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TATA AIG vs Reliance Travel insurance

TATA AIG vs Reliance Travel insurance

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How does TATA AIG travel insurance compare to Reliance travel insurance?

Silver
$50,000

Silver Plus
$100,000

Gold
$250,000

Platinum
$500,000

Standard
$50,000

Silver
$100,000

Gold
$250,000

Platinum
$500,000

*GST included

Brochure

Policy Maximum

$50,000
Deductible: $100

$100,000
Deductible: $100

$250,000
Deductible: $100

$500,000
Deductible: $100

$50,000
Deductible: $50

$100,000
Deductible: $50

$250,000
Deductible: $50

$500,000
Deductible: $50

Accident & Sickness Medical Expenses: ^?

$50,000
Deductible: $100

$100,000
Deductible: $100

$250,000
Deductible: $100

$500,000
Deductible: $100

$50,000
Deductible: $50

$100,000
Deductible: $50

$250,000
Deductible: $50

$500,000
Deductible: $50

Medical Evacuation: ^?

Included under Accident & Sickness Medical Expenses

Included under Medical Expenses

Repatriation of Remains: ^?

Included under Accident & Sickness Medical Expenses

Included under Medical Expenses

Pre-existing Cover

Reimbursment up to $1,500 per policy (covered under life threatening situations)

Other than critical illness, declared pre-existing ailments are covered under life threatening situations.

Accidental Death & Dismemberment: ^?

$10,000

$15,000

$25,000

$15,000

$20,000

$25,000

$30,000

AD & D Common Carrier

NA***

$5,000

$2,500

$5,000

Dental Treatment: ^?

$300
Deductible: $150

$400
Deductible: $150

$500
Deductible: $150

$1000
Deductible: $150

$500
Deductible: $50

Personal Liability: ^?

$100,000
Deductible: $200

$150,000
Deductible: $200

$200,000
Deductible: $200

$500,000
Deductible: $200

$50,000

$100,000

$200,000

$250,000

Loss of Checked Baggage: ^?

$500

$750

$1000

$500

$1,000

$1,200

$1,500

Baggage Delay: ^?

$50
Deductible: 12 hours

$100
Deductible: 12 hours

$200
Deductible: 12 hours

$500
Deductible: 12 hours

$100
Deductible: 12 hours

Loss of PassPort: ^?

$250
Deductible: $30

$300
Deductible: $25

Hijack Distress Allowance

NA***

$100 per day up to maximum of $500
Deductible: 1 day

NA***

$50 per day up to Max.7 days
Deductible: 12 hours

$75 per day up to Max. 7 days
Deductible: 12 hours

$125 per day up to Max. 7 days
Deductible: 12 hours

Daily allowance in case of hospitalization

NA***

$25 per day up to Max 5 days
Deductible: 2 day

$25 per day up to Max 6 days
Deductible: 2 day

$25 per day up to Max 7 days
Deductible: 2 day

Trip Delay

NA***

$10 per 12 hrs up to maximum of $100
Deductible: 12 hrs

NA***

$25 per day up to Max 6 days
Deductible: 12 hrs

$50 per day up to Max 6 days
Deductible: 12 hrs

$60 per day up to Max 6 days
Deductible: 12 hrs

Trip Cancellation & Interruption

$500
Deductible: $50

$750
Deductible: $75

$1000
Deductible: $100

NA***

$600

Missed Connection: ^?

$500
Deductible: $50

$750
Deductible: $75

$1000
Deductible: $100

NA***

$200

$300

$500

Emergency Cash Advance: ^?

$500

$1,000

$1500

NA***

$300

Home Burglary Insurance: ^?

1 Lakh

2 Lakhs

NA***

1 Lakh

2 Lakhs

3 Lakhs

Compassionate Visit

NA***

Return Fare for any one accompanying person- spouse / child / family doctor

Important Points

TATA AIG has policy maximum coverage per claim. Therefore it is possible that with TATA AIG, customer can have multiple claims, each for the policy maximum.
Medical Sublimits for TATA AIG travel starts from the age of 56 years.
Sum total of coverage days for new policy and / or subsequent renewals cannot exceed 180 days for 70+ travelers
TATA AIG can be renewed up to 180 days and sum total of initial and each subsequent renewal not exceeding 360 days (for traveler below 70 years).
Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup.
Pre-existing ailments or medical conditions are covered up to $1500 only incase of life threatening situation
Renewal of Annual Multi Trip policies will now be extended even beyond 70 years of age.

