TATA AIG Travel Insurance Cancellation Procedure, Cancel TATA AIG travel insurance process

How to cancel Tata AIG travel insurance?

Before the policy start date:

The insured is expected to inform EINDIAINSURANCE by sending an email requesting to cancel tata aig policy. He/she should furnish policy number or schedule number in the E mail.

After the policy start date:

The insured is expected to inform EINDIAINSURANCE by sending an email requesting tata aig health insurance cancellation. He/she should furnish policy number or schedule number in the E mail. Additionally the insured needs to submit proof that the insured has not travelled overseas. Photo copy or Scan copy of the entire passport could be sent to us. There is no pro-rata refund after the start of the policy coverage

The policy will be cancelled Within one working day after receiving the email (and passport copy post start date).
Note:

In both the cases there will be a Rs 300/- cancellation charges.
The Tata AIG policy cancellation refund cheque will be sent to the Indian mailing address mentioned in the policy by post/courier.

TATA AIG travel insurance cancellation process

How to cancel Tata AIG travel insurance policy online?

Period for cancellation
- While the term Free-Look Period is normally associated with Health Insurance and Life Insurance, in Overseas Travel Insurance by Tata AIG, the Free-Look Period is from the date of issuance of the policy till the date of travel. Most insurers allow you to cancel your travel insurance policy prior to the commencement date/travel date for a nominal fee. This is often called the "free-look" period.
Reach out to Your Insurer
- You can initiate cancellation by contacting your insurer through their official email or helpline, which is printed on the Travel Insurance Certificate of Insurance (COI). For example, Tata AIG allows cancellation requests via email or their toll-free number. If you purchased through an agent, a broker or web aggregator eindiainsurance , you can also email them your details for assistance.

Provide Policy Details
- Share your policy number, contact information, and reason for cancellation with the insurance company. If the cancellation request is receive before the commencement of the trip, then no additional document is required. However if the cancellation request is being received by Tata AIG after the commencement date/start date of the policy, the insured will need to submit 36 pages of their passport to prove that they had not travelled as originally planned.
Tata AIG travel policy cancellation refund process
- If the policy is cancelled before the commencement, you may receive a full refund (less minimal cancellation fees) However if cancellation is happening post inception of the policy, refund is on a pro-rata basis, after deducting any applicable cancellation charges. The refund normally takes around 15 working days to be paid to the insured.

Key Points

Cancellation terms & conditions and fees vary across insurers, always check the Tata AIG overseas travel insurance policy document or speak to your insurance company.

TATA AIG’s Overseas travel cancellation procedure FAQs

How long does it take to cancel a Tata AIG travel Guard insurance?

The travel insurance company can cancel the policy immediately on receiving the request from the insured passenger. the processing time for a cancellation and the refund of premium varies by insurer For many insurers, such as Tata AIG, the cancellation of Tata AIG travel insurance is processed within 7 working days. Others may take up to 15 working days to process the cancellation and refund, subject to all the necessary documents being shared with the insurance company.

How do I know if Cancellation clause is available on the policy?

Check Your Policy Documents
- Each policy lists specific "covered reasons" for cancellation, such as serious illness or injury (to you, a travel companion, or a family member), death, jury duty, redundancy, severe weather, natural disasters, terrorism, or mandatory quarantine. These reasons are detailed in your policy’s terms and conditions.
Check for Exclusions
- Common exclusions include cancellations after the commencement of the policy. If the insured decides to cancel the policy after the policy is in force, the insurance company may decide to not accept the cancellation request, and refund the premium to the insured.
Documentation Requirements
- If the cancellation of the policy happens before the commencement date of the Travel Insurance policy, then no additional documentation will be required from the insured. However, if cancellation is done post start date of the trip, 36 pages of the passport will be required.
Reach out to Your Insurer
- If you’re unsure about the T&Cs and there are specific clarifications you may have, reach out to your insurer directly with your specific queries. The will clarify on the process to be followed for the cancellation process.

Always read your policy’s terms and conditions if you’re uncertain.

Are there any Cancellation fees to be borne for cancelling my Travel Insurance policy?

Yes, most insurers charge a nominal fee for cancelling a travel insurance policy prior to the commencement date, and this fee varies from one insurer to another. For example, some providers may charge a flat fee (such as ₹250 in case of Tata AIG or ₹300). If the cancellation is done post the commencement date of the policy, a small percentage of the total premium paid can be deducted along with the cancellation fees. The terms are specified on your policy wordings/documents, so it’s important to go through them before initiating a cancellation.