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bajaj Insurance Plans Bajaj Allianz Personal Guard insurance

Bajaj mediclaim insurance - unique features

  • Cashless hospitalization across network of quality hospitals
  • Direct claim settlement, no third party involved
  • Get 5% Cumulative Bonus benefit for each claim free year, Maximum up to 50%
  • Income Tax Benefit as per Sec 80 D of the IT Act on the premiums paid for this policy

Bajaj Allianz health insurance reviews

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Sum Insured

USD 3lacs/50Lacs options available

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Claims settlement ratio **

86.50%

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Incurred claims ratio

77%

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Number of policies issued *

8,44,567

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Number of lives covered *

18,185,301

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List of Network Hospitals

8,000+ hospitals

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Tenure options

For a period of 3 years

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Maximum family floater coverage

Self, Spouse + 4 dependent children

* As per IRDAI report  |   ** As per NL25 data published on the Insurance Company website

Bajaj Allianz Personal Guard insurance review

  • Bajaj Allianz Personal Guard insurance key features

    • Covers Death, Permanent Total Disability, Permanent Partial Disability, and Temporary Total Disability
    • Children's Educational Bonus benefit.
    • Daily hospital confinement allowance payable in case of hospitalization due to accident*
    • Medical expenses reimbursement in case of hospitalization due to accidents*
  • Bajaj Allianz medical insurance benefits

    • Highest compensation of 125% of the sum insured in case of Permanent Total Disability.
    • Children's education is not hampered due to your accidental death or injury
    • Hassle free in house claim settlement.
    • Cumulative bonus @ 10% per claim free year to a maximum of 50%,if there is a claim then 10% of the sum insured will be reduced on the next renewal.
    • Family discount of 10%
  • Bajaj Allianz Personal Guard insurance coverage

    • Covers Death, Permanent Partiality Disability, Permanent Total Disability, & Temporary Total disability.
    • In case of Temporary Total Disability 1% of sum insured or Rs 5000 / week (whichever is lesser) will be payable up to max 100 weeks.
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Brochure

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Proposal form

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Policy wordings

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