Reliance offers benefits per policy period.
Medical Sublimits for Reliance starts from the age of 61 yrs.
Travelers from 6 months to 90 years can buy the insurance for 182 days
Reliance can be renewed up to 182 days, Sum total of initial and each subsequent renewal not exceeding 360 days
Senior citizens aged between 71-90 years can by the Reliance senior citizen insurance without giving any medical reports
Covers pre-existing ailments in case of life threatening situations if declared (other than the critical illness)
Pre existing diseases are covered in case of life threatening only for travelers up to 70 years.
Some of the pre existing diseases which are not covered by Reliance travel insurance plan are Cancer / Leukemia / Malignant Tumor, Cardiac ailments, Chronic obstructive pulmonary disease (COPD), HIV /AIDS, Kidney Ailment, Liver Disease, Neurological Disorder / Stroke / Paralysis, Thalasemia, Insulin Dependent Diabetes

Limitations

TATA AIG

Accident & Sickness Medical Expense is limited to $10,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable.
Accidental Death and Dismemberment Benefit is limited to $5,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable.
Accidental Death and Dismemberment Benefit is limited to 10% of Principal Sum Insured for Insured Person with age 17 years or below.

Sublimits

TATA AIG Following maximum eligible expenses per sickness or disease are applicable to insured persons aged 56-99, regardless of the plan / option purchased:

Hospital Room and Board and Hospital miscellaneous - Max $1,500 per day up to 30 days whichever is less.
Intensive Care Unit - Max $3,000 per day up to 7 days whichever is less.
Anesthetist Services - Up to 25% of Surgical Treatment
Physician's Visit - Max $75 per Day up to 10 visits
Diagnostic and Pre-Admission Testing - Max $500
Ambulance Services - Max $400

Reliance Medical Expenses Sublimits are applicable for travelers aged 61-70 years based on the plan chosen.

*GST included
Coverage	Per Illness Limit	Per Accident Limit
$50,000	$12,000	$20,000
$100,000	$13,500	$25,000
$250,000	$15,000	$30,000
$500,000	$17,500	$35,000

Senior Plan $50,000

Sublimits?

Senior Citizen $15,000

Senior Citizen $50,000

Sublimits?

*GST included

Policy Maximum

$50,000
Deductible: $100

$15,000
Deductible: $100

$50,000
Deductible: $100

Accident & Sickness Medical Expenses: ^?

$50,000
Deductible: $100

$15,000
Deductible: $100

$50,000
Deductible: $100

Medical Evacuation: ^?

Included under Accident & Sickness Medical Expenses

Included under Medical Expenses

Repatriation of Remains: ^?

Included under Accident & Sickness Medical Expenses

$7,000 (Included under Medical Expenses)

Pre-existing Cover

Reimbursment up to $1,500 per policy

Does not cover for pre-existing disesases

Accidental Death & Dismemberment: ^?

$10,000

$15,000

Dental Treatment: ^?

$300
Deductible: $150

$200
Deductible: $50

Personal Liability: ^?

$100,000
Deductible: $200

$15,000

Loss of Checked Baggage: ^?

$500

Checked in Baggage Delay

$50
Deductible: 12 hours

NA***

Loss of PassPort: ^?

$250
Deductible: $30

$150
Deductible: $25

Emergency Cash Advance: ^?

$500

NA***

Important Points

TATA AIG has policy maximum coverage per claim. Therefore it is possible that with TATA AIG, customer can have multiple claims, each for the policy maximum.
Sublimits for TATA AIG are applicable for 70+ travelers. However if you buy a plan without medical sublimits then you are insured up to policy maximum ($50,000)
For 70+ travelers TATA AIG can be purchased up to 180 days and sum total of initial and each subsequent renewal not exceed 180 days.
Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup.
Pre-existing ailments or medical conditions are covered up to $1,500 only incase of life threatening situation
Renewal of Annual Multi Trip policies will now be extended even beyond 70 years of age.

