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Bajaj Allianz vs Care(Formerly Religare) Student insurance

Bajaj Allianz vs Care(Formerly Religare) Student insurance

Compare Bajaj Allianz vs Care(Formerly Religare) Student Insurace


Companion Standard	Elite Standard	Prime Standard	Explore Plus	Explore Super	Explore Ultra

Accident & Sickness Medical Expenses
$50,000 Deductible: $100	$50,000 Deductible: $100	$50,000 Deductible: $100	$50,000 Deductible: $100	$50,000 Deductible: $100	$50,000 Deductible: $100
Medical Evacuation
Included under Medical Expenses	Included under Medical Expenses	Included under Medical Expenses	$75,000	Included under Medical Expenses	Included under Medical Expenses
Repatriation of Remains
Included under Medical Expenses	Included under Medical Expenses	$5,000	$7,500	Included under Medical Expenses	Included under Medical Expenses
AD and D / Personal Accident
$50,000	$25,000	$25,000	$15,000	$30,000	$30,000
AD & D Common Carrier
Not Avaliable	$2,500	$2,500	Not Avaliable	Not Avaliable	Not Avaliable
Dental Care Expenses
$500 included in medical expenses Deductible: $100	$500 included in medical expenses Deductible: $100	$500 included in medical expenses Deductible: $100	$250 included in medical expenses Deductible: $100	$250 included in medical expenses Deductible: $100	$250 included in medical expenses Deductible: $100
Personal Liability
$100,000 Deductible: $200	$100,000 Deductible: $200	Standard, Silver, Gold: platinum & Super gold:$100,000 Platinum, Super Gold, Super platinum & Maximum: $150,000 Deductible: $200	$100,000 Deductible: $200	$100,000 Deductible: $200	$100,000 Deductible: $200
Loss of Checked Baggage
$1,000 Deductible: $100	$1,000 Deductible: $100	$1,000 Deductible: Nil	$500	$1,000	$2,000
Loss of Passport
Not Avaliable	Not Avaliable	platinum & Super gold: $250 Super platinum & Maximum: $300 Deductible: $25	$150 Deductible: $50	$150 Deductible: $50	$200 Deductible: $50
Bail Bond Insurance
Not Avaliable	Not Avaliable	$500 Deductible: $50	$500	$5,000	$5,000
Study Interruption
Not Avaliable	Not Avaliable	Not Avaliable	$7,500	$10,000	$15,000
Sponsor Protection
$10,000 Deductible: Nil	$10,000 Deductible: Nil	$10,000 Deductible: Nil	$10,000	$15,000	$15,000
Cancer Screening and Mammography
Not Avaliable	Not Avaliable	Not Avaliable	Not Avaliable	$2,000	$4,000
Compassionate Visit
$7,500	$7,500	$7,500	Not Avaliable	$5,000	$7,500
Mental and Nervous disorders
Not Avaliable	Not Avaliable	Not Avaliable	Not Avaliable	$1,500	$3,000
Alcoholism and Drug Dependency
Not Avaliable	Not Avaliable	Not Avaliable	Not Avaliable	$1,500	$3,000

	Bajaj Allianz	Care
Claims Settlement Ratio ^**	88.43%	61.24%
Number of Lives Covered ^*	654,583	267,698
Number of policies issued ^*	506,493	190,335
* As per IRDAI report for 2018-19 ** As per NL25 data published on the Insurance Company website

Compare Bajaj Allianz international student health and Care(Formerly Religare) Student health insurance

Key features of Bajaj Allianz

Pro rata refund of premium if not accepted by University.
Will help complete University Waiver form if required.
Special approval for students already outside India.
Offers coverage for Bail Bond, tuition fees, family visit.
Pay for insurance in Indian Rupees with coverage provided in US dollars.

Key features of Care(Formerly Religare)

Optional Covers like Maternity Cover, Pre-existing cover under life threatening situation, Adventure sports injury, HIV / AIDS cover, Vision care and self-inflicted injury.
Flexibility to choose your coverage.
Extended coverage in country of residency and coverage at home country.
Offers coverage for Bail Bond, Laptop / Tablet, Sponsor Protection.
It is a cheaper and affordable plan. There is no pre-policy medical check-up.

Student Insurance Partners

Student Travel Insurance
Insurance Companies offering student medical insurance
Student Travel Insurance is an insurance policy specifically designed for students travelling abroad on student visa to pursue their higher studies. The policy covers students who are enrolling in colleges, universities or institutes in a foreign country for professional/other academic courses. There are coverages specific to students that include Sponsor Protection, Compassionate Visit , Bail Bond and Study Interruption.
Coverages Offered Emergency Accident & Sickness Reimbursement Medical Evacuation Repatriation of Remains Treatment of Mental Disorders Cancer Screening and Mammography Maternity Coverage Study Interruption Sponsor Protection Missed Connection Compassionate Visit (2 way) Emergency Cash Advance	Policy Exclusions Travelling against the advice of a Physician Pre-existing Conditions Serving in any branch of the Naval, Military or Air Forces Being under the influence due to usage/abuse of drugs, alcohol, or other intoxicants Ionising radiation or contamination by radioactivity from any nuclear fuel External congenital anomalies Adventure sports, skydiving/parachuting, hang gliding, bungee jumping, scuba diving, mountain climbing Ayurvedic, Homeopath or naturopathy treatments