HDFC ERGO Women Cancer Plus Plan - cover you against cancer along with major illnesses.
|Illness||Stage||Percentage of Sum Insured Payable||Waiting Period Applicable|
|1||Malignant Cancer of specified Sites|
|Breast||Major||100% of Sum Insured||90 days|
|2||Other Major Cancers||Major||100% of Sum Insured||90 days|
|3||Carcinoma in-situ of theCervix Uteri||Minor||25% of Sum Insured subject to maximum of Rs. 1,000,000||180 days|
|4||Carcinoma in-situ of the Breast||Minor||25% of Sum Insured subject to maximum of Rs. 1,000,000||180 days|
Individual plan has to be separate for every individual. Floater covers all in family (max. 2 Adults and Children upto 25 years and Dependent parents) and provides one sum insured to all, hence there is saving of premium.
There is No maximum exit age for HDFC Ergo medical insurance.
Sub limit defines the capping of insurance amount, for specific surgeries and medical procedures, which reduces the premium of the plan. You can also opt for an add on cover by paying extra premium to remove the sub- limits under the policy.
The duration only after which a claim can be made is called the waiting period.
The premium paid on a health insurance policy is eligible for deduction under Section 80D of the Income Tax Act. So save with your policy now!
Factors for medical insurance in India, How much is the premium and the coverage offered by India health insurance plans..Click here to read more