Reliance offers benefits per policy period.
Sublimits for Reliance are applicable for 70+ travelers. However if you buy a plan without medical sublimits then you are insured up to policy maximum ($50,000)
Senior citizens aged between 71-90 years can by the Reliance senior citizen insurance without giving any medical reports
Reliance can be renewed up to 182 days, Sum total of initial and each subsequent renewal not exceeding 360 days
Reliance offers $15,000 & $50,000 coverage insurance from 71 to 80 years for 182 days

Reliance offers benefits per policy period.
Sublimits for Reliance are applicable for 70+ travelers. However if you buy a plan without medical sublimits then you are insured up to policy maximum ($50,000)
Senior citizens aged between 71-90 years can by the Reliance senior citizen insurance without giving any medical reports
Reliance can be renewed up to 182 days, Sum total of initial and each subsequent renewal not exceeding 360 days
Reliance offers $15,000 & $50,000 coverage insurance from 71 to 80 years for 182 days

Limitations

Accident & Sickness Medical Expense is limited to $10,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable.
Accidental Death and Dismemberment Benefit is limited to $5,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable.
Accidental Death and Dismemberment Benefit is limited to 10% of Principal Sum Insured for Insured Person with age 17 years or below.

Not available

Sublimits

Following maximum eligible expenses per sickness or disease are applicable to insured persons aged 56-99, regardless of the plan / option purchased:

Hospital Room and Board and Hospital miscellaneous - Max $1,500 per day up to 30 days whichever is less.
Intensive Care Unit - Max $3,000 per day up to 7 days whichever is less.
Anesthetist Services - Up to 25% of Surgical Treatment
Physician's Visit - Max $75 per Day up to 10 visits
Diagnostic and Pre-Admission Testing - Max $500
Ambulance Services - Max $400

Medical Expenses Sublimits are applicable for travelers aged 71-80 years based on the plan chosen.

*GST included
Coverage	Per Illness Limit	Per Accident Limit
$15,000	$7,500	$7,500
$50,000	$15,000	$15,000

Medical Expenses Sublimits are applicable for travelers aged 71-80 years based on the plan chosen.

*GST included
Coverage	Per Illness Limit	Per Accident Limit
$15,000	$7,500	$7,500
$50,000	$15,000	$15,000

