Bajaj Allianz Travel Prime insurance

Bajaj Allianz travel medical insurance products

• Bajaj Allianz - Travel Prime insurance coverage and benefits for 6 months to 60 years

  Coverage	Silver $50,000	Gold $200,000	Platinum $500,000	Super Platinum $750,000	Maximum $1000,000	Deductible
  Accident and Sickness Medical Expenses Reimbursement	$50,000	$200,000	$500,000	$750,000	$1000,000	$100
  Accidental Death and Dismemberment(Common Carrier)	$2,500	$5,000	$5,000	$5,000	$5,000	N/A
  Emergency Sickness Dental Expense	$500	$500	$500	$500	$500	$100
  Repatriation of Remains	$5,000	$5,000	$5,000	$6,000	$6,500	N/A
  Baggage Delay Benefit	$100	$100	$100	$100	$100	After first 12 hrs
  Checked Baggage Loss Benefit**	$500	$1,000	$1,000	$1,000	$1,000	N/A
  Loss of Passport	$250	$250	$250	$300	$300	$25
  Personal Liability	$100,000	$200,000	$200,000	$250,000	$250,000	$100
  Hijack	$50 per day to max $300	$60 per day to max $360	$60 per day to max $360	$60 per day to max $360	$60 per day to max $360	N/A
  Emergency Cash Advance***	$500	$1,000	$1,000	$1,500	$1,500	N/A
  Personal Accident*	$15,000	$25,000	$25,000	$25,000	$25,000	N/A
  Hospitalization Daily allowance	$20 per day to max $100	$25 per day to max $125	$20 per day to max $150	$25 per day to max $125	$25 per day to max $125	N/A
  Home Burglary Insurance	Rs.100,000	Rs.200,000	Rs.300,000	Rs.300,000	Rs.300,000	N/A
  Trip Cancellation	$500	$1,000	$1,000	$1,000	$1,000	N/A
  Trip Curtailment	$200	$300	$500	$500	$500	N/A
  Missed Connection/Missed Departure	$100	$100	$100	$100	$100	12 hours
  Bounced Hotel /Airline booking	$500	$500	$500	$500	$500	N/A
  Difference in Airfare due to delayed or early return	$500	$500	$500	$500	$500	N/A
  Personal Accident Cover in India	$50,000	$50,000	$50,000	$50,000	$50,000	N/A

  *Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.

  **Per baggage maximum 50% and per item in the baggage restricted to 10%.

  ***Cash Advance Would include delivery charges

• Bajaj Allianz - Travel Prime insurance coverage and benefits for 61-70 Years

  Coverage	Prime Age Silver $50,000	Prime Age Gold $200,000	Prime Age Platinum $500,000	Prime Age Super Platinum $750,000	Prime Age Maximum $1000,000	Deductible
  Accident and Sickness Medical Expenses Reimbursement	$50,000	$200,000	$500,000	$750,000	$1000,000	$100
  Accidental Death and Dismemberment(Common Carrier)	$2,500	$5,000	$5,000	$5,000	$5,000	N/A
  Emergency Sickness Dental Expense	$500	$500	$500	$500	$500	$100
  Repatriation of Remains	$5,000	$5,000	$5,000	$5,500	$6,000	N/A
  Baggage Delay Benefit	$100	$100	$100	$100	$100	After first 12 hrs
  Checked Baggage Loss Benefit**	$500	$1,000	$1,000	$1,000	$1,000	N/A
  Loss of Passport	$250	$250	$250	$300	$300	$25
  Personal Liability	$100,000	$200,000	$200,000	$250,000	$250,000	$100
  Hijack	$50 per day to max $300	$60 per day to max $360	$60 per day to max $360	$60 per day to max $360	$60 per day to max $360	N/A
  Emergency Cash Advance***	$500	$1,000	$1,000	$1,000	$1,000	N/A
  Trip Delay	$20 per 12 hrs to max $120	$30 per 12 hrs to max $180	$30 per 12 hrs to max $180	$30 per 12 hrs to max $180	$30 per 12 hrs to max $180	N/A
  Personal Accident*	$15,000	$25,000	$25,000	$25,000	$25,000	N/A
  Hospitalization Daily allowance	$25 per day to max $100	$25 per day to max $125	$25 per day to max $250	$25 per day to max $250	$25 per day to max $250	N/A
  Home Burglary Insurance	Rs.100,000	Rs.200,000	Rs.300,000	Rs.300,000	Rs.300,000	N/A
  Trip Cancellation	$500	$1,000	$1,000	$1,000	$1,000	N/A
  Trip Curtailment	$200	$300	$500	$500	$500	N/A
  Missed Connection/Missed Departure	$100	$100	$100	$100	$100	12 hrs

