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bajaj Insurance Plans Bajaj Allianz Insta Insure insurance

Bajaj mediclaim insurance - unique features

  • Cashless hospitalization across network of quality hospitals
  • Direct claim settlement, no third party involved
  • Lasik surgery covered after 4 years
  • Get 5% Cumulative Bonus benefit for each claim free year, Maximum up to 50%
  • Income tax benefit under sec-80D, Save tax upto 15,000/-

Bajaj Allianz health insurance reviews

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Sum Insured

USD 3lacs/50Lacs options available

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Claims settlement ratio **

86.50%

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Incurred claims ratio

77%

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Number of policies issued *

8,44,567

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Number of lives covered *

18,185,301

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List of Network Hospitals

8,000+ hospitals

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Tenure options

For a period of 3 years

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Maximum family floater coverage

Self, Spouse + 4 dependent children

* As per IRDAI report  |   ** As per NL25 data published on the Insurance Company website

Bajaj Allianz Insta Insure insurance review

  • Bajaj Allianz Insta Insure insurance key features

    • A single family floater policy to cover hospitalization expenses & personal accident benefit
    • Hassle free policy, Health & PA cover for Healthy individuals without any history of pre-existing diseases.
    • The cover starts once the KIT is activated by generating the authentication number
    • Entry age restricted upto 45 yrs and no medical underwriting( Subject to clean proposal)
    • Policy can be renewed till proposer attaining an age of 70 yrs
    • Access to over 2400 hospitals for cashless facility
  • Bajaj Allianz Insta Insure insurance benefits

    • Complete protection to the family for hospitalization expenses
    • All the family members can be covered under a single sum insured for a single premium ( Floater Cover)
    • Death cover for the proposer.
    • Hassle free policy issuance without medical tests
    • Income tax benefit on the premium paid as per section 80D
    • Covers emergency ambulance charges
  • Bajaj Allianz Insta Insure insurance coverage

    • 1 lac family floater cover towards Hospitalization expenses & 1 lac death cover for the proposer
    • The policy covers ambulance charges in case of emergency subject to a maximum of Rs 1000
    • 130 day care procedures subject to terms and conditions
    • Pre-existing diseases covered after 4 years' continuous renewals with us
    • A flat benefit of 2% of admissible hospitalization expenses towards pre and post hospitalization medical expenses
    * Conditions apply.
  • Bajaj Allianz Insta Insure insurance coverage

    • 1 lac family floater cover towards Hospitalization expenses & 1 lac death cover for the proposer
    • The policy covers ambulance charges in case of emergency subject to a maximum of Rs 1000
    • 130 day care procedures subject to terms and conditions
    • Pre-existing diseases covered after 4 years' continuous renewals with us
    • A flat benefit of 2% of admissible hospitalization expenses towards pre and post hospitalization medical expenses
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Brochure

Review Bajaj Allianz Insta Insure insurance brochure to understand coverage details.

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Proposal form

Fill the online Bajaj Allianz Insta Insure insurance proposal form.

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