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TATA AIG vs Bajaj Allianz international student insurance

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Accident & Sickness Medical Expenses
$50,000            Deductible: $100 $100,000            Deductible: $100 $250,000             Deductible: $100 $500,000            Deductible: $100 $50,000            Deductible: $100 $50,000             Deductible: $100 $50,000             Deductible: $100
Medical Evacuation
$5,000 $10,000 $15,000 $25,000 Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses
Repatriation of Remains
$2,500 $5,000 $7,500 $10,000 Included under Medical Expenses Included under Medical Expenses $5,000
AD and D or Personal Accident
$10,000 $25,000 $25,000 $50,000 $50,000 $25,000 $25,000
AD & D Common Carrier
Not Avaliable Not Avaliable Not Avaliable Not Avaliable Not Avaliable $2,500 $2,500
Pre - existing conditions cover
$500 $1,000 $2,500 $5,000 Not Avaliable Not Avaliable Not Avaliable
Sickness Dental Relief
$250        Deductible: $100 $300        Deductible: $100 $400               Deductible: $100 $500        Deductible: $100 $500 included in medical expenses Deductible: $100 $500 included in medical expenses Deductible: $100 $500 included in medical expenses Deductible: $100
Personal Liability
$100,000             Deductible: $200 $100,000             Deductible: $200 $500,000            Deductible: $200 $500,000            Deductible: $200 $100,000            Deductible: $200 $100,000            Deductible: $200 $100,000            Deductible: $200
Study Interruption
$7,500 $7,500 $15,000 $25,000 Not Avaliable Not Avaliable Not Avaliable
Compassionate Visit(2-Way)
$1,500 $5,000 $7,500 $10,000 Not Avaliable Not Avaliable Not Avaliable
Tution Fee
Not Avaliable Not Avaliable Not Avaliable Not Avaliable $10,000 $10,000 $10,000
Loss of Checked Baggage
$500 $1,000 $2,000 $2,500 $1,000            Deductible: $100 $1,000            Deductible: $100 $1,000            Deductible: Nil
Loss of Passport
$250             Deductible: $30 $250             Deductible: $30 $250             Deductible: $30 $250             Deductible: $30 Not Avaliable Not Avaliable Not Avaliable
Hijack Cash Benefit
$100 per day; Maximum $500 Deductible: 1 Day $100 per day; Maximum $500 Deductible: 1 Day $100 per day; Maximum $500 Deductible: 1 Day $100 per day, Maximum $500 Deductible: 1 Day Not Avaliable Not Avaliable Not Avaliable
Trip Delay
$10 per 12hrs, Max $100             Deductible: 12 hours $10 per 12hrs, Max $100             Deductible: 12 hours $10 per 12hrs, Max $100             Deductible: 12 hours $10 per 12hrs, Max $100             Deductible: 12 hours Not Avaliable Not Avaliable Not Avaliable
Missed Connection
$250             Deductible: $25 $500             Deductible: $50 $750 $1,000            Deductible: $100 Not Avaliable Not Avaliable Not Avaliable
Bail Bond Insurance
$500 $1,000 $5,000 $5,000 Not Avaliable Not Avaliable $500             Deductible: $50
Sponsor Protection
$10,000 $10,000 $20,000 $25,000 Not Avaliable Not Avaliable $10,000            Deductible: Nil
Child care benefit
$250 $500 $1,000 $1,500 Not Avaliable Not Avaliable Not Avaliable
Physiotherapy
$500 $500 $500 $500 Not Avaliable Not Avaliable Not Avaliable
Cancer Screening and Mammography
$250 $500 $1,500 $3,000 Not Avaliable Not Avaliable Not Avaliable

Compare TATA AIG international student health and Bajaj Allianz Student health insurance

Key features of TATA AIG

  • Full refund of premium if rejected by the university
  • Will help complete University Waiver form if required
  • Special approval possible for students already outside India
  • Offers coverage for Study Interruption, Sponsor protection, 2 way Compassionate visit
  • Premium paid in Indian rupees while coverage is in US dollars

Key features of Bajaj Allianz

  • Pro rata refund of premium if not accepted by University.
  • Will help complete University Waiver form if required.
  • Special approval for students already outside India.
  • Offers coverage for Bail Bond, tuition fees, family visit.
  • Pay for insurance in Indian Rupees with coverage provided in US dollars.

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    Bangalore - 560 034.
CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022