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bajaj Insurance Plans Bajaj Allianz Senior Citizen travel insurance

Bajaj Allianz Senior Citizen – Quotes

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Travel Insurance

What is Bajaj Allianz Senior Citizen travel insurance?

Bajaj Allianz offers best overseas mediclaim insurance coverage for senior citizens travelling to USA, Australia, Europe, Singapore, Dubai, UK and other countries worldwide. Older travellers are more prone to travel and health risks while outside India and the expenses from unexpected emergencies can be very high. Being insured against such tragedies can be a money saver for older travellers.

Senior citizens above the age of 70 years who are travelling abroad can purchase Bajaj Allianz travel medical insurance and stay secure from financial shortcomings in case of an medical emergency.Bajaj Allianz senior citizen travel insurance can be purchased online using different modes of payment.

Travellers above 70 years traveling to Schengen countries please contact us at +91-80-41101026 before buying the policy

Bajaj Allianz senior citizen travel medical insurance is available for $50,000 in 2 ways one by submitting required medical reports and the other is by without submitting any medical reports.

Bajaj Allianz travel insurance review

monitoring
Claims settlement ratio **

80.2%

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Incurred claims ratio

70%

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Number of policies issued *

5,24,552

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Number of lives covered *

5,24,552

* As per IRDAI report | ** As per NL25 data published on the Insurance Company website

What are the key highlights of Bajaj Allianz Senior travel insurance?

assignment
Sum Insured

USD 50,000

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Coverage period

180 days(can be extended for further)

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Eligibility

6 months to 99 years

Bajaj Allianz travel insurance for above 70 Indian traveler

  • Bajaj Allianz Travel Elite Senior Citizen travel insurance benefits

    Coverage Benefits Travel Elite Age (71 - 85 years) Deductible
    Medical Expenses, Evacuation & Repatriation $50,000 $100
    Personal Accident $10,000 Nil
    Loss of Passport $250 $25
    Loss of checked baggage** $500 Nil
    Delay of checked baggage $100 12 hrs
    Trip Delay $20 per 12 hrs to max $120 12 hrs
    Personal Liability $100,000 $100
    Hijack $50 per day to max $300 Nil
    Emergency Cash Advance*** $500 $100
    AD & D Common Carrier $1,500 Nil
    Golfer’s Hole-in-one $250 Nil
    Trip Cancellation $500 Nil
    Home Burglary Insurance Rs. 100,000 Nil
    Trip Curtailment $200 Nil
    Hospitalization Daily Allowance $25 Per day to Max 100 Nil

    Medical sub-limits for 71-85 years

    Benefits Age (71 - 75 years) Age (76 - 80 years) Age (81 - 85 years) Deductible
    Any One Illness $8,500 ($7500 if purchased 30 days in advance) $7,500 ($5000 if purchased 30 days in advance) $5,000 ($3000 if purchased 30 days in advance) -
    Any one Accident $20,000 $20,000 $20,000 -

    **Per baggage maximum 50% and per item in baggage max 10% ***Cash Advance would include delivery charges

    Note:
    • Indian Senior Citizens can buy the Bajaj Allianz seniors travel medical insurance up to Max 180 days. The Bajaj Senior Citizen travel medical insurance is not renewable
    • Bajaj Allianz Senior Citizen health insurance for Indians will be issued in one business day
  • Bajaj Allianz Travel Prime Super Age insurance coverages and benefits

    Coverages in USD Travel Prime Super Age (71-99 years)
    Medical Expenses, Evacuation and Repatriation $50,000
    Emergency Dental Treatment $500
    Personal Accident* 10,000
    Loss of Passport $250
    Loss of Checked Baggage** $500
    Delay of Checked Baggage $100
    Trip Delay $20 per 12 hrs to max $120
    Personal Liability $100,000
    Hijack $50 per day to max $300
    Emergency Cash Benefit*** $500
    Repatriation $5,000
    AD & D Common Carrier $1,500
    Hospitalization Daily Allowance $25 per day to max $300
    Golfer's Hole-in-one $250
    Trip Cancellation $500
    Trip Curtailment $200
    Home Burglary Insurance INR 100,000

    *Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.

    **Per baggage maximum 50% and per item in the baggage restricted to 10%.

    ***Cash Advance Would include delivery charges.

    Medical Sublimit under Medical expenses for age 71-99 years who purchase PRIME SUPER AGE PLAN
    Medical Sublimit under Medical expenses Prime Super Age Plan
    Hospital Room, Board and Hospital miscellaneous $1,200 per day
    Intensive Care Unit $2,000 per day
    Surgical Treatment $8000
    Anesthetist Services 25% of Surgeons Charges
    Physician's Visit $50 per day
    Diagnostic and Pre-Admission Testing $400
    Ambulance Services $300
  • Bajaj Allianz Travel ACE Super Age insurance coverages and benefits

