Cholamandalam vs Care international student insurance

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Compare Cholamandalam vs Care Student Insurace

Travel Destination
Traveler Date of Birth
   
Travel Start Date
Travel End Date
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* Name, Email Id & Mobile No. are required 
Cholamandalam logo Cholamandalam logo Cholamandalam logo Religare logo Religare logo Religare logo
Student Silver
Student Gold
Student Platinum
Explore Plus
Explore Super
Explore Ultra
Brochure
Brochure Brochure Brochure Brochure Brochure Brochure
Accident & Sickness Medical Expenses
$50,000            Deductible: $100 $100,000            Deductible: $100 $100,000            Deductible: $100 $50,000            Deductible: $100 $50,000            Deductible: $100 $50,000            Deductible: $100
Medical Evacuation
Included under Medical Expenses Included under Medical Expenses Included under Medical Expenses $75,000 Included under Medical Expenses Included under Medical Expenses
Repatriation of Remains
$7,500 $7,500 $7,500 $7,500 Included under Medical Expenses Included under Medical Expenses
AD and D or Personal Accident
Not Avaliable Overseas: $25,000 Domestic: Rs.2 Lakh Overseas: $25,000 Domestic: Rs.2 Lakh $15,000 $30,000 $30,000
Pre - existing conditions cover
Not Avaliable Not Avaliable Not Avaliable Not Avaliable Not Avaliable Not Avaliable
Personal Liability
Not Avaliable $100,000 $100,000 $100,000             Deductible: $200 $100,000             Deductible: $200 $100,000             Deductible: $200
Study Interruption
$10,000 $10,000 $10,000 $7,500 $10,000 $15,000
Tution Fee
Not Avaliable Not Avaliable Not Avaliable Not Avaliable Not Avaliable Not Avaliable
Loss of Checked Baggage
Not Avaliable $1,000 $1,000 $500 $1,000 $2,000
Loss of Passport
Not Avaliable $150            Deductible: $30 $150            Deductible: $30 $150             Deductible: $50 $150             Deductible: $50 $200             Deductible: $50
Hijack Cash Benefit
Not Avaliable Not Avaliable Not Avaliable Not Avaliable Not Avaliable Not Avaliable
Trip Delay
Not Avaliable Not Avaliable Not Avaliable Not Avaliable Not Avaliable $200             Deductible: 12hrs
Missed Connection
Not Avaliable Not Avaliable Not Avaliable Not Avaliable Not Avaliable Not Avaliable
Bail Bond Insurance
Not Avaliable $5,000 $5,000 $500 $5,000 $5,000
Sponsor Protection
Not Avaliable $10,000 $10,000 $10,000 $15,000 $15,000
Physiotherapy
Not Avaliable Not Avaliable Not Avaliable Not Avaliable Not Avaliable Not Avaliable
Cancer Screening and Mammography
Not Avaliable Not Avaliable Not Avaliable Not Avaliable $2,000 $4,000
Cholamandalam Care
Claims Settlement Ratio ** 54.36% 61.24%
Number of Lives Covered * 14,223 267,698
Number of policies issued * 8,277 190,335
  • * As per IRDAI report for 2018-19
  • ** As per NL25 data published on the Insurance Company website

Compare Care international student health and Cholamandalam Student health insurance

Key features of Cholamandalam

  • Cover includes Bail Bond, Study Interruption, Sponsor Protection, Compassionate Visit benefit.
  • Can be used in addition to university plans for above reasons.
  • Premium paid in Indian rupees, while coverage is in US Dollars. This is advantages if currency fluctuations make US dollar more expensive.

Key features of Care(Formerly Religare)

  • Optional Covers like Maternity Cover, Pre-existing cover under life threatening situation, Adventure sports injury, HIV / AIDS cover, Vision care and self-inflicted injury.
  • Flexibility to choose your coverage.
  • Extended coverage in country of residency and coverage at home country.
  • Offers coverage for Bail Bond, Laptop / Tablet, Sponsor Protection.
  • It is a cheaper and affordable plan. There is no pre-policy medical check-up.

Student Insurance Partners

Student Travel Insurance
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  • Future Generali Insurance plans
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  • Star Health Student Insurance Plans
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Student Travel Insurance is an insurance policy specifically designed for students travelling abroad on student visa to pursue their higher studies. The policy covers students who are enrolling in colleges, universities or institutes in a foreign country for professional/other academic courses. There are coverages specific to students that include Sponsor Protection, Compassionate Visit , Bail Bond and Study Interruption.
Coverages Offered
  • Emergency Accident & Sickness Reimbursement
  • Medical Evacuation
  • Repatriation of Remains
  • Treatment of Mental Disorders
  • Cancer Screening and Mammography
  • Maternity Coverage
  • Study Interruption
  • Sponsor Protection
  • Missed Connection
  • Compassionate Visit (2 way)
  • Emergency Cash Advance
Policy Exclusions
  • Travelling against the advice of a Physician
  • Pre-existing Conditions
  • Serving in any branch of the Naval, Military or Air Forces
  • Being under the influence due to usage/abuse of drugs, alcohol, or other intoxicants
  • Ionising radiation or contamination by radioactivity from any nuclear fuel
  • External congenital anomalies
  • Adventure sports, skydiving/parachuting, hang gliding, bungee jumping, scuba diving, mountain climbing
  • Ayurvedic, Homeopath or naturopathy treatments

Student Insurance useful links

How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

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Student outside India

Student medical insurance for Indian students already outside India.

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Online renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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FAQ

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Compare student plans

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Blogs

Eindia Insurance - Blog.

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Resourceful Indian student insurance links

CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025