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health Insurance

Your wellbeing is as critical as that of any other member of your family, secure it today and stay safe from various ailments under a single plan with HDFC ERGO, a brand that # 1 Crore+ customers trust in.

HDFC ERGO health insurance review

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Sum Insured

1 Lac − 1 Crore options available

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Claims settlement ratio **

85.97%

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Incurred claims ratio

62.00%

policy
Number of policies issued *

1,066,395

person
Number of lives covered *

96,05,000

draft
Tenure options

2 years

medication
List of network hospitals

10,000+ hospitals

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Maximum family floater coverage

Self, Spouse + dependent (children (upto 25 yrs) + parents)

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Brochure

Download brochure

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Policy Wordings

Download policy wordings

* As per IRDAI report   |   ** As per NL25 data published on the Insurance Company website

HDFC ERGO Women's Critical Illness Comprehensive Plan benefits

  • What is Covered?What is not Covered?
  • What is Covered?

    Features of HDFC ERGO Women's Critical Illness Comprehensive Plan

    • Cancer Cover
    • Carcinoma in Situ
    • Major Illnesses Covered
    • Minor Illnesses Covered
    • Surgical Procedures
    • Cardiac Ailments & Procedures
    • Critical Illness
  • What is not Covered?

    Covered of HDFC ERGO Women's Critical Illness Comprehensive Plan

    • Adventure sport injuries
    • Self-inflicted injuries
    • Participation in defense operations
    • Venereal or sexually transmitted diseases
    • Treatment of obesity or cosmetic surgery

HDFC ERGO health insurance FAQ's

Individual plan has to be separate for every individual. Floater covers all in family (max. 2 Adults and Children upto 25 years and Dependent parents) and provides one sum insured to all, hence there is saving of premium.

There is No maximum exit age for HDFC Ergo medical insurance.

Sub limit defines the capping of insurance amount, for specific surgeries and medical procedures, which reduces the premium of the plan. You can also opt for an add on cover by paying extra premium to remove the sub- limits under the policy.

The duration only after which a claim can be made is called the waiting period.

The premium paid on a health insurance policy is eligible for deduction under Section 80D of the Income Tax Act. So save with your policy now!

More FAQ's

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Hdfc Ergo vs New India Assurance Hdfc Ergo vs Oriental Hdfc Ergo vs Raheja QBE Hdfc Ergo vs Reliance Hdfc Ergo vs Royal Sundaram
Hdfc Ergo vs SBI General Hdfc Ergo vs Star Health Hdfc Ergo vs Tata AIG Hdfc Ergo vs Universal Sompo

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