    Coverages Super Age (71-99 years)
    Sickness medical expenses
    Deductible: $100
    $50,000
    Medical evacuation due to sickness Up to $50,000 (Benefit included under sickness medical expenses)
    Medical repatriation due to sickness Up to $50,000 (Benefit included under sickness medical expenses)
    Accident medical expenses $50,000
    Medical evacuation due to accident Up to $50,000 (Benefit included under accident medical expenses)
    Repatriation of Remains Up to $50,000 (Benefit included under accident medical expenses)
    Pre-Existing Illness Cover
    Deductible: $100
    Not Covered
    Emergency Dental Pain Relief
    Deductible: $25
    Up to $500
    Hospitalization Daily Allowance $50 per day, max 7 days
    Loss of Checked-in Baggage Up to $500
    Delay of Checked-in Baggage Geography(Abroad) - Up to $200 , Geography(India) - Up to Rs.2,000
    (Deductible 8 hrs)
    Personal Accident (International) NA
    Personal Accident Cover in India (INR) Up to Rs.1 Lakh
    Accidental Death & Disability- Common Carrier (AD&D) Up to $2,000
    Lifestyle Modification Benefit NA
    Child Education Benefit NA
    Compassionate Visit 1,000
    Compassionate Stay 1,000
    Loss of Personal Belonging including Mobile, Laptop, Ipad, E-Reader Optional
    Car Hire Excess Insurance Optional
    Legal Expenses Optional
    Extended Pet Stay (INR) Optional
    Trip and Event Cancellation Up to $1,000
    Trip Delay Delight
    Deductible: 6hrs
    Up to $80
    Trip Interruption Up to $500
    Missed Connection Up to $300
    Bounced Hotel Up to $500
    Trip Extension Up to $1,000
    Ticket Overbooking Up to $200
    Loss of Passport and Driving License Up to $250
    Return of Minor Child NA
    Hijack Cover Up to $3,000
    Personal Liability Up to $100,000
    Alternative Transport Expenses Optional
    Weather Guarantee Optional
    Golfers Hole-in-one Optional
    Emergency Cash Assistance Service Up to $1,000
    Home Burglary and Robbery Insurance (INR) Portable equipments excluding laptop - Rs.1 lakh, Laptop - Rs.1 lakh, Others - 1 Lakh
    Standard Fire and Special Perils Cover (INR) Portable equipments excluding laptop - Rs.1 lakh, Laptop - Rs.1 lakh, Others - 1 Lakh
  •   Credit/Debit Card/online banking Purchase Procedure

    Bajaj Allianz individual travel health insurance policy can be purchased online from anywhere in the world using a credit card. Simply get the insurance quotes using our premium calculator, select the plan you like, fill the online application and pay using your card. Many of our customers are located in the USA, Canada, the UK, or Europe (Schengen states), Singapore, Australia, New Zealand, Thailand are buying the insurance for family members traveling from India. International as well as Indian cards are accepted. Indian Debit cards or online banking are also accepted. On completing the online transaction, the policy will be issued and emailed to the email address provided in the application form. The policy will also be couriered within India on request. Compare Bajaj Allianz travel insurance cost and buy the policy online.

      Cheque Payment Purchase Procedure

    Insurance customers can also purchase the plan by using their cheque. The cheque payment facility will be useful for those who do not or cannot use their credit/debit card to buy Bajaj Allianz overseas travel insurance policy.

    If the customers want to clarify more about cheque payment facility they can call us at +91(80) 4110 1026 in India. There will be an insurance adviser at your service to assist you to purchase the plan.

     

How much does a Bajaj Allianz Senior Citizen travel insurance cost for one month?

  • The Travel Elite Age Plan for 71-85 years is available at ₹6,787 for one month, covering Worldwide Including the USA and Canada, with a coverage limit of $50,000.

    The Travel Elite Age Plan for 71-85 years is available at ₹4,534 for one month, covering Worldwide Excluding the USA and Canada, with a coverage limit of $50,000.


    Traveler's age Worldwide Including the USA and Canada Worldwide Excluding the USA and Canada
    71-75 years ₹6,787 ₹4,534
    76-80 years ₹9,448 ₹5,922
    81-85 years ₹12,595 ₹7,896

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Bajaj Allianz Senior Travel Insurance FAQ’s

Yes, Bajaj Allianz’s travel plans covers the insured in case of Emergency Medical attention required on an OPD basis. The Travel Insurance plans cover OPD Injuries following an accident or , Other medical emergencies, etc subject to certain limits.

Travel Insurance for Senior Citizen is available for all individuals in the age group of 61 to 90+ years. There are different plans and covers that are provided to suit your particular needs.

Emergency Assistance Provider/ TPA( Third Party Assistance) is a travel insurance company’s Service Provider who provides Administrative and Claims Services, that includes Cashless claims services to their customers, acts as serves as a claim processor, information provider for the customer. Yes, You one can contact your Emergency Assistance Provider /TPA in case of any emergency. All the contact details of the TPA are specified in the travel certificate of insurance (COI).

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