TATA AIG Pre-existing medical conditions insurance

What are the coverage options under TATA AIG travel insurance pre existing conditions?

• Benefits	Silver	Silver Plus	Gold	Platinum	Titanium	Titanium Plus
  Sublimits: ?	With sublimit / Without Sublimit
  Age: ?	3 months - 70 years
  Destination: ?	All countries covered,Excluding politically disturbed countries
  Sum Insured for :? Accident & Sickness	Up to $50,000 Deductible : $100	Up to $100,000 Deductible : $100	Up to $250,000 Deductible : $100	Up to $500,000 Deductible : $100	Up to $750,000 Deductible : $100	Up to $1,000,000 Deductible : $100
  Pre Existing Disease : ? Coverage (only in case of life threatening conditions)	Up to $2,500	Up to $5,000	Up to $10,000	Up to $10,000	Up to $15,000	Up to $20,000
  Emergency Medical : ? Evacuation (covered within Accident & Sickness Sum Insured)	Up to $50,000 Deductible : $100	Up to $100,000 Deductible : $100	Up to $250,000 Deductible : $100	Up to $500,000 Deductible : $100	Up to $750,000 Deductible : $100	Up to $1,000,000 Deductible : $100
  Repatriation of Mortal Remains : ?	Up to 25% of Accident & Sickness Sum Insured	Up to 25% of Accident & Sickness Sum Insured	Up to 25% of Accident & Sickness Sum Insured	Up to 25% of Accident & Sickness Sum Insured	Up to 25% of Accident & Sickness Sum Insured	Up to 25% of Accident & Sickness Sum Insured
  Accidental Death & : ? Disablement (Overseas)	Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000	Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000	Accidental Death: Maximum $15,000 Accidental Disablement: Maximum $15,000 Benefit Total - Maximum $15,000	Accidental Death: Maximum $25,000 Accidental Disablement: Maximum $25,000 Benefit Total - Maximum $25,000	Accidental Death: Maximum $50,000 Accidental Disablement: Maximum $50,000Benefit Total - Maximum $50,000	Accidental Death: Maximum $75,000 Accidental Disablement: Maximum $75,000Benefit Total - Maximum $75,000
  Emergency Medical : ? Dental Expenses	$300 Deductible : $50	$400 Deductible : $50	$500 Deductible : $50	$1,000 Deductible : $50	$1,000 Deductible : $50	$1,200 Deductible : $50
  Delay of Checked-in Baggage : ?	$40 Deductible : After 4 hours	$40 Deductible : After 4 hours	$45 Deductible : After 4 hours	$50 Deductible : After 4 hours	$50 Deductible : After 4 hours	$50 Deductible : After 4 hours
  Loss of Checked-in Baggage : ?	$200	$200	$300	$300	$400	$500
  Loss of Passport : ?	$250 Deductible : $25	$250 Deductible : $25	$250 Deductible : $25	$250 Deductible : $25	$500 Deductible : $25	$500 Deductible : $25
  Trip Curtailment : ?	$500 Deductible : $50	$500 Deductible : $50	$750 Deductible : $75	$1,000 Deductible : $100	$1,000 Deductible : $100	$1,500 Deductible : $100
  Trip Cancellation : ?	$500 Deductible : $50	$500 Deductible : $50	$750 Deductible : $50	$1,000 Deductible : $100	$1,000 Deductible : $100	$1,500 Deductible : $100
  Missed Flight/Connection : ?	$250	$250	$500	$750	$750	$750
  Bounced Hotel/Airline booking : ?	$500 Deductible : $50	$500 Deductible : $50	$750 Deductible : $75	$1,000 Deductible : $100	$2,500 Deductible : $100	$5,000 Deductible : $100
  Fraudulent Charges : ?	Per Occurrence Limit $250; Maximum Limit $500	Per Occurrence Limit $250; Maximum Limit $500	Per Occurrence Limit $500; Maximum Limit $1000	Per Occurrence Limit $1000; Maximum Limit $2000	Per Occurrence Limit $1250; Maximum Limit $2500	Per Occurrence Limit $1250; Maximum Limit $2500
  Home Content Burglary (in INR) : ?	₹ 50,000 Deductible : ₹ 5,000	₹ 50,000 Deductible : ₹ 5,000	₹ 1,50,000 Deductible : ₹ 5,000	₹ 2,50,000 Deductible : ₹ 5,000	₹ 5,00,000 Deductible : ₹ 5,000	₹ 5,00,000 Deductible : ₹ 5,000
  Accommodation Extension : ?	$100 per day upto Maximum of 10 days	$250 per day upto Maximum of 10 days	$300 per day upto Maximum of 10 days	$750 per day upto Maximum of 10 days	$1000 per day upto Maximum of 10 days	$1000 per day upto Maximum of 10 days
  Hijack/Kidnap Daily Allowance	-	$75 for every 12 hours, upto Maximum of 10 days	$100 Per 12 hours, upto Maximum of 10 days	$150 Per 12 hours, upto Maximum of 10 days	$150 Per 12 hours, upto Maximum of 10 days	$200 Per 12 hours, upto Maximum of 10 days
  Loss of International driving license	-	$100	$100	$100	$150	$150
  Flight Cancellation	-	$75	$75	$150	$200	$250
  Emergency Extension of the Policy : ?	7 days	7 days	7 days	15 days	15 days	15 days
  Loss of Personal Baggage	-	-	$200 Deductible : $30	$300 Deductible : $30	$400 Deductible : $30	$500 Deductible : $30
  Personal Accident in India (in INR)	-	-	₹ 15,00,000	Rs. 20,00,000	Rs. 25,00,000	Rs. 50,00,000
  Compassionate Travel/Stay	-	-	-	Upto $3,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member	Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member	Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member
  Loss of Cash	-	-	-	$125	$250	$375
  Upgradation to Business Class	-	-	-	-	$750	$1,000
  Rental Vehicle Cover	-	-	-	-	$500	$500
  Rental Vehicle Return	-	-	-	-	$250	$500
  Alternative Transport Expenses	-	-	-	-	$750	$1,000
  Pandemic Cover	-	-	-	-	$500	$500
  Hospital Daily Cash (Per Day)	-	-	-	-	-	$75 Per day, upto Maximum of 10 days
  Missed Booking	-	-	-	-	-	$750
  Visa Rejection	-	-	-	-	-	$100
  Personal Liability	$100,000 Deductible : $200	$100,000 Deductible : $200	$200,000 Deductible : $200	$500,000 Deductible : $250	$500,000 Deductible : $250	$500,000 Deductible : $250
  Flight Delay : ?	-	-	$45 For all overseas flights taken during Insured Trip Deductible : After 4 hours	$50 For all overseas flights taken during Insured Trip Deductible : After 4 hours	$50 For all overseas flights taken during Insured Trip Deductible : After 4 hours	$50 For all overseas flights taken during Insured Trip Deductible : After 4 hours

