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Bajaj Travel Insurance

Bajaj Allianz Student Prime overview

  • Pro-rate amount refunded if rejected by university
  • Help complete waiver form
  • Personalized support provided

Bajaj Allianz travel insurance review

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Sum Insured

USD 50,000/1,000,000

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Claims settlement ratio **

88.43%

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Incurred claims ratio

29%

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Number of policies issued *

506,493

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Number of lives covered *

654,583

* As per IRDAI report  |   ** As per NL25 data published on the Insurance Company website

Student Prime medical insurance benefits

  • Student Prime medical insurance benefits

    Standard
    US$50,000
    Silver
    US$1,00,000
    Gold
    US$2,00,000
    Platinum
    US$3,00,000
    Super Gold
    US$5,00,000
    Super Platinum
    US$7.5,00,000
    Maximum
    US$10,00,000
    Deductible
    Personal Accident
    $25,000 $25,000 $25,000 $25,000 $25,000 $25,000 $25,000 Nil
    Medical Expenses Evacuation
    $50,000 $100,000 $200,000 $300,000 $500,000 $750,000 $1,000,000 $100
    Emergency Dental Treatment
    $500 $500 $500 $500 $500 $500 $500 $100
    Repatriation
    $5,000 $5,000 $5,000 $5,500 $5,500 $6,000 $6,000 Nil
    Loss of Checked Baggage*
    $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 Nil
    Loss of Passport
    - - - $250 $250 $300 $300 $25
    Accidental death & disability common carrier
    $2,500 $2,500 $2,500 $3,000 $3,000 $3,500 $3,500 Nil
    Personal Liability
    $100,000 $100,000 $100,000 $150,000 $150,000 $150,000 $150,000 $200
    Loss of Laptop
    - - - $500 $500 $500 $500 Nil
    Bail Bond
    $500 $500 $500 $500 $500 $500 $500 $50
    Accident to sponsor
    $10,000 $10,000 $10,000 $10,000 $10,000 $10,000 $10,000 Nil
    Tution Fee
    $10,000 $10,000 $10,000 $10,000 $10,000 $10,000 $10,000 Nil
    Suicide
    - - - $1,500 $2,000 $2,000 $2,000 Nil
    Family Visit
    $7,500 $7,500 $7,500 $7,500 $7,500 $7,500 $7,500 Nil
    **Per baggage maximum 50% and per item in the baggage maximum 10%.
    ***Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.
  • Student Prime medical insurance of policy coverage

    The Insurer can claim reimbursement under Bajaj Allianz Study Prime Insurance policy:
    1. Current semester tuition fees reimbursement subject to maximum limit mention in case the insured is unable to continue the school semester due to serious medical condition of the insured requiring hospitalization or death / serious injury requiring hospitalization of either of the parents during the policy period (Subject to policy terms & conditions.)
    2. In the event of the sponsor mentioned in the policy meeting with an accident during the policy period, resulting in death or permanent disability the company shall reimburse the remaining school fees. (Subject to policy terms & conditions.)
    3. In the event of the insured becoming hospitalized as a result of an accidental injury or sickness covered under the policy and the attending physician advises necessary attendance of a family member, the company will reimburse the travel cost for the visit (family members include spouse, parent, sibling &in-laws) (Subject to policy terms & conditions.)

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Insurance customers can renew their existing policy online before the expiry date at any time.

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