Bajaj Allianz Student Medical Insurance

International Student Health Insurance Plans

Bajaj Allianz also offers comprehensive student insurance plans for the Indian students who want to pursue their education at foreign universities across the world. These plans are with increasing sum insureds for Accident & Sickness ranging from $50,000 to $1,000,000 under their Prime Plans. The benefits under their programs include the standard benefits like Emergency Accident & Sickness cover, Personal Accident (including Common Carrier), Loss of Passport and Baggage but also benefits specific to the Student University study program which include Tuition Fee Waiver, Accident to Sponsor, Family Visit, Bail Bond, Loss of Laptop etc. Apart from the benefits under the Student Plans, there are some other features specific to the Student program below:

• Eligible for students between the ages of 16 to 35 years
• The policy period can be purchased from 1 year to maximum 3 years and can be extended for 1 more year if required
• Pro rata refund of premium if the insurance policy is not accepted by University
• Will help complete University Waiver form if required confirming Bajaj Student policy meets the Minimum Health Requirements as required by the University program
• Special approval for students already outside India – subject to Bajaj underwriter approval
• Premium payment is in ₹INR while the coverage and settlement is in $USD or local currency of the host country
• Cashless settlement for both Inpatient and Outpatient treatment in the US
• No pre policy medical health check up is required.

Student Companion and Elite Medical Insurance Benefits

Student Companion				Student Elite
Standard	Silver	Gold	Deductible	Standard	Silver	Gold	Deductible
Medical Expenses, Evacuation & Repatriation:
$50,000	$100,000	$200,000	$100	$50,000	$100,000	$200,000	$100
Emergency Dental Pain Relief included in (1) above
$500	$500	$500	$100	$500	$500	$500	$100
Tuition Fee
$10,000	$10,000	$10,000	Nil	$10,000	$10,000	$10,000	Nil
Personal Accident***
$50,000	$50,000	$50,000	Nil	$25,000	$25,000	$25,000	Nil
Loss of Checked Baggage**
$1000	$1000	$1000	$100	$1,000	$1,000	$1,000	$100
Accident to sponsor
$10,000	$10,000	$10,000	Nil	$10,000	$10,000	$10,000	Nil
Family visit
$7,500	$7,500	$7,500	Nil	$7,500	$7,500	$7,500	Nil
Personal liability
$1,00,000	$1,00,000	$1,00,000	$200	$1,00,000	$1,00,000	$1,00,000	$200
Bail Bond Insurance (2 way)
				$500	$500	$500	$50
AD&D Common Carrier
				$2,500	$2,500	$2,500	Nil

**Per baggage maximum 50% and per item in the baggage maximum 10%.
***Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.

Student Medical Insurance Benefits

Standard $50,000	Silver 1 Lakhs	Gold 2 Lakhs	Platinum 3 Lakhs	Super Gold 5 Lakhs	Super Platinum 7.5 Lakhs	Maximum 10 Lakhs	Deductible
Personal Accident
$25,000	$25,000	$25,000	$25,000	$25,000	$25,000	$25,000	Nil
Medical Expenses Evacuation
$50,000	$100,000	$200,000	$300,000	$500,000	$750,000	$1,000,000	$100
Emergency Dental Treatment
$500	$500	$500	$500	$500	$500	$500	$100
Repatriation
$5,000	$5,000	$5,000	$5,500	$5,500	$6,000	$6,000	Nil
Loss of Checked Baggage*
$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	Nil
Loss of Passport
-	-	-	$250	$250	$300	$300	$25
Accidental death & disability common carrier
$2,500	$2,500	$2,500	$3,000	$3,000	$3,500	$3,500	Nil
Personal Liability
$100,000	$100,000	$100,000	$150,000	$150,000	$150,000	$150,000	$200
Loss of Laptop
-	-	-	$500	$500	$500	$500	Nil
Bail Bond
$500	$500	$500	$500	$500	$500	$500	$50
Accident to sponsor
$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	Nil
Tution Fee
$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	$10,000	Nil
Suicide
-	-	-	$1,500	$2,000	$2,000	$2,000	Nil
Family Visit
$7,500	$7,500	$7,500	$7,500	$7,500	$7,500	$7,500	Nil

**Per baggage maximum 50% and per item in the baggage maximum 10%.
***Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.

Where should the insured call for claims assistance while they are abroad?

One of the important features of this policy is Emergency Cash Advance. It is an assistance service, wherein the company facilitates providing emergency cash to the insured during incidents such as theft/burglary of luggage/money or hold ups by co-coordinating with the insured person's relatives in India to provide emergency cash assistance to the insured person as per his requirement, up to the limit specified in the policy schedule.

In case of any claim or assistance abroad call Toll-Free Numbers :

Originating Country	Dialled Number
USA (001)	186658 76903
Canada (001)	186691 43705
Austria (043)	990+800 10002005
Belgium	990+800 10002005
Denmark (045)	990+800 10002005
France (033)	990+800 10002005
Germany (049)	990+800 10002005
Hungary (036)	990+800 10002005
Ireland (353)	990+800 10002005
Italy (039)	990+800 10002005
Malaysia (060)	990+800 10002005
Netherlands (031)	990+800 10002005
New Zealand (064)	990+800 10002005
Norway (047)	990+800 10002005
Philippines (063)	990+800 10002005
Portugal (351)	990+800 10002005
Spain (034)	990+800 10002005
Sweden (046)	990+800 10002005
Swizerland (041)	990+800 10002005
UK (044)	990+800 10002005
Finland (358) - carrier TS	990+800 10002005
Finland (358) - carrier Elisa	990+800 10002005
Hong Kong (852)	001+800 10002005
Israel (972)	014+800 10002005
Singapore (065)	001+800 10002005
So. Korea (082) - carrier Telecom	001+800 10002005
So. Korea (082) - carrier Dacom	002+800 10002005
Thailand (066)	001+800 10002005
Japan (081) - carrier Tele	0041-010+800 10002005
Japan (081) - carrier IDC	0061-010+800 10002005
Japan (081) - carrier NTT	0033-010+800 10002005
Japan (081) - carrier KDD	001-010+800 10002005
Australia (061)	0011+800 10002005

When dialling a universal toll free number the caller must first dial the appropriate country's int'l access code (+) as illustrated above.

Tel : 91-20-3030 58 58

Fax : 91-20-30512207

travel@bajajallianz.co.in

Call Toll Free :1800-22-5858 (for Bharti users - mobile / landline) or 1800-102-5858 (for BSNL/MTNL lines only) or 020-30305858