Senior Plan $50,000 Sublimits? YES NO	Senior Citizen $50,000
*GST included
Policy Maximum
$50,000 Deductible: $100	$50,000 Deductible: $100
Accident & Sickness Medical Expenses: ^?
$50,000 Deductible: $100	$50,000 Deductible: $100
Medical Evacuation: ^?
Included under Accident & Sickness Medical Expenses	Included under Medical Expenses
Repatriation of Remains: ^?
Included under Accident & Sickness Medical Expenses	$7,000 (Included under Medical Expenses)
Pre-existing Cover
Reimbursment up to $1,500 per policy	Does not cover for pre-existing disesases
Accidental Death & Dismemberment: ^?
$10,000	$15,000
Dental Treatment: ^?
$300 Deductible: $150	$200 Deductible: $50
Personal Liability: ^?
$100,000 Deductible: $200	$15,000
Loss of Checked Baggage: ^?
$500	$500
Checked in Baggage Delay
$50 Deductible: 12 hours	NA***
Loss of PassPort: ^?
$250 Deductible: $30	$150 Deductible: $25
Emergency Cash Advance: ^?
$500	NA***
Important Points
TATA AIG has policy maximum coverage per claim. Therefore it is possible that with TATA AIG, customer can have multiple claims, each for the policy maximum. Sublimits for TATA AIG are applicable for 70+ travelers. However if you buy a plan without medical sublimits then you are insured up to policy maximum ($50,000) For 70+ travelers TATA AIG can be purchased up to 180 days and sum total of initial and each subsequent renewal not exceed 180 days. Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup. Pre-existing ailments or medical conditions are covered up to $1,500 only incase of life threatening situation Renewal of Annual Multi Trip policies will now be extended even beyond 70 years of age.	Reliance offers benefits per policy period. Sublimits for Reliance are applicable for 70+ travelers. Senior citizens aged between 71-90 years can buy the Reliance senior citizen insurance without giving any medical reports Reliance can be renewed up to 182 days, Sum total of initial and each subsequent renewal not exceeding 360 days Reliance offers $50,000 coverage insurance from 81 to 90 years for 182 days
Limitations
Accident & Sickness Medical Expense is limited to $10,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable. Accidental Death and Dismemberment Benefit is limited to $5,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable. Accidental Death and Dismemberment Benefit is limited to 10% of Principal Sum Insured for Insured Person with age 17 years or below.
Sublimits
Following maximum eligible expenses per sickness or disease are applicable to insured persons aged 56-99, regardless of the plan / option purchased: Hospital Room and Board and Hospital miscellaneous - Max $1,500 per day up to 30 days whichever is less. Intensive Care Unit - Max $3,000 per day up to 7 days whichever is less. Anesthetist Services - Up to 25% of Surgical Treatment Physician's Visit - Max $75 per Day up to 10 visits Diagnostic and Pre-Admission Testing - Max $500 Ambulance Services - Max $400	Following maximum eligible expenses per sickness or disease are applicable to insured persons aged 56-99, regardless of the plan / option purchased: Hospital Room and Board and Hospital miscellaneous - Max $1,500 per day up to 30 days whichever is less. Intensive Care Unit - Max $3,000 per day up to 7 days whichever is less. Anesthetist Services - Up to 25% of Surgical Treatment Physician's Visit - Max $75 per Day up to 10 visits Diagnostic and Pre-Admission Testing - Max $500 Ambulance Services - Max $400

Senior Plan ($50,000) Sublimits? YES NO
*GST included
Policy Maximum
$50,000 Deductible: $100
Accident & Sickness Medical Expenses: ^?
$50,000 Deductible: $100
Medical Evacuation: ^?
Included under Accident & Sickness Medical Expenses
Repatriation of Remains: ^?
Included under Accident & Sickness Medical Expenses
Pre-existing Cover
Reimbursment up to $1,500 per policy (covered under life threatening situations)
Accidental Death & Dismemberment: ^?
$10,000
Dental Treatment: ^?
$300 Deductible: $150
Personal Liability: ^?
$100,000 Deductible: $200
Loss of Checked Baggage: ^?
$500
Checked in Baggage Delay
$50 Deductible: 12 hours
Loss of PassPort: ^?
$250 Deductible: $30
Emergency Cash Advance: ^?
$500
Important Points
TATA AIG has policy maximum coverage per claim. Therefore it is possible that with TATA AIG, customer can have multiple claims, each for the policy maximum. Sublimits for TATA AIG are applicable for 70+ travelers. However if you buy a plan without medical sublimits then you are insured up to policy maximum ($50,000) For 70+ travelers TATA AIG can be purchased up to 180 days and sum total of initial and each subsequent renewal not exceed 180 days. Senior citizens (71-99 years) can get $50,000 coverage for 180 days without medical checkup. Pre-existing ailments or medical conditions are covered up to $1,500 only incase of life threatening situation Renewal of Annual Multi Trip policies will now be extended even beyond 70 years of age.
Limitations
Accident & Sickness Medical Expense is limited to $10,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable. Accidental Death and Dismemberment Benefit is limited to $5,000 for two wheeled motorized mode of conveyance irrespective of any Plan and age wherever applicable. Accidental Death and Dismemberment Benefit is limited to 10% of Principal Sum Insured for Insured Person with age 17 years or below.
Sublimits
Following maximum eligible expenses per sickness or disease are applicable to insured persons aged 56-99, regardless of the plan / option purchased: Hospital Room and Board and Hospital miscellaneous - Max $1,500 per day up to 30 days whichever is less. Intensive Care Unit - Max $3,000 per day up to 7 days whichever is less. Anesthetist Services - Up to 25% of Surgical Treatment Physician's Visit - Max $75 per Day up to 10 visits Diagnostic and Pre-Admission Testing - Max $500 Ambulance Services - Max $400

Difference between TATA and Reliance	TATA AIG	Reliance
*GST included
Claims Settlement Ratio ^**	66.59%	42.31%
Number of Lives Covered ^*	827,689	185,390
Number of policies issued ^*	509,990	185,390
* As per IRDAI report for 2018-19 ** As per NL25 data published on the Insurance Company website

*** NA - Not available

What are the unique features of Tata AIG and Reliance travel insurance?

