| Step 1 - Register for bike insurance claim | Ditch the paperwork! Register your claim and share required documents online. |
| Step 2 - Digital Inspection or Self Inspection by surveyor | One can opt for self-inspection or an app enabled digital inspection by a surveyor or workshop partner. |
| Step 3 - Track Insurance Claim status | Relax and keep track of your claim status through the claim tracker. |
| Step 4 - Settle when claim is approved | Take it easy while your claim is approved and settled with the network garage! With their 8000+ cashless garages pan India, worrying about cash to fix your Two Wheeler is a thing of the past! |
Renewing two-wheeler insurance online is very simple. Visit the website of the insurance company, enter details such as bike model, purchase date of bike etc. and choose any add-ons. Once you make the payment, your policy will be renewed.
Both options are available. As a customer, you should pick a policy that gives you maximum benefits at a lower premium. However, when you decide to continue with the same insurance provider, you get more loyalty benefits like a decrease in deductibles or an accident forgiveness option.
If you fail to renew the insurance policy of your two-wheeler within 90 days of the expiration, you will lose your No Claim Bonus (NCB). Therefore, make sure you always renew the policy within the time frame.
In case of damages to your two-wheeler or theft, you should first lodge an FIR. After that you should file a claim, and the documents required for the same are RC book, active DL, policy document, FIR copy, duly signed claim form, photos taken at the accident spot and any other document as needed by the insurer.
The Insured Declared Value (IDV) is the current market value of your vehicle. It is calculated by subtracting the depreciation cost of the vehicle from the manufacturer’s selling price. The registration cost, insurance cost and road tax are not included in the IDV. And, if accessories are fitted later, IDV of those are calculated separately.
There is no one size fits all approach when it comes to Bike Insurance and choosing one that is tailored to your needs and suits your requirements is no easy task you may think. Well, bursting your bubble, let us state a fact - comparing and buying bike insurance policies online is now a cakewalk.eindiainsurance helps you select a plan that gives you effective protection for your bike at an affordable rate, best suited for your requirement.
Review HDFC ERGO Bike Insurance policy wordings which explains the terms and conditions.
Know more »