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bajaj Insurance Plans Bajaj Allianz Travel Asia insurance

Bajaj Allianz Travel Asia insurance – Quotes

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bajaj Travel Insurance

Travel Asia insurance from Bajaj Allianz

Travelers who are going to Asian countries can purchase Bajaj Allianz Travel Asia insurance plan, which is a custom made plan for travelers to Asian countries. Eventhough most trips to Asian countries are much shorter in duration and the Medical Expenses in some Asian countries are lesser than Europe or Americas, the risk of a medical or non-medical emergency arising as high and hence it is important to buy an insurance cover for your Asian Trips as wel.

Bajaj Allianz travel insurance review


Sum Insured

USD 50,000/1,000,000


Claims settlement ratio **

80.2%


Incurred claims ratio

70%


Number of policies issued *

5,24,552


Number of lives covered *

5,24,552


Policy Wordings

Download Policy Wordings

* As per IRDAI report   |   ** As per NL25 data published on the Insurance Company website

Bajaj Allianz Travel Asia benefits

  • This is a special package devised for individuals travelling to Asia. Travellers can select from Travel Asia Flair and Travel Asia Supreme, according to their need for cover. These packages are extremely convenient with cover option ranging from 1-30 days.

    Travel elite asia flair Travel elite asia supreme
    Medical Expenses and Evacuation(Deductible $50)
    $15,000 $25,000
    Emergency dental pain relief(Deductible $50)
    $500 $500
    Accidental Death and Dismemberment(Common Carrier)
    $2,500 $2,500
    Baggage Delay Benefit(After first 12 hrs)
    $100 $100
    Checked Baggage Loss Benefit*
    $200 $200
    Loss of Passport (Deductible $25)
    $100 $100
    Personal Liability(Deductible $100)
    $10,000 $10,000
    Hijack(Deductible $100)
    $50 per day, Max $300 per day $60 per day, Max $360 per day
    Personal Accident**
    $7,500 $7,500
    # - Included under the benefit limit of Sickness Medical Expenses
    * - Per Baggage maximum 50% and per item in the baggage 10%.
    ** - Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years.
    *** - Cash Advance Would include delivery charges.
  • Travel companion asia flair Travel companion asia supreme
    Medical Expenses and Evacuation(Deductible $50)
    $15,000 $25,000
    Emergency dental pain relief(Deductible $50)
    $500 $500
    Baggage Delay Benefit(After first 12 hrs)
    $100 $100
    Checked Baggage Loss Benefit*
    $200 $200
    Loss of Passport (Deductible $15)
    $100 $100
    Personal Liability(Deductible $100)
    $10,000 $10,000
    Hijack(Deductible $100)
    $20 per day, Max. $200 $20 per day, Max. $200
    Personal Accident**
    $7,500 $7,500
    # - Included under the benefit limit of Sickness Medical Expenses
    * - Per Baggage maximum 50% and per item in the baggage 10%.
    ** - Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years.

Bajaj Allianz travel FAQ’s

Yes, one can cancel the policy if their trip gets cancelled. Ideally one should cancel the policy prior to the inception of the same. However the policy terms and conditions allows the insured to cancel the policy as a special case after the expiry of 15 days from the expiry date of the policy. The insured needs to submit a cancellation letter to Bajaj Allianz and provide proof (normally it is a passport photocopy) that the planned trip had not commenced. The company deducts cancellation charges according to the cancellation table, and refunds the balance premium.

Yes, the Asia Prime Family Policy will take care of the travel insurance needs of the family. The policy will cover the primary member, their spouse (up to 60 years of age) and 2 dependent children under the age of 21 years under a single policy, with a Floating Sum Insured of $50,000 and $100,000 for the entire family. The Personal Accident cover, however works individually.

This policy is specially designed to cover travel to Asian countries other than Japan. Given that the cost of medical treatment in Asian countries are relatively lower that the Western European and American countries, Bajaj Allianz Asia Travel Insurance offers extensive coverage at affordable rates for the insured traveller. This is backed up by efficient and effective Assistance and Claims service through their in house Claims Management team.

Any person holding a valid Indian passport between the ages of 6 months and 70 years, travelling to any Asian destination(apart from Japan), can be covered under this policy. The policy offers a maximum overseas duration of 30 days or less. Foreign citizens (with a PIO or OCI card or work permit) residing in India are also eligible for the Asia Travel Insurance offered by Bajaj Allianz.

Yes, the insured can file a travel insurance claim once they return to India. The time window is 30 days or at the end of your trip. But this purely depends upon your travel insurance agency and the travel insurance plan which one has purchased.

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