Tata AIG Schengen Travel Insurance

TATA AIG travel insurance overview

• Benefits of TATA AIG Travel Insurance

  Silver $50,000	Silver Plus $100,000	Gold $250,000	Platinum $500,000	Senior $50,000
  Accident and Sickness Medical Expenses Reimbursement (Deductible $100)
  50,000	100,000	250,000	500,000	50,000
  Accidental Death and Dismemberment Benefit(24 Hrs)
  10,000	10,000	15,000	25,000	10,000
  Accidental Death and Dismemberment (Common Carrier)
  N/A	5,000	5,000	5,000	-
  Emergency Sickness Dental Expense
  300	400	500	1,000	-
  Emergency MedicalEvacuation
  Included under the benefit limit of accident & Sickness medical expense reimbursement	Included under the benefit limit of accident & Sickness medical expense reimbursement	Included under the benefit limit of accident & Sickness medical expense reimbursement	Included under the benefit limit of accident & Sickness medical expense reimbursement	Included under the benefit limit of accident & Sickness medical expense reimbursement
  Repatriation of Remains
  Included under the benefit limit of accident & Sickness medical expense reimbursement	Included under the benefit limit of accident & Sickness medical expense reimbursement	Included under the benefit limit of accident & Sickness medical expense reimbursement	Included under the benefit limit of accident & Sickness medical expense reimbursement	Included under the benefit limit of accident & Sickness medical expense reimbursement
  Baggage Delay Benefit(After first 12 hrs)
  50	100	200	500	50
  Checked Baggage Loss Benefit
  500	750	1,000	1,000	-
  Loss of Passport (Deductible $30)
  250	250	250	250	250
  Personal Liability(Deductible $200)
  100,000	150,000	200,000	500,000	100,000
  Hijack(Deductible $100)
  N/A	Included	Included	Included	-
  Automatic extension of policy upto 7 days
  Available	Available	Available	Available	-
  Emergency Cash Advance
  500	750	1,000	1,500	500
  Fraudulent Charges (Payment Card Security)
  500	500	1,000	2,000	-
  Home Burglary (In Rs.)
  Rs.100,000	Rs.100,000	Rs.200,000	Rs.200,000	-
  Trip Cancellation
  500 (Deductible 50)	500 (Deductible 50)	750 (Deductible 75)	1,000 (Deductible 100)	-
  Trip Curtailment
  500 (Deductible 50)	500 (Deductible 50)	750 (Deductible 75)	1,000 (Deductible 100)	-
  Missed Connection/Missed Departure
  500 (Deductible 50)	500 (Deductible 50)	750 (Deductible 75)	1,000 (Deductible 100)	-
  Bounced Hotel /Airline booking
  500 (Deductible 50)	500 (Deductible 50)	750 (Deductible 75)	1,000 (Deductible 100)	-

• Features of Tata AIG Travel Insurance

  • Coverage of Medical Expenses Travel Guard takes care of your medical expenses due to Accident and Sickness while traveling so that you can concentrate on enjoying the holiday without any stress.
  • Checked Baggage Loss Compensation for the loss of checked in baggage in the custody of the common carrier.
  • Baggage delay Compensation for reasonable expenses incurred for purchase of emergency personal effects due to delay in arrival of checked in baggage, whilst overseas.
  • Loss of Passport Compensation for expenses incurred directly in obtaining a duplicate or new passport abroad.
  • Personal Liability Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.
  • Hijacking In an unfortunate event of your common carrier in which you are travelling; being hijacked, this product will pay a distress allowance to you.
  • In-hospital Indemnity The Policy pays a Daily benefit for each day you are an inpatient in a hospital due to injury or sickness.
  • Trip Delay Reimbursement of additional expenses occurred due to trip delay (only if the trip has been delayed for more than 12 hours).
  • Automatic-extension of the policy Travel Guard allows you to extend your policy upto a period of 7 days from the policy expiry date in the unfortunate event of Delay by the scheduled airline, which is beyond the control of the insured.
  • Personal Accident Travel Guard gives you worldwide coverage against Accidental Death and Dismemberment following an accident during your trip.
  • Sickness Dental Relief The policy pays for immediate Dental Treatment occurring due to sudden acute pain during the course of an overseas Insured Journey. Dental benefits will be provided for Medically Necessary filling of the tooth or surgical treatment, services, or supplies.
  • Other Benefits Tata AIG’s Plans also cover some other benefits like Trip Cancellation / Curtailment, Repatriation of Remain and Medical Evacuation, Bounced Hotel / Airline Booking and Missed Connection / Departure