Bajaj Allianz Health Ensure insurance

Bajaj Allianz Health Ensure quotes

Room Rent : Capped at 1% of Sum Insured subject to maximum of ₹5,000 per day.
Co-pay : Co-pay options of NIL / 20% based on Zonewise treatment availed.
Restoration Benefit : NIL Restoration Benefit.
Cashless hospitalization across network of quality hospitals
Direct claim settlement, no third party involved
Lasik surgery covered after 4 years
Get 5% Cumulative Bonus benefit for each claim free year, Maximum up to 50%
Income tax benefit under sec-80D, Save tax upto 15,000/-

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Sum Insured

USD 3lacs/50Lacs options available

monitoring
Claims settlement ratio **

86.50%

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Incurred claims ratio

77%

policy
Number of policies issued *

8,44,567

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Number of lives covered *

18,185,301

List of Network Hospitals

8,000+ hospitals

Tenure options

For a period of 3 years

Maximum family floater coverage

Self, Spouse + 4 dependent children

* As per IRDAI report | ** As per NL25 data published on the Insurance Company website

Bajaj Allianz Health Ensure insurance key features
- Pre-existing diseases covered after 2 yrs continuous renewals with us.
- A flat benefit of 2% of admissible hospitalization expenses are paid towards pre & post hospitalization expenses.
- Access to 2400 hospitals for Cashless facility
- In case of admission in non network hospitals the expenses incurred would be reimbursed within 14 days from the date of submission of all documents
Bajaj Allianz Health Ensure insurance advantages
- No tests required up to the age of 55 yrs*
- Health Check up at the end of continuous four claim free year
- 130 day care procedures covered
- In case of emergency ambulance charges covered subject to a maximum of Rs. 1000 /- per policy period.
- Hassle free claim settlement due to in house claims administration team
- Family discount of 5 % is applicable
- Tax benefit on the premium paid as per section 80-D of the income Tax Act.
Bajaj Allianz Health Ensure insurance coverage
- Policy can be taken from 3 months to 55 yrs *
- Renewal up to 75 yrs*
- Sum insured - 50,000, 75000, and 1 lac.
* Conditions apply.