Sr.No | Covers | Platinum Smart |
---|---|---|
Basic Sum Insured in Rs. | 20 Lacs/25 Lacs/50 Lacs/75 Lacs | |
Hospitalisation Cover | ||
1 | Medical expenses | Covered |
1 | Room rent | At Actuals |
1 | ICU | At Actuals |
1 B | Mental HealthCare | Covered |
2 | Home HealthCare | Covered |
3 | Domicilliary Hospitalisation | Covered |
4 | Pre - Hospitalisation Cover | 60 days |
5 | Post - Hospitalisation Cover | 180 days |
6 | Day Care Procedures | Covered |
7 | Road Ambulance | Sum Insured 20 L to 50 L - 3,500 Above 50 L - 15,000 |
8 | Oragan Donor Expenses | Covered |
9 | Alternative Treatments | Covered |
10 | Air Ambulance Cover | Upto 5 lakhs |
11 | Recovery Benefit | Rs. 25,000 |
12 | Sum Insured Rebound | Covered |
Renewal Benefits | ||
1 | Cumulative Bonus | 25% at each claim free year, max 200% |
2 | Preventive Health Check Up Booster Bonus | Covered |
3 | my : Health Active | Covered |
You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
Know more »HDFC ERGO Network hospitals list. Cashless & Hassle-free direct claim settlement with us at 10,000+ Hospitals
Know more »Compare Indian health insurance policies, Health insurance India comparison
Know more »Insurance customers can quickly compare the details of benefits offered under Indian mediclaim insurance policies.
Know more »FAQ related to Indian health insurance. Get answers for any health insurance questions
Know more »India health insurance tips and tricks to choose the best medical insurance in India Click here to read more
Find out the different reasons why a medical insurance claim is rejected, Cashless hospitalization, Reimbursement. Click here to read more
Factors for medical insurance in India, How much is the premium and the coverage offered by India health insurance plans..Click here to read more
Health Suraksha
Health Suraksha Gold
Critical Illness
Critical Illness Platinum
Health Suraksha Top Up
Medisure Classic
Maxima Health
Health Suraksha Regain
Arogya Sanjeevani Policy
Women Cancer Plus
Women's Critical Illness Essential Plan
Women's Critical Illness Comprehensive
Corona Kavach
My: Health Wallet
Optima Restore
Energy Health