  *Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.

  **Per baggage maximum 50% and per item in the baggage restricted to 10%.

  ***Cash Advance Would include delivery charges

• Bajaj Allianz - Travel Prime insurance coverage and benefits for 71-99 Years

  Coverage	Prime Super Age - $50,000	Deductible
  Medical Expenses and Evacuation	$50,000	$100
  Personal Accident*	$10,000	N/A
  Emergency Sickness Dental Expense	$500	$100
  Repatriation of Remains	$5,000	N/A
  Baggage Delay Benefit(After first 12 hrs)	$100	After first 12 hrs
  Checked Baggage Loss Benefit**	$500
  Loss of Passport	$250	$25
  Personal Liability	$100,000	$100
  Hijack	$50 per day to max $300	N/A
  Emergency Cash Advance***	$500	N/A
  Trip Delay	$20 per 12 hrs to max $120	N/A
  Golfer's Hole in One	$250	N/A
  Trip Cancellation	$500	N/A
  Trip Curtailment	$200
  Hospitalization Daily allowance	$25 Per day to Max 100	N/A
  Special Conditions for medical expenses
  Accident Death & Disability	$1,500	N/A
  Home Burglary Insurance	$10,000	N/A

  *Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.

  **Per baggage maximum 50% and per item in the baggage restricted to 10%.

  ***Cash Advance Would include delivery charges.

  Medical Sublimit under Medical expenses for age 71-99 years who have purchased TRAVEL PRIME PLAN
  Medical Sublimit under Medical expenses	Prime Super Age $50,000
  Hospital Room, Board and Hospital miscellaneous	$1,200 per day
  Intensive Care Unit	$2,000 per day
  Surgical Treatment	$8,000 per day
  Anesthetist Services	25% of Surgeons Charges
  Physician's Visit	$50 per day
  Diagnostic and Pre-Admission Testing	$400
  Ambulance Services	$300

• Bajaj Allianz -Travel Prime insurance exclusions

  • Any medical condition or complication arising from it which existing before the commencement of the policy period, or for which care, treatment or advice was sought, recomended by or received from a physician.
  • Routine physical or other examination where there is no objective indication of impairment of normal health.
  • Medical expenses beyond the expiry of the policy period.
  • Suicide, attempted sucide or wilfully self-inflicted injury or illness, mental disorder, anxiety / stress / depression / nervousness having no underlying physical illness as a cause; veneral disease, alcoholism, drunkenness or the abuse of drugs
  • Manual work or hazardous occupation, self-exposure to needless peril (except in an attempt to save human life), or if engaging in an criminal or illegal act.
  • Pregnancy, resulting childbirth, miscarriage, abortion, or complication arising out of any of the foregoing.
  • Experimental, unproven or non-standard treatment.
  • Treatment by another system other than modern medicine (also known as Allopathy).
  • The cost of spectacles, contact lens and hearing aids, crutches and all other external appliances and / or devices whether for diagnosis or treatment.
  • Delay of baggage when the intended destination is in India
  • Loss or damage of the insureds passport as a result of the classification or detention by customs, police or any other authority.
  • Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and in respect of which an official report has not been obtained.
  • Loss caused by the insured's failure to take reasonable steps to guard against the loss of the passport.