Bajaj Allianz Travel Prime insurance

What are the benefits coverage’s offered by Bajaj Allianz Travel Prime?

• Bajaj Allianz Travel Prime insurance coverage and benefits for 6 months to 60 years

  Coverage	Silver $50,000	Gold $200,000	Platinum $500,000	Super Platinum $750,000	Maximum $1000,000
  Accident and Sickness Medical Expenses Reimbursement Deductible:$100	$50,000	$200,000	$500,000	$750,000	$1000,000
  Accidental Death and Dismemberment (Common Carrier)	$2,500	$5,000	$5,000	$5,000	$5,000
  Emergency Sickness Dental Expense Deductible:$100	$500	$500	$500	$500	$500
  Repatriation of Remains	$5,000	$5,000	$5,000	$6,000	$6,500
  Baggage Delay Benefit Deductible: After first 12 hrs	$100	$100	$100	$100	$100
  Checked Baggage Loss Benefit**	$500	$1,000	$1,000	$1,000	$1,000
  Loss of Passport Deductible: $25	$250	$250	$250	$300	$300
  Personal Liability Deductible: $100	$100,000	$200,000	$200,000	$250,000	$250,000
  Hijack	$50 per day to max $300	$60 per day to max $360	$60 per day to max $360	$60 per day to max $360	$60 per day to max $360
  Emergency Cash Advance***	$500	$1,000	$1,000	$1,500	$1,500
  Personal Accident*	$15,000	$25,000	$25,000	$25,000	$25,000
  Hospitalization Daily allowance	$20 per day to max $100	$25 per day to max $125	$20 per day to max $150	$25 per day to max $125	$25 per day to max $125
  Home Burglary Insurance	Rs.100,000	Rs.200,000	Rs.300,000	Rs.300,000	Rs.300,000
  Trip Cancellation	$500	$1,000	$1,000	$1,000	$1,000
  Trip Curtailment	$200	$300	$500	$500	$500
  Missed Connection/Missed Departure Deductible:12 hours	$100	$100	$100	$100	$100
  Bounced Hotel /Airline booking	$500	$500	$500	$500	$500
  Difference in Airfare due to delayed or early return	$500	$500	$500	$500	$500
  Personal Accident Cover in India	$50,000	$50,000	$50,000	$50,000	$50,000

  *Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.

  **Per baggage maximum 50% and per item in the baggage restricted to 10%.

  ***Cash Advance Would include delivery charges

• Bajaj Allianz Travel Prime insurance coverage and benefits for 61-70 Years

  Coverage	Prime Age Silver $50,000	Prime Age Gold $200,000	Prime Age Platinum $500,000	Prime Age Super Platinum $750,000	Prime Age Maximum $1000,000
  Accident and Sickness Medical Expenses Reimbursement Deductible: $100	$50,000	$200,000	$500,000	$750,000	$1000,000
  Accidental Death and Dismemberment (Common Carrier)	$2,500	$5,000	$5,000	$5,000	$5,000
  Emergency Sickness Dental Expense Deductible: $100	$500	$500	$500	$500	$500
  Repatriation of Remains	$5,000	$5,000	$5,000	$5,500	$6,000
  Baggage Delay Benefit Deductible: After first 12 hrs	$100	$100	$100	$100	$100
  Checked Baggage Loss Benefit**	$500	$1,000	$1,000	$1,000	$1,000
  Loss of Passport Deductible: $25	$250	$250	$250	$300	$300
  Personal Liability Deductible: $100	$100,000	$200,000	$200,000	$250,000	$250,000
  Hijack	$50 per day to max $300	$60 per day to max $360	$60 per day to max $360	$60 per day to max $360	$60 per day to max $360
  Emergency Cash Advance***	$500	$1,000	$1,000	$1,000	$1,000
  Trip Delay	$20 per 12 hrs to max $120	$30 per 12 hrs to max $180	$30 per 12 hrs to max $180	$30 per 12 hrs to max $180	$30 per 12 hrs to max $180
  Personal Accident*	$15,000	$25,000	$25,000	$25,000	$25,000
  Hospitalization Daily allowance	$25 per day to max $100	$25 per day to max $125	$25 per day to max $250	$25 per day to max $250	$25 per day to max $250
  Home Burglary Insurance	Rs.100,000	Rs.200,000	Rs.300,000	Rs.300,000	Rs.300,000
  Trip Cancellation	$500	$1,000	$1,000	$1,000	$1,000
  Trip Curtailment	$200	$300	$500	$500	$500
  Missed Connection/Missed Departure Deductible: 12 hrs	$100	$100	$100	$100	$100

