Home » Travel » HDFC ERGO Travel » HDFC ERGO Annual Multi Trip Travel Insurance
HDFC Ergo Insurance Plans

HDFC ERGO Annual Multi Trip Travel Insurance

Get your Overseas travel insurance coverage quote
No. of Traveler
Date of Birth
or age   years
Trip Start Date
Total Days: 
Trip End Date
HDFC Ergo Multiple trip travel insurance has been designed to offer coverage for business travelers, corporate or professionals taking multiple trips overseas in a span of one. It is ideal for frequent Indian flyers on business ventures. Each trip duration can be wither 30 days or 45 days.

Who can buy?

  • Multiple trip insurance is available for travelers aged between 18 years to 70 years.

HDFC ERGO Annual Multi Trip insurance benefits

Platinum Gold Deductible
Emergency Medical Expenses (EME)
$500,000 $250,000 $100
Medical Evacuation & Repatriation
Included Under Medical Expenses Included Under Medical Expenses
Accidental Death - Common Carrier
$5,000 $5,000
Permanent Disablement - Common Carrier
$5,000 $5,000
Hospital Cash
$15 per day,Max $150 $15 per day,Max $150 1 Day
Emergency Dental Treatment
$500 $500 $150
Loss of Baggage and Personal Documents
$250 $250 $30
Loss of Checked Baggage
$1,000 $1,000 Max 50% Per Bag,10% Per Item
Delay of Checked Baggage
$200 $200 12 Hours,$10 per 8 Hours
Accidental Death
$25,000 $25,000
Permanent Disablement
$25,000 $25,000
Personal Liability
$200,000 $200,000 $200
Financial Emergency Assistance
$1,500 $1,500
Hijack Distress Allowance
$75 per day,Max $525 $75 per day,Max $525 1 Day
Flight Delay
$10 per hrs,Max $120 $10 per hrs,Max $120 6 Hours
Hotel Accommodation
$3,000 $3,000

Coverages :

Medical Expenses including transportation and evacuation HDFC ERGO general insurance takes care of emergency medical expenses incurred by the Insured / Insured Person whilst abroad, for any sudden disease, illness, injury or death, with cashless facility. The Company will reimburse emergency expenses towards medical evacuation to India. It also covers the cost of transporting the mortal remains of the deceased back home or the costs towards burial abroad, in case of one's untimely demise.

Dental Care Expenses HDFC ERGO travel care annual multi trip insurance covers dental expenses incurred by the Insured / Insured Person for any acute anesthetic treatment of a natural tooth or teeth during a trip due to an injury but not exceeding the Sum Insured as specified in the Schedule to the Policy.

Personal Accident HDFC ERGO multi trip travel insurance plan shall pay compensation if the Insured / Insured Person unfortunately sustain accidental bodily injury during the trip.

Hospital Cash Pays a daily allowance for hospitalization due to accident or sickness.

Accidental Death & Dismemberment - Common Carrier HDFC ERGO multi-trip medical travel insurance shall pay compensation for injury sustained by Insured, which results in loss of life or permanent disability while riding as a passenger in any common carrier.

Daily allowance in case of hospitalization If the Insured / Insured Person is hospitalized for more than 2 days, HDFC ERGO multi trip travel plan provides daily allowance as compensation

Compassionate Visit In case the Insured / Insured Person is hospitalized for more than seven consecutive days. HDFC ERGO multi trip travel insurance will reimburse the return fare for an immediate family member to visit the insured.

Loss of Passport HDFC ERGO multi trip travel insurance will reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss

Total Loss of Checked Baggage HDFC ERGO multi trip travel insurance shall compensate the Insured / Insured Person for the total loss of checked-in baggage on a trip by a common carrier.

Delay of Checked Baggage If the checked-in baggage is delayed for more than 12 hours, the Company shall reimburse the Insured / Insured Person expenses incurred for the purchase of toiletries, clothing and medication.

Trip Delay Reasonable additional expenses incurred to be reimbursed if the trip is delayed for more than twelve hours from the scheduled time.

Trip Cancellation & Interruption If the trip is cancelled or interrupted due to any medical emergency, personal employment problems or natural disaster. The Company will take care of any non-refundable prepaid payments or additional expenses.

Missed Connection If the Insured Person misses his/her connecting flight due to its delay in arrival by more than 3 hours, the Company provides compensation for the additional expenses incurred.

Personal Liability HDFC ERGO multi trip travel insurance offers compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by the Insured / Insured Person abroad.

Financial Emergency Assistance HDFC ERGO multi trip travel insurance provides financial assistance in the event of a financial emergency arising due to theft

Hijack Allowance HDFC ERGO multi trip travel insurance provides an allowance in the event of hijack of a common carrier for more than 12 hours in which the Insured is traveling on a trip.

HDFC Ergo Travel Insurance useful links

How to buy online?
How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

Know more »

Already outside India
Already outside India

Travelers who have already traveled from India and do not have insurance can buy travel medical insurance after approval.

Know more »

Insurance claims
Insurance Claims

In case of a claim or reimbursement of treatment expenses, notify by contacting them.

Know more »

Compare Plans
Compare travel plans

Compare benefits of Overseas Travel health Insurance

Know more »

Policy wordings
Policy Wordings

Kindly refer the Travel Policy Insurance Wordings for complete coverage details along with terms and conditions.

Know more »
Tips on Air Travel
Tips on Air Travel

Travel tips for Indian parents

Know more »

Search for HDFC Ergo travel insurance

Need Help

Name is required
Email is required
Contact is required
Thank you for contacting us

Find out more about customer reviews, feedback & response


HDFC Ergo Travel insurance FAQ

Know more »
Online renewal

E India Insurance - Blog

Know more »


  • Address
  • InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block,
    Bangalore - 560 034.
Payment cards