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Indian Student Insurance for popular international universities
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India today exports around 200,000 students every year to foreign Universities/Colleges for their higher education, this is the second ranked country after China in terms of students travelling abroad. Not surprisingly, USA is a the most popular destination for Indian students although the number of students visiting USA have started reducing year on year, given the visa challenges as well as growing popularity of other countries. Given this growth of the student insurance numbers, the Indian insurance companies have rolled out Student Health insurance plans which are comprehensive in terms of coverage and competitive in terms of premiums. An important factor to consider is that the Indian Student Health Insurance plans are comparable with local health insurance requirements in foreign countries and hence can be used as a substitute insurance plan in place of the plans offered by the University / College.
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| (All benefits displayed at maxmimum available limits - $USD) | Apollo | Bajaj Allianz | Cholamandalam | Future Generali | HDFC Ergo | Reliance | Care(Formerly Religare) | Royal Sundaram | Tata AIG |
| Emergency Accident & Sickness Medical Expenses | 500,000 | 1,000,000 | 250,000 | 500,000 | 500,000 | 500,000 | 1,000,000 | 750,000 | 500,000 |
| Coverage for Pre Existing Conditions (in Life Threatening situations) | 100,000 | 5,000 | 5,000 | ||||||
| Maternity Benefit | 500 | 2,000 | 500 | 3,000 | 3,000 | ||||
| Treatment for Mental & Nervous disorders (including drug dependence) | 1,000 | 1,000 | 1,000 | 1,000 | 2,500 | 2,500 | |||
| Cancer Screening & Mamography | 2,000 | 2,000 | 4,000 | 3,000 | 3,000 | ||||
| Sickness Dental Coverage | 500 | 500 | 250 | 500 | 500 | 500 | 750 | 500 | 500 |
| Personal Liability | 100,000 | 150,000 | 100,000 | 200,000 | 100,000 | 150,000 | 100,000 | 500,000 | 500,000 |
| Study Interruption | 10,000 | 7,500 | 7,500 | 10,000 | 15,000 | 25,000 | 25,000 | ||
| Sponsor Protection | 20,000 | 10,000 | 10,000 | 15,000 | 10,000 | 10,000 | 15,000 | 25,000 | 25,000 |
| Compassionate Visit (2 way) | 7,500 | 7,500 | 7,500 | 10,000 | 7,500 | 7,500 | 7,500 | 10,000 | 10,000 |
| Bail Bond | 5,000 | 500 | 5,000 | 2,500 | 5,000 | 5,000 | 5,000 | 5,000 | |
| Tution Fee | 10,000 | 25,000 | |||||||
| Laptop Insurance | 500 | 250 | 500 | ||||||
| Felonious Assault | 7,500 | 10,000 | 25,000 | 25,000 | |||||
| University Insolvency | 7,500 |
| Insurance Companies offering student medical insurance | |
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| Student Travel Insurance is an insurance policy specifically designed for students travelling abroad on student visa to pursue their higher studies. The policy covers students who are enrolling in colleges, universities or institutes in a foreign country for professional/other academic courses. There are coverages specific to students that include Sponsor Protection, Compassionate Visit , Bail Bond and Study Interruption. | |
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You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Know more »Student medical insurance for Indian students already outside India.
Know more »Insurance customers can renew their existing policy online before the exipry date at any time.
Know more »Popular overseas travel insurance for Indian tourists and students abroad
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