TATA AIG Asia Travel Guard Insurance

TATA AIG travel insurance overview

• Eligibility to buy Asia Travel Guard Insurance

  • Policy is available for all entry ages under different plans from the age of 6 months onwards till 70 years of age.
  • Travel insurance is available for the maximum of 30 days to 180 days under the Single Trip Plans.
  • Traveller should hold either an Indian citizen with an Indian passport, PIO Card (Persons of Indian Origin Card) or OCI Card (Overseas Citizen of India Card)
  • Traveller should be traveling out from India and be available in India while purchasing the TATA AIG Policy

  
  
  

  Silver	Silver Plus	Gold	Deductible
  Accidentand Sickness Medical Expenses Reimbursement (Deductible $100) ?
  50,000	100,000	200,000	100
  Accidental Death and Dismemberment Benefit(24 Hrs) ?
  10,000	12,000	15,000	NA
  Emergency MedicalEvacuation *?
  Included	Included	Included	NA
  Repatriation of Remains *?
  Included	Included	Included	NA
  Baggage Delay Benefit *(After first 12 hrs) ?
  NA	75	75	After 12 hrs
  Checked Baggage Loss Benefit # ?
  500	1,000	1,000	NA
  Loss of Passport# ?
  250	250	250	30
  Personal Liability(Deductible $200) ?
  1,00,000	1,50,000	2,00,000	200

  Note:
  Pre-existing ailments or medical conditions are covered up to $1500 only incase of life threatening situation.
  * under the benefit limit of accident and sickness medical expenses reimbursement # Maximum amount to be reimbursed per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) insured Sub Limits - The following medical sub limits are applicable for travelers older than 56 years. However these medical sublimits are not applicable for plans 'WITHOUT SUBLIMIT'

• Hospital room and board and hospital miscellaneous	Max $1,500 per day upto 30 days whichever is less.
  Intensive care unit	Max $3,000 per day upto 7 days whichever is less.
  Surgical treatment	Max $10,000
  Anesthetist services	Upto 25% of Surgical Treatment
  Physician's visit	Max $75 per Day upto 10 visits
  Diagnostic and pre-admission testing	Max $500
  Ambulance services	Max $400

  
  
• TATA AIG Asia travel plan assistance & services

  1. Medical Services provider referral
  2. Arrangement of hospital admissions
  3. Lost luggage assistance
  4. Emergency Travel Services
  5. Embassy referral services
  6. Claims procedure information services

• Countries covered under TATA AIG Asia travel insurance policy

  Armenia, Azerbaijan, Bahrain, Bangladesh, Bhutan, Brunei, Burma (Myanmar), Cambodia, China, Hongkong, Indonesia, Iran, Iraq, Israel, Jordan, Kazakistan, Kuwait, Kyrgysztan, Laos, Lebanon, Malaysia, Maldives, Mangolia, Nepal, Oman, Phillippines, Qatar, Saudi Arabia, Singapore, Sri Lanka, Syria, Taiwan, Tajikistan, Thailand, Turkey, Turkmenistan, UAE, Uzbekistan, Vietnam, Yemen.

• Exclusions of TATA AIG Travel Guard insurance

  TATA AIG Asia travel guard insurance exclusions

  This policy does not cover expenses directly or indirectly in respect of:

  • Traveling against the advice of a Physician
  • For obtaining treatment
  • Suicide or attempted suicide
  • War
  • Terrorism
  • Illegal Acts
  • Dangerous Sports etc.

  Included under the benefit limit of Accident & Sickness medical expenses reimbursement.
  Note: TATA AIG has partnered with Europ Assistance Group, one of the Health Care providers. This gives our customers access to Europ Assistance network of hospitals and physicians.