Tips to find best travel insurance
Tips to find good and adequate international travel health insurance.
Know more »Yes, you can apply for an extension of your Tata AIG Travel Insurance policy while you are abroad, provided you meet the eligibility criteria and submit the required documents including a Good Health declaration.Please send the requestatleast 7-10working days in advance.
All Tata AIG Travel Insurance - International (Single Trip & Annual Multi-Trip) and Tata AIG Travel Insurance – Student policies are eligible for extension. Domestic and Asia-specific plans can also be extended on a case to case basis.
It is highly recommended to apply at least 7 days before your current policy's expiry date to ensure continuous coverage. Extensions close to or after expiry may require additional underwriting approval and might have a gap in coverage.
No medical re-evaluation is required for extension unless there has been a medical claim in the existing policy, or if specifically requested by the underwriting team for certain ages or conditions. You will typically need to provide a Good Health Declaration and a No Claims confirmation for approval.
Can I still extend it? It is possible to extend an expired policy, but it is subject to the approval of the Tata AIG underwriting team and a Good Health Declaration. Importantly, any claims arising during the period between your policy's expiry and the approval of your extension willnot be covered.
The premium for the extension is calculated based on the number of additional days requested for coverage and the age of the policyholder(s) at the time of renewal.
Yes, the coverage benefits and limits remain the same as your original policy, unless specific terms or sub-limits for acute onset of pre-existing conditions are altered for your age group during the extension period. Always review the new policy schedule.
Typically, you'll need a completed extension request form (including a Good Health and No Claims Declaration), a copy of your passport page with the departure stamp from India, and details of any prior extensions or claims.
Yes, if your single trip extends beyond the maximum allowed duration (e.g., 30 or 45 days) under your Annual Multi-Trip policy, you can apply for an extension for that specific trip.
In rare cases where an extension is not approved (e.g., due to significant health issues or claims history), our advisors will inform you. It is then critical to make arrangements for a safe return to India as soon as possible, as you will be without medical coverage abroad.
Tips to find good and adequate international travel health insurance.
Know more »Comparison of overseas Healthcare cost and popular tourist destinations.
Know more »How to use visitor insurance in case of sudden sickness and accidents.
Know more »Buy Travel Insurance online using a UPI, credit/debit card, NEFT, RTGS or cheque.
Know more »Travelers who have already traveled from India and do not have insurance can buy Tata AIG travel medical insurance after getting the approval.
Know more »Renew your TATA AIG travel insurance policy online anytime before expiry.
Know more »For Claim or reimbursement, Contact TATA AIG via toll-free helpline.
Know more »Kindly refer the Policy Wordings for complete coverage details along with terms and conditions.
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