HDFC ERGO Health Optima Restore Family health insurance plans provide coverage for the entire family within the scope of a single health plan. find quotes, compare & buy HDFC ERGO Health Optima Restore Quotes for Family
Buy HDFC ERGO Health Optima Restore for FamilyCoverage Benefits | Optima Restore |
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Basic Sum Insured | 3Lakhs, 5Lakhs, 10Lakhs, 15Lakhs, 20Lakhs, 25Lakhs & 50Lakhs |
In-patient Treatment | Covered upto sum insured |
Pre-Hospitalization | Covered, upto 60 Days |
Post-Hospitalization | Covered, upto 180 Days |
Day Care Treatment | All day care treatment covered |
Domiciliary Treatment | Covered upto sum insured |
Organ Donor | Covered upto sum insured |
E-Opinion in respect of a Critical Illness | One opinion per policy year |
Restore Benefit | Equal to 100% of Basic Sum Insured |
Emergency Ambulance | Upto Rs.2,000 per Hospitalisation |
Multiplier Benefit | Bonus of 50% of the Basic Sum Insured for every claim free year, maximum upto 100%.In case of claim, bonus will be reduced by 50% of the basic sum insured. However this reduction will not reduce the Sum Insured below the basic Sum Insured of the policy |
Coverage Benefits | Optima Restore |
---|---|
Basic Sum Insured | 3Lakhs, 5Lakhs, 10Lakhs, 15Lakhs, 20Lakhs, 25Lakhs & 50Lakhs |
In-patient Treatment | Covered upto sum insured |
Pre-Hospitalization | Covered, upto 60 Days |
Post-Hospitalization | Covered, upto 180 Days |
Day Care Treatment | All day care treatment covered |
Domiciliary Treatment | Covered upto sum insured |
Organ Donor | Covered upto sum insured |
Ambulance Cover | Upto Rs. 2,000 / Hospitalisation |
E-Opinion in respect of a Critical Illness | One opinion per policy year |
Restore Benefit | Equal to 100% of Basic Sum Insured |
Multiplier Benefit | Bonus of 50% of the Basic Sum Insured for every claim free year, maximum upto 100%.In case of claim, bonus will be reduced by 50% of the basic sum insured. However this reduction will not reduce the Sum Insured below the basic Sum Insured of the policy |
Review HDFC ERGO Health Optima Restore Health Insurance insurance brochure to understand coverage details.
Know more »Review HDFC ERGO Health Optima Restore Health Insurance policy wordings which explains the terms and conditions.
Know more »You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque
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