Bajaj Allianz student Elite insurance

Student Elite insurance benefits

• Student Elite insurance benefits

  Standard	Silver	Gold	Deductible
  Medical Expenses, Evacuation & Repatriation:
  $50,000	$100,000	$200,000	$100
  Emergency Dental Pain Relief included in (1) above
  $500	$500	$500	$100
  Personal Accident***
  $25,000	$25,000	$25,000	Nil
  AD&D Common Carrier
  $2,500	$2,500	$2,500	Nil
  Loss of Checked Baggage**
  $1,000	$1,000	$1,000	$100
  Bail Bond Insurance (2 way)
  $500	$500	$500	$50
  Tuition Fee
  $10,000	$10,000	$10,000	Nil
  Accident to sponsor
  $10,000	$10,000	$10,000	Nil
  Family visit
  $7,500	$7,500	$7,500	Nil
  Personal liability
  $1,00,000	$1,00,000	$1,00,000	$200

  **Per baggage maximum 50% and per item in the baggage maximum 10%.
  ***Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.

• Overseas Student health insurance Coverage

  The Insurer can claim reimbursement under Bajaj Allianz Study Companion Insurance policy:
  1. Reimbursement of the tution fee paid in advance for the current semester (maximum limit mentioned), if the insured discontinues school owing to medical conditions requiring hospitilization; or due to serious injury / death of either parent.
  2. In case the sponsor named in the schedule meets with an accident resulting in death / permanent disability during the policy period, the company shall reimburse the remaining school fee subject to the maximum limit mentioned.
  3. In case the insured is hospitalized due to accidental injury / sickness covered in the policy and the attending physicianadvises the necessary attendance of a family member, the company will reinburse the actual cost of economy class transportation by the most direct route via a common carrier subject to maximum sum insured (famaily means spouse, parent, sibling and in-laws of the insured)
  4. In addition to the sum in the personal accident section, the company wil pay the sum insured specified in the schedule, if the insured sustains accidental bodily injury during travel by a common carrier; and the same takes place within 12 months of the date upon which it was sustained and resulted in the insured's death / loss of two eyes / loss of two limbs / lss of one limb and one eye.
  5. 5. In case the insured is arrested for inadvetentlybreaking the law during overseas travel, the company will pay the amount as per the schedule, towards the bail amount for release except when the insured has been charged with breaking the law with criminal intent or for over speeding in a vechile.