  
  Sublimits applicable on Inpatient treatment / Day care treatment / Outpatient treatment:

  The following medical sub limits are applicable for travelers older than 56 years. However these medical sublimits are not applicable for plans 'WITHOUT SUBLIMITS'

  
  

  Medical Sublimit	Silver	Silver Plus	Gold	Platinum	Titanium	Titanium Plus
  Hospital Room Rent and Boarding expenses	$1,500 per day up to 30 days	$1,500 per day up to 30 days	$1,750 per day up to 30 days	$2,000 per day up to 30 days	$2,000 per day up to 30 days	$2,500 per day up to 30 days
  Emergency Room Services	$1,500	$1,500	$1,750	$2,000	$2,000	$2,500
  ICU Charges	$3,000 per day up to 7 days	$3,000 per day up to 7 days	$3,250 per day up to 7 days	$3,750 per day up to 10 days	$3,750 per day up to 10 days	$4,000 per day up to 10 days
  Surgical Treatment Expenses	$12,500	$12,500	$13,000	$15,000	$15,000	$22,500
  	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services
  Physician Consultation Charges	$125 per day up to 10 visits	$125 per day up to 10 visits	$175 per day up to 10 visits	$250 per day up to 10 visits	$250 per day up to 10 visits	$350 per day up to 10 visits
  Diagnostic Tests	Up to $750	Up to $750	Up to $1,000	Up to $1,500	Up to $1,500	Up to $2,500
  Ambulance Service (Not applicable for Outpatient Treatment)	Up to $500	Up to $500	Up to $600	Up to $750	Up to $750	Up to $1,000
  Pharmacy	Up to $2,000	Up to $2,000	Up to $2,000	Up to $2,000	Up to $2,000	Up to $2,000
  Miscellaneous Expenses	Up to $500	Up to $500	Up to $500	Up to $500	Up to $500	Up to $500
  Emergency Room Services	$27,500	$27,500	$30,000	$35,000	$35,000	$40,000
  Non-Surgical (Medical Management cases)	$13,000	$13,000	$15,000	$17,500	$17,500	$20,000