Unique Features of Tata AIG

Joint Venture between Tata Group and AIG, one of the largest General Insurers in the world. Leading Travel Insurer in India known for prompt claims settlement.
TATA AIG’s Accident & Sickness Sum Insured is per incident/claim and not per trip. Hence it is possible that with TATA AIG Travel Insurance, the customer can have multiple claims, each time the Sum insured is restored back to the maximum benefit limit.
Policy is available for all entry ages under different plans from the age of 6 months onwards till 70 years of age for all plans except the Senior Citizen plan, which has an entry age of 71 years
Medical Sublimits under TATA AIG’s Travel Insurance starts from the age of 56 years.
No Medical Check-up for traveller of any age upto any sum insured. Senior citizens (71-99 years) can also get $50,000 coverage for 180 days without any medical check up.
TATA AIG’s Travel insurance policies can be renewed for180 days and upto a maximumduration not exceeding 360 days, for travellers below 70 yearsand upto a maximum of 180 days for 70+ travellers
Pre-existing ailments or medical conditions are covered up to $1500 only incase of life threatening situations.
Worldwide Travel & Medical Assistance is provided by AIG Travel Assist, who have one of the largest network of hospitals in USA and across the world. They also have 8 alarm centres across the world supporting travellers on medical and non medical needs.

Unique Features of Reliance

Reliance General Insurance is part of the Reliance Anil Ambani Group (ADAG) and offers Travel Insurance for Indians travelling abroad or within India.
Reliance Travel Insurance ensure zero paperwork and affordable premiums to ensure their customers have a smooth holiday. Choose from a variety of plans – for individuals or for the entire family.
The duration of your trip does not matter – Reliance covers trips upto a duration of 182 days with extensions available up to 365 days.
Travelers from 6 months to 90 years can be covered under Reliance Travel Insurance Plans with Senior citizens aged between 71-90 years can buy the Reliance Senior plan without submitting any medical reports.
Pre existing diseases are covered in case of life threatening situations only for travellers up to 70 years. There are Sickness Medical Sublimits from the age of 61 years onwards.
The Sum Insureds for each benefit are per policy period, which means there is no restoration of sum insured once a claim has been filed.
Automated extension of your policy The policy will be extended in case of a medical emergency and evacuation (up to 30 days) and delay of common carrier (up to 7 days).
Some of the pre existing diseases which are not covered by Reliance travel insurance plan are Cancer / Leukemia / Malignant Tumor, Cardiac ailments, Chronic obstructive pulmonary disease (COPD), HIV /AIDS, Kidney Ailment, Liver Disease, Neurological Disorder / Stroke / Paralysis, Thalasemia, Insulin Dependent Diabetes.
The traveller can avail Cashless Claims (for Inpatient Treatment) and also have access to National and International Assistance Numbers when abroad. These services are provided through Reliance’s Travel Assistance Partner, Europ Assistance.

How much does a Tata AIG Overseas travel medical cost per month?

The Tata AIG Overseas travel medical insurance cost per month starts at just ₹2,474 for coverage Worldwide Including USA & Canada. Tata AIG Overseas travel medical insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Tata AIG Overseas travel medical plan variants.

