Eindiainsurance  - All your Insurance needs Online!
eindia logo
whatsapp call + 91 (80) 41101026 menu

TATA AIG Travel Guard Plus insurance TATA AIG Pre-existing medical conditions insurance

Tata AIG Pre-existing conditions quotes

       
pin_drop Destination
person No. of traveler
calendar_month Date of birth
or age   years
calendar_month Start date
Total Days: 
calendar_month End date
Get in touch
Our customer support will assist you in finding the best policy
TATA AIG Travel Pre-existing Medical Conditions insurance

TATA AIG Pre-existing Conditions insurance features

  • Coverage available for all age group including senior citizens and parents
  • Pre-existing ailments covered up to $1,500
  • Coverage under life threatening situations

What are the key highlights of TATA AIG international travel insurance?

assignment
Sum Insured

USD 50,000 / 1 Lakh / 2.5 Lakhs / 5 Lakhs / 7.5 Lakhs / 10 Lakhs

lists
Coverage period

360 days

person
Eligibility

180 days to 99 years

TATA AIG travel insurance review

monitoring
Claims settlement ratio **

58.9%

bar_chart
Incurred claims ratio

63%

calendar_month
Number of policies issued *

6,05,894

language
Number of lives covered *

7,40,370

* As per IRDAI report | ** As per NL25 data published on the Insurance Company website

TATA AIG international travel insurance with pre existing conditions benefits

Age group Plan Name Policy Maximum (USD) Maximum liability (USD)
3 months to 70 years Silver Plan $50,000 Up to $2,500
Silver Plus plan $100,000 Up to $5,000
Gold Plan $250,000 Up to $10,000
Platinum Plan $500,000 Up to $12,500
Titanium Plan $750,000 Up to $15,000
Titanium plus Plan $1,000,000 Up to $20,000
71 months to 80 years Senior Plan $50,000 Up to $2,500
Senior plus Plan $100,000 Up to $3,000
81 + years Super Senior Plan $50,000 Up to $1,500

Frequently asked questions for Tata AIG pre existing conditions coverage

A pre-existing condition usually means any medical condition for which medical advice, diagnosis, care or treatment was recommended or received,upto 48 months prior to the insured traveling abroad. Many insurance plans exclude coverage of pre existing conditions and treatment arising out of them. Some insurance companies like Tata AIG offer a restricted cover for Pre Existing Conditions.

A Life threatening condition is an unforeseen medical emergency, which puts the life of the insured at extreme risk. In such event, medical treatment solely designed to relieve acute pain, provided to the Insured by the Physician for Disease/Accident arising out of a pre-existing condition will be reimbursed upto a limit specified in the policy. The treatment for these emergency measures would be paid till the insured becomes medically stable or is relieved from acute pain. All further medical treatment costs to improve or maintain medically stable state of the insured or to prevent the onset of acute pain will have borne by the Insured. This coverage under the Tata AIG plan is $1,500.

There are no specific exclusions under Tata AIG’s pre existing conditions of Travel Insurance. It is just that due to a pre existing condition in a Life Threatening situation, the Tata AIG travel insurance plan offers a restricted cover of $1,500 to ensure the insured is medically stabilized. For eg. If an insured is suffering from Hypertension, any treatment as a result of this condition in a Life Threatening situation will remain covered.

The insured traveler will need to go through the policy terms and conditions (policy wordings) sent to them along with the Certificate of Insurance and refer to the “Pre Existing Condition” under the Accident & Sickness Medical Expense Reimbursement section to reconfirm this coverage.

There is no specific age limitation or restriction for coverage of Pre Existing diseases, but one must note that Tata AIG offers pre existing coverage only in life threatening situations.

How much does TATA AIG travel insurance for pre-existing condition price cost per month?

The TATA AIG pre existing disease cost per month starts at just ₹1,466 for coverage Worldwide Excluding USA & Canada. The monthly cost depends on factors such as the Traveler's age and plan maximum. Higher plan limits result in higher premiums.

For example, here is the TATA AIG travel insurance pre existing conditions cost per month for coverage Worldwide Excluding USA & Canada.
Worldwide Excluding USA & Canada
Plan Name Policy maximum (US $) Cost for one month
Travel Guard Plus Silver $50,000 ₹1,466
Travel Guard Plus Silver Plus $1,00,000 ₹1,811
Travel Guard Plus Gold $2,50,000 ₹2,142
Travel Guard Plus Platinum $5,00,000 ₹2,515
Titanium $7,50,000 ₹2,991
Titanium Plus $7,50,000 ₹3,625

The TATA AIG pre existing disease cost per month starts at just ₹3,216 for 51 years old traveler, Worldwide Including USA & Canada. The monthly cost depends on factors such as the Traveler's age and plan maximum. Higher plan limits result in higher premiums.

For example, here is the TATA AIG travel insurance pre existing conditions cost per month for coverage Worldwide Including USA & Canada.
Worldwide Including USA & Canada
Plan Name Policy maximum (US $) Cost for one month
Travel Guard Plus Silver $50,000 ₹3,216
Travel Guard Plus Silver Plus $1,00,000 ₹3,553
Travel Guard Plus Gold $2,50,000 ₹4,593
Travel Guard Plus Platinum $5,00,000 ₹5,102
Titanium $7,50,000 ₹6,406
Titanium Plus $7,50,000 ₹7,543

Compare other popular travel insurance companies

How are Claims settled?

Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.
How are Claims settled
Find the best Tata AIG travel insurance 

Pre-existing conditions coverage blogs

blood_pressure

Indian travel insurance for pre-existing conditions coverage abroad

Know more »
medical_services

Diabetes/heart diseases and Pre Existing travel Medical Insurance

Know more »
elderly

Travel Health Risks for Senior Citizens and importance of India travel insurance

Know more »
clinical_notes

India travel Insurance with diabetes medical coverage while overseas

Know more »

Get quotes for Tata AIG travel insurance!

Review and compare the best travel insurance.
Compare travel insurance quotes
Find the best Tata AIG travel insurance 

India travel insurance blogs and articles

flight_takeoff

Tips to find best travel insurance

Tips to find good and adequate international travel health insurance.

Know more »
description

Health care cost comparison

Comparison of overseas Healthcare cost and popular tourist destinations.

Know more »
border_color

How does travel insurance work

How to use visitor insurance in case of sudden sickness and accidents.

Know more »

TATA AIG travel insurance links

language

Travel Asia

accessible

Senior Citizen

medical_services

Pre Existing

euro_symbol

Schengen Visa

card_travel

Domestic Travel

luggage

Travel Guard

Resourceful Indian travel insurance links

travel

Why buy TATA AIG insurance?

Why do you need travel insurance plan?
Know more »
id_card

Indian Travel Insurance Benefits

Benefits of buying travel insurance plans
Know more »
draft

Premium calculator

Overseas travel insurance premium calculator
Know more »
question_mark

Indian travel insurance FAQ

FAQ's on buying travel insurance policy
Know more »