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TATA AIG vs Cholamandalam Student insurance

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Student Guard Plan A Student Guard Plan B Student Guard Ultimate Student Supreme Student Silver
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Accident & Sickness Medical Expenses
$50,000            Deductible: $100 $100,000            Deductible: $100 $250,000             Deductible: $100 $500,000            Deductible: $100 Not Avaliable Not Avaliable Not Avaliable
Medical Evacuation
$5,000 $10,000 $15,000 $25,000 Included Included Included
Repatriation of Remains
$2,500 $5,000 $7,500 $10,000 $7,500 $7,500 $7,500
AD and D or Personal Accident
$10,000 $25,000 $25,000 $50,000 Not Avaliable Not Avaliable Not Avaliable
Sickness Dental Relief
$250        Deductible: $100 $300        Deductible: $100 $400               Deductible: $100 $500        Deductible: $100 Not Avaliable Not Avaliable Not Avaliable
Emergency Dental Treatment
Not Avaliable Not Avaliable Not Avaliable Not Avaliable $250        Deductible: $100 $250        Deductible: $100 $250        Deductible: $100
Personal Liability
$100,000             Deductible: $200 $100,000             Deductible: $200 $500,000            Deductible: $200 $500,000            Deductible: $200 Not Avaliable $100,000 $150,000
Loss of Checked Baggage
$500 $1,000 $2,000 $2,500 Not Avaliable $1,000 $1,000
Loss of Passport
$250             Deductible: $30 $250             Deductible: $30 $250             Deductible: $30 $250             Deductible: $30 Not Avaliable $150             Deductible: $30 $150             Deductible: $30
Hijack Cash Benefit
$100 per day; Maximum $500 Deductible: 1 Day $100 per day; Maximum $500 Deductible: 1 Day $100 per day; Maximum $500 Deductible: 1 Day $100 per day, Maximum $500 Deductible: 1 Day Not Avaliable Not Avaliable Not Avaliable
Bail Bond Insurance
$500 $1,000 $5,000 $5,000 Not Avaliable $5,000 $5,000
Study Interruption
$7,500 $7,500 $15,000 $25,000 $10,000 $10,000 $10,000
Sponsor Protection
$10,000 $10,000 $20,000 Not Avaliable Not Avaliable $10,000 $10,000
Child care benefit
$250 $500 $1,000 $1,500 Not Avaliable Not Avaliable $100 per day for a maximum of 7 days
Physiotherapy
$500 $500 $500 $500 Not Avaliable Not Avaliable Not Avaliable
Cancer Screening and Mammography
$250 $500 $1,500 $3,000 Not Avaliable Not Avaliable $2,000

Compare TATA AIG international student health and Cholamandalam Student health insurance

Key features of TATA AIG

  • Full refund of premium if rejected by the university
  • Will help complete University Waiver form if required
  • Special approval possible for students already outside India
  • Offers coverage for Study Interruption, Sponsor protection, 2 way Compassionate visit
  • Premium paid in Indian rupees while coverage is in US dollars

Key features of Cholamandalam

  • Cover includes Bail Bond, Study Interruption, Sponsor Protection, Compassionate Visit benefit.
  • Can be used in addition to university plans for above reasons.
  • Premium paid in Indian rupees, while coverage is in US Dollars. This is advantages if currency fluctuations make US dollar more expensive.

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