Traveler's age	Travel Guard Plus Silver	Travel Guard Plus Silver Plus	Travel Guard Plus Gold	Travel Guard Plus Platinum	Titanium	Titanium Plus
	$50,000	$100,000	$250,000	$500,000	$750,000	$1,000,000
0-40 years	₹2,474	₹2,956	₹3,347	₹3,549	₹4,775	₹5,699
41-55 years	₹3,216	₹3,553	₹4,593	₹5,102	₹6,406	₹7,543
56-60 years (Limited coverage)	₹3,216	₹3,553	₹4,593	₹5,102	₹6,406	₹7,543
56-60 years	₹6,375	₹7,383	₹9,647	₹10,275	-	-
61-70 years (Limited coverage)	₹6,175	₹7,156	₹8,768	₹9,403	-	-
61-70 years	₹11,902	₹14,625	₹17,900	₹20,368	-	-

Traveler's age	Travel Guard Plus Senior	Travel Guard Plus Senior Plus
	$50,000	$100,000
71-75 years (Limited coverage)	₹9,097	₹12,571
71-75 years	₹21,769	₹24,351
76-80 years (Limited coverage)	₹12,998	₹17,922
76-80 years	₹31,450	₹35,141

Traveler's age	Travel Guard Plus Super Senior
	$50,000
81 - 85 years (Limited coverage)	₹25,504
81 - 85 years	₹54,801
86 - 90 years (Limited coverage)	₹40,975
86 - 90 years	₹88,582
91 - 98 years (Limited coverage)	₹51,634
91 - 98 years	₹103,396

Traveler's age	Travel Guard Plus Super Senior
	$50,000
99 years	₹103,396

The Tata AIG Overseas travel medical insurance cost per month starts at just ₹1,183 for coverage Worldwide Excluding USA & Canada. Tata AIG Overseas travel medical insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Tata AIG Overseas travel medical plan variants.

Traveler's age	Travel Guard Plus Silver	Travel Guard Plus Silver Plus	Travel Guard Plus Gold	Travel Guard Plus Platinum	Titanium	Titanium Plus
	$50,000	$100,000	$250,000	$500,000	$750,000	$1,000,000
0-40 years	₹1,183	₹1,391	₹1,577	₹1,897	₹2,431	₹2,978
41-55 years	₹1,466	₹1,811	₹2,142	₹2,515	₹2,991	₹3,625
56-60 years (Limited coverage)	₹1,466	₹1,811	₹2,142	₹2,515	₹2,991	₹3,625
56-60 years	₹1,887	₹2,440	₹3,168	₹3,354	-	-
61-70 years (Limited coverage)	₹2,874	₹3,674	₹4,174	₹4,699	-	-
61-70 years	₹3,740	₹4,999	₹5,915	₹7,004	-	-

Traveler's age	Travel Guard Plus Senior	Travel Guard Plus Senior Plus
	$50,000	$100,000
71-75 years (Limited coverage)	₹5,845	₹6,604
71-75 years	₹7,725	₹10,683
76-80 years (Limited coverage)	₹7,202	₹9,352
76-80 years	₹11,174	₹15,415

Traveler's age	Travel Guard Plus Super Senior
	$50,000
81 - 85 years (Limited coverage)	₹13,936
81 - 85 years	₹23,486
86 - 90 years (Limited coverage)	₹23,842
86 - 90 years	₹40,555
91 - 98 years (Limited coverage)	₹32,511
91 - 98 years	₹55,490

Traveler's age	Travel Guard Plus Super Senior
	$50,000
99 years	₹55,490

How much does a Reliance Overseas travel medical cost per month?

The Reliance Overseas travel medical insurance cost per month starts at just ₹1,407 for coverage Worldwide Including USA & Canada. Reliance Overseas travel medical insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Reliance Overseas travel medical plan variants.

Traveler's age	Travel Standard	Travel Silver	Travel Gold	Travel Platinum
	$50,000	$100,000	$250,000	$500,000
0-40 years	₹1,407	₹1,992	₹2,312	₹2,722
41-60 years	₹2,041	₹2,443	₹2,927	₹3,517
61-70 years (Limited coverage)	₹3,664	₹4,409	₹5,026	₹7,976

Traveler's age	Senior Citizen
	$15,000	$50,000
71-80 years	₹3,664	₹6,865(Limited coverage)	₹15,788

Traveler's age	Senior Citizen
	$50,000
81 - 85 years	₹10,380
86 - 90 years	₹17,887

The Reliance Overseas travel medical insurance cost per month starts at just ₹1,212 for coverage Worldwide Excluding USA & Canada. Reliance Overseas travel medical insurance cost varies with the travellers age, destination of travel and duration of travel. Here is a cost table which gives you the cost of Reliance Overseas travel medical plan variants.