• Benefits	Senior	Senior Plus	Super Senior
  Sublimits	With sublimit / Without Sublimit	With sublimit / Without Sublimit	With sublimit / Without Sublimit
  Age	71-80 years	71-80 years	81+ years
  Destination	All countries covered,Excluding politically disturbed countries	All countries covered,Excluding politically disturbed countries	All countries covered,Excluding politically disturbed countries
  Sum Insured for Accident & Sickness	Upto $50,000 Deductible : $100	Upto $100,000 Deductible : $100	Upto $50,000 Deductible : $100
  Pre Existing Disease Coverage (only in case of life threatening conditions)	Upto $2,500	Upto $3,000	Upto $1,500
  Emergency Medical Evacuation (covered within Accident & Sickness Sum Insured)	Up to $50,000 Deductible : $100	Up to $100,000 Deductible : $100	Up to $50,000 Deductible : $100
  Repatriation of Mortal Remains	Upto 25% of Accident & Sickness Sum Insured	Upto 25% of Accident & Sickness Sum Insured	Upto 25% of Accident & Sickness Sum Insured
  Accidental Death & Disablement (Overseas)	Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000	Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000	Accidental Death: Maximum $10,000 Accidental Disablement: Maximum $10,000 Benefit Total - Maximum $10,000
  Emergency Medical Dental Expenses	$300 Deductible : $75	$500 Deductible : $75	Not Available Deductible : Not available
  Delay of Checked-in Baggage	$40 Deductible : After 4 hours	$40 Deductible : After 4 hours	$40 Deductible : After 4 hours
  Loss of Checked-in Baggage	$200	$200	$200
  Loss of Passport	$250 Deductible : $25	$250 Deductible : $25	$250 Deductible : $25
  Personal Liability	$1,00,000 Deductible : $200	$1,00,000 Deductible : $200	$1,00,000 Deductible : $200
  Trip Curtailment	$500 Deductible : $100	$500 Deductible : $100	$500 Deductible : $100
  Trip Cancellation	$250 Deductible : $50	$500 Deductible : $50	$250 Deductible : $50
  Flight Delay	$40 For all overseas flights taken during Insured Trip Deductible : After 4 hours	$40 For all overseas flights taken during Insured Trip Deductible : After 4 hours	$40 For all overseas flights taken during Insured Trip Deductible : After 4 hours
  Missed Flight/Connection	$250	$250	$250
  Bounced Hotel/Airline booking	$500 Deductible : $50	$500 Deductible : $75	$250 Deductible : $50
  Home Content Burglary (in INR)	₹50,000 Deductible : ₹5,000	₹50,000 Deductible : ₹5,000	₹50,000 Deductible : ₹5,000
  Accommodation Extension	$50 per day upto Maximum of 10 days	$100 per day upto Maximum of 10 days	$50 per day upto Maximum of 10 days
  Hijack/Kidnap Daily Allowance	$75 Per 12 hours, upto Maximum of 10 days	$100 Per 12 hours, upto Maximum of 10 days	$75 Per 12 hours, upto Maximum of 10 days
  Loss of International driving license	-	-	-
  Flight Cancellation	-	$75	-
  Emergency Extension of the Policy	7 days	7 days	7 days
  Loss of Personal Baggage	Not Available Deductible : Not Available	$200 Deductible : $30	Not Available Deductible : Not Available
  Compassionate Travel/Stay	Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member	Upto $5,000 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member	Upto $2,500 covering Return Fare and Stay for any person - Spouse / Child / Immediate Family Member

  
  Sublimits applicable on Inpatient Treatment / day Care Treatment / Outpatient Treatment

  Medical Sublimit	Senior	Senior Plus	Super Senior Plus
  Hospital Room Rent and Boarding expenses	$1,500 per day up to 30 days	$1,500 per day up to 30 days	$1,500 per day up to 30 days
  Emergency Room Services	$1,500	$1,500	$1,500
  ICU Charges	$3,000 per day up to 7 days	$3,000 per day up to 7 days	$3,000 per day up to 7 days
  Surgical Treatment Expenses	$12,500	$12,500	$12,500
  	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services	25% of Surgical Treatment Expenses for Anesthetist Services
  Physician Consultation Charges	$125 per day upto 10 visits	$125 per day upto 10 visits	$125 per day upto 10 visits
  Diagnostic Tests	Up to $750	Up to $750	Up to $750
  Ambulance Service (Not applicable for Outpatient Treatment)	Up to $500	Up to $500	Up to $500
  Pharmacy	Up to $2,000	Up to $2,000	Up to $2,000
  Miscellaneous Expenses	Up to $500	Up to $500	Up to $500
  Emergency Room Services (Total)	$27,500	$27,500	$27,500
  Non-Surgical (Medical Management cases)	$13,000	$13,000	$13,000