Coverages under the Bajaj Allianz Car Insurance Policy?
Covers Expenses On Own Damage
Apart from accidents, cars can be damaged due to natural disasters, natural instances or their own technical glitches and malfunctions. Regardless of the reason, expenses are involved in getting the car serviced. That’s why it’s ideal to buy a car insurance as it covers damages arising due to uncommon reasons.
Third-party Liabilities
A car is a machine that is subjected to technical issues. A car gone out of control is a threat to civilians and public properties. If there has been an accident with you on the driver’s seat, you are bound to compensate for the damages caused. If you have a car insurance policy, your insurance company would take care of the expenses.
Personal Accidents
Having a four wheeler insurance is like driving with a lifeguard. There is a backup you have to cover the expenses incurred due to car accidents. A proper car insurance policy also compensates for permanent disability arising due to a car accident. This is an ideal financial support that is inevitable for families.
Mandatory By Law
If you are a car owner, you should mandatorily have a minimum of a third-party car insurance according to the Motor Vehicles Act. Failing to have is an offence and you could be penalized for it when caught.
Extended Benefits with Add-ons
Apart from the benefits you just saw, you could include add-on benefits such as zero depreciation cover, consumables cover, breakdown assistance, conveyance benefits and more when you buy car insurance. This only makes your policy more airtight.
Additional Convenience
An extensive online four wheeler insurance policy also allows you to experience benefits like coverage of personal baggage theft/damage, paperless-digital insurance applications and processing, online claims, spot services and more.
Documents Required To Buy Bajaj Allianz Car Insurance Online
When you buy car insurance online, ensure you have the soft copies of the following documents in hand to seamlessly complete the process in minutes
- Details about your vehicle including registration number
- A valid driver’s licence
- Completed claim formr
- Bank detailsr
- Tax receipts
- Filled insurance forms
Bajaj Allianz Add On Covers
Add-ons are additional features or benefits you add to your car insurance to make it more extensive and airtight. The add-on covers you add only decrease any financial burden you are likely to incur at the event of an accident or a calamity. At the same time, the more the add-ons you include in your policy, the higher the premium you have to pay. For the most ideal four wheeler insurance, we recommend you adding features that are value additions to your policy. Let’s look at some of the add-ons we offer.
Zero Depreciation : Also known as bumper to bumper cover, this is an add-on you could add to your comprehensive car insurance policy. To understand what zero depreciation is, let’s first look at depreciation.
Engine Protector : Engine is one of the most crucial parts of a car. Unfortunately, however, the expenses you incur on the damages to your car’s engine is not covered under standard car insurance policies. Being one of the most
24/7 Spot Assistance : One of the most helpful add-ons for your car insurance, this ensures you are never stranded on the road due to any concern associated with your car. Our team is just a call or a click away to assist you or get to
Key And Lock Replacement : Car keys are some of the most misplaced items in the world. From forgetting them at a restaurant to losing them at your own home, car keys are easily overlooked. Sadly, there are expenses involved in
Consumable Expenses : Like we said, buying a car and maintaining a car are two different things. There are frequent expenses involved when it comes to the maintenance of your car. From servicing spare parts to replacing them,
Personal Baggage : A car is your personal and private safe where you leave your belongings inside until your work outside is done. From laptops and expensive gadgets to money or money’s worth of valuables,
Conveyance Benefit : Another highly convenient add-on, where we take care of the little yet significant concerns you are likely to face in your everyday life post an accident.
Why Choose Bajaj Allianz Car Insurance?
There are several reasons to choose Bajaj Allianz Car Insurance:
Key Feature |
Bajaj Allianz Car Insurance Benefit |
Cashless Services |
Across 4,500+ Network Garages |
Cashless Hospitalization |
Across 6,500+ Hospitals |
Time to Get a Car Insurance |
Less than 3 Minutes |
Claim Facility |
Cashless |
No Claim Transfer Bonus Transfer |
Yes, up to 50% |
Tailored Add-ons |
7+ Including Engine Protector |
Claims Process |
Digital - Within 20 Minutes |
Claims Settlement Ratio |
98% |
On-The-Spot Settlement |
Yes, Through Caringly Yours App |