Traveler's age	Travel Standard	Travel Silver	Travel Gold	Travel Platinum
	$50,000	$100,000	$250,000	$500,000
0-40 years	₹1,212	₹1,342	₹1,543	₹1,897
41-60 years	₹1,385	₹1,484	₹1,708	₹2,602
61-70 years (Limited coverage)	₹2,429	₹2,972	₹3,185	₹5,597

Traveler's age	Senior Citizen
	$15,000	$50,000
71-80 years	₹2,429	₹4,993(Limited coverage)	₹5,991

Traveler's age	Senior Citizen
	$50,000
81 - 85 years	₹7,649
86 - 90 years	₹14,800

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Travelers who have already traveled from India and do not have insurance can buy travel medical insurance after approval.

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Insurance customers can renew their existing policy online before the exipry date at any time.

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In case of a claim or reimbursement of treatment expenses, notify by contacting them.

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Tips on air travel

Tips on Air Travel – Safety, Comfort and Wellness. Air travel tips for first time.

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How are Claims settled?

Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.

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How does travel insurance work

How to use Indian visitor insurance in case of sudden sickness and accidents

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Healthcare cost overseas comparison

Comparison of healthcare cost in Indian and other popular Indian tourist destinations

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Tips to find best travel insurance

Tips to find good and adequate international travel insurance from finest insurance companies in India

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What are some good resources for travel insurance in India?

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Travel Insurance India

Best Indian visitors medical Insurance plans available for overseas travel.

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Student Travel Insurance

Buy Student medical insurance and travel abroad for a peaceful and secured studies

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Multi-trip Travel Insurance

Buy Overseas Multi Trip travel medical insurance online

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Schengen Travel Insurance

International travel medical insurance for Europe from India

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Asia Travel Insurance

Buy Asia travel insurance online and travel abroad for a safe travel overseas

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Domestic Travel Insurance

Buy Domestic Travel Insurance online for travelling within India

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Family Travel Insurance

Family Floater insurance in India to cover all members of the family on a vacation.

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Senior Citizen Insurance

What are the normal coverages under a Maternity Insurance Plan?

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Travel Insurance FAQ's

International Travel medical insurance frequently asked questions

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Hospital Room and Board and Hospital miscellaneous	Max $1,500 per day upto 30 days whichever is less.
Intensive Care Unit	Max $3,000 per day upto 7 days whichever is less.
Surgical Treatment	Max $10,000
Anesthetist Services	Upto 25% of Surgical Treatment
Physician's Visit	Max $75 per Day upto 10 visits
Diagnostic and Pre-Admission Testing	Max $500
Ambulance Services	Max $400

TATA AIG vs Reliance Travel insurance

How does TATA AIG travel insurance compare to Reliance travel insurance?

What are the unique features of Tata AIG and Reliance travel insurance?

Unique Features of Tata AIG

Unique Features of Reliance

How much does a Tata AIG Overseas travel medical cost per month?

How much does a Reliance Overseas travel medical cost per month?

Where can I find blogs and articles about travel insurance in India?

Tips to find best travel insurance

Health care cost comparison

How does travel insurance work

Visa free countries for Indians

Visa on arrival for Indians

What are some useful links for travel insurance in India?

How to buy online?

Already outside India

Online Renewal

Insurance Claims

Tips on air travel

How are Claims settled?

How does travel insurance work

Healthcare cost overseas comparison

Tips to find best travel insurance

What are some good resources for travel insurance in India?

Travel Insurance India

Student Travel Insurance

Multi-trip Travel Insurance

Schengen Travel Insurance

Asia Travel Insurance

Domestic Travel Insurance

Family Travel Insurance

Senior Citizen Insurance

Travel Insurance FAQ's

Compare other travel insurance plans among popular companies