  *Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.

  **Per baggage maximum 50% and per item in the baggage restricted to 10%.

  ***Cash Advance Would include delivery charges

• Bajaj Allianz Travel Prime insurance coverage and benefits for 71-99 Years

  Coverage	Prime Super Age - $50,000
  Medical Expenses and Evacuation Deductible: $100	$50,000
  Personal Accident*	$10,000
  Emergency Sickness Dental Expense Deductible: $100	$500
  Repatriation of Remains	$5,000
  Baggage Delay Benefit Deductible: After first 12 hrs	$100
  Checked Baggage Loss Benefit**	$500
  Loss of Passport Deductible: $25	$250
  Personal Liability Deductible: $100	$100,000
  Hijack	$50 per day to max $300
  Emergency Cash Advance***	$500
  Trip Delay	$20 per 12 hrs to max $120
  Golfer's Hole in One	$250
  Trip Cancellation	$500
  Trip Curtailment	$200
  Hospitalization Daily allowance	$25 Per day to Max 100
  Special Conditions for medical expenses
  Accident Death & Disability	$1,500
  Home Burglary Insurance	$10,000

  *Only 50% of the sum assured in respect of the death of the insured person below age of 18 years.

  **Per baggage maximum 50% and per item in the baggage restricted to 10%.

  ***Cash Advance Would include delivery charges.

  Medical Sublimit under Medical expenses for age 71-99 years who have purchased TRAVEL PRIME PLAN
  Medical Sublimit under Medical expenses	Prime Super Age $50,000
  Hospital Room, Board and Hospital miscellaneous	$1,200 per day
  Intensive Care Unit	$2,000 per day
  Surgical Treatment	$8,000 per day
  Anesthetist Services	25% of Surgeons Charges
  Physician's Visit	$50 per day
  Diagnostic and Pre-Admission Testing	$400
  Ambulance Services	$300

• Bajaj Allianz Travel Prime insurance exclusions

  • Any medical condition or complication arising from it which existing before the commencement of the policy period, or for which care, treatment or advice was sought, recommended by or received from a physician.
  • Routine physical or other examination where there is no objective indication of impairment of normal health.
  • Medical expenses beyond the expiry of the policy period.
  • Suicide, attempted sucide or wilfully self-inflicted injury or illness, mental disorder, anxiety / stress / depression / nervousness having no underlying physical illness as a cause; veneral disease, alcoholism, drunkenness or the abuse of drugs
  • Manual work or hazardous occupation, self-exposure to needless peril (except in an attempt to save human life), or if engaging in an criminal or illegal act.
  • Pregnancy, resulting childbirth, miscarriage, abortion, or complication arising out of any of the foregoing.
  • Experimental, unproven or non-standard treatment.
  • Treatment by another system other than modern medicine (also known as Allopathy).
  • The cost of spectacles, contact lens and hearing aids, crutches and all other external appliances and / or devices whether for diagnosis or treatment.
  • Delay of baggage when the intended destination is in India
  • Loss or damage of the insureds passport as a result of the classification or detention by customs, police or any other authority.
  • Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and in respect of which an official report has not been obtained.
  • Loss caused by the insured's failure to take reasonable steps to guard against the loss of the passport.