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HDFC ERGO Women's Critical Illness Comprehensive Plan

HDFC ERGO Women's Critical Illness Comprehensive Plan

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Your wellbeing is as critical as that of any other member of your family, secure it today and stay safe from various ailments under a single plan with HDFC ERGO, a brand that # 1 Crore+ customers trust in.

HDFC ERGO Health Insurance Review

HDFC ERGO Health Insurance sum insured
3 lacs − 75 lacs options available

Incurred Claims Ratio *
62.00%

HDFC ERGO Insurance tenure options
2 years

Claims Settlement Ratio **
85.97%

List of network hospitals
10,000+ hospitals

Number of policies issued *
1,066,395

Maximum family floater coverage
Self, Spouse + dependent (children (upto 25 yrs) + parents)

Number of lives covered *
96,05,000

* As per IRDAI report for 2018-19 | ** As per NL25 data published on the Insurance Company website

HDFC ERGO Women's Critical Illness Comprehensive Plan benefits

What is Covered?
What is not Covered?

Features of HDFC ERGO Women's Critical Illness Comprehensive Plan

Cancer Cover
Carcinoma in Situ
Major Illnesses Covered
Minor Illnesses Covered
Surgical Procedures
Cardiac Ailments & Procedures
Critical Illness

Covered of HDFC ERGO Women's Critical Illness Comprehensive Plan

Adventure sport injuries
Self-inflicted injuries
Participation in defense operations
Venereal or sexually transmitted diseases
Treatment of obesity or cosmetic surgery

HDFC Ergo Health Insurance FAQ’s

What is the difference between Individual and Floater options?

Individual plan has to be separate for every individual. Floater covers all in family (max. 2 Adults and Children upto 25 years and Dependent parents) and provides one sum insured to all, hence there is saving of premium.

What is the exit age for HDFC Ergo Health Insurance?

There is No maximum exit age for HDFC Ergo medical insurance.

What do you mean by Sub-limits?

Sub limit defines the capping of insurance amount, for specific surgeries and medical procedures, which reduces the premium of the plan. You can also opt for an add on cover by paying extra premium to remove the sub- limits under the policy.

What do you mean by Waiting Period?

The duration only after which a claim can be made is called the waiting period.

What tax benefits can you avail by having a HDFC Ergo Health Insurance?

The premium paid on a health insurance policy is eligible for deduction under Section 80D of the Income Tax Act. So save with your policy now!

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