free year, max 200% |
| 2 | Preventive Health Check Up Booster Bonus | Covered |
| 3 | my : Health Active | Covered |
You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
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