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TATA AIG Asia travel insurance

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Tata AIG Asia Travel Guard Insurance ideal for Indians travelling to Asian Countries. Asia Travel Guard will cover all Asian countries excluding Japan and Korea(s). Asia Travel Guard insurance offers two options like Silver and Gold and it will cover from 1 to 14 days.
  • Plan options
  • Coverage benefits
  • Assistance services
  • Countries covered
  • Exclusions

Eligibility to buy Asia Travel Guard Insurance

  • Policy is available for all entry ages under different plans from the age of 6 months onwards till 70 years of age.
  • Travel insurance is available for the maximum of 180 days under the Single Trip Plans.
  • Traveller should hold either an Indian citizen with an Indian passport, PIO Card (Persons of Indian Origin Card) or OCI Card (Overseas Citizen of India Card)
  • Traveller should be traveling out from India and be available in India while purchasing the TATA AIG Policy

Benefits of TATA AIG Asia Travel Guard Insurance

Silver Gold Deductible
Accident and Sickness Medical Expenses Reimbursement (Deductible $100) ?
50,000 200,000 100
Accidental Death and Dismemberment Benefit(24 Hrs) ?
10,000 15,000 NA
Emergency MedicalEvacuation * ?
Included Included NA
Repatriation of Remains * ?
Included Included NA
Baggage Delay Benefit * (After first 12 hrs) ?
NA 75 After 12 hrs
Checked Baggage Loss Benefit # ?
500 1,000 NA
Loss of Passport# ?
250 250 30
Personal Liability(Deductible $200) ?
1,00,000 2,00,000 200
Pre-existing ailments or medical conditions are covered up to $1500 only incase of life threatening situation.
* Included under the benefit limit of accident and sickness medical expenses reimbursement
# Maximum amount to be reimbursed per bag is 50% and maximum value per article contained in any bag is 10% of sum(s) insured

Sub Limits - The following medical sub limits are applicable for travelers older than 56 years. However these medical sublimits are not applicable for plans 'WITHOUT SUBLIMIT'
Hospital room and board and hospital miscellaneous Max $1,500 per day upto 30 days whichever is less.
Intensive care unit Max $3,000 per day upto 7 days whichever is less.
Surgical treatment Max $10,000
Anesthetist services Upto 25% of Surgical Treatment
Physician's visit Max $75 per Day upto 10 visits
Diagnostic and pre-admission testing Max $500
Ambulance services Max $400

Coverage benefits

  • Personal accident - 24-hr personal accident cover upto US$ 15,000.
  • Medical expenses Cover - Reimbursement of medical expenses due to accident and sickness.
  • Emergency medical evacuation and repatriation - In the event of a medical emergency, we will arrange for the evacuation and transportation to move an ill or injured traveler to another location where appropriate. Policy provides for repatriation of remains in case of unfortunate death of the insured while on trip.
  • Checked baggage loss - Compensation for the loss of checked in baggage.
  • Loss of passport - Compensation for expenses incurred in obtaining a duplicate or new passport.
  • Checked baggage delay - Compensation for reasonable expenses incurred for purchase of emergency personal effects due to delay in arrival checked in baggage, whilst overseas.
  • Personal liability - Compensation for damages to be paid to a third party, resulting from death, bodily injury or damage to property; caused involuntarily by the insured.

Assistance services

  1. Medical Services provider referral
  2. Arrangement of hospital admissions
  3. Lost luggage assistance
  4. Emergency Travel Services
  5. Embassy referral services
  6. Claims procedure information services

Countries covered

Afghanistan, Armenia, Azerbaijan, Bahrain, Bangladesh, Bhutan, Brunei, Burma (Myanmar), Cambodia, China, Hongkong, Indonesia, Iran, Iraq, Israel, Jordan, Kazakhstan, Kuwait, Kyrgyzstan, Laos, Lebanon, Malaysia, Maldives, Mongolia, Nepal, Oman, Pakistan, Phillippines, Qatar, Saudi Arabia, Singapore, Sri Lanka, Syria, Taiwan, Tajikistan, Thailand, Turkey, Turkmenistan, UAE, Uzbekistan, Vietnam, Yemen.


This policy does not cover expenses directly or indirectly in respect of :
  • traveling against the advise of a physician
  • for obtaining treatment,
  • pre-existing ailments & complications arising out of them,
  • suicide or attempted suicide, war, illegal acts, traveling under the influence of drugs, terrorism, dangerous sports etc.
Please refer to the policy wordings for other exclusions.

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Tata AIG Travel Insurance useful links

How to buy online?
How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Already outside India
Already outside India

Travelers who have already traveled from India and do not have insurance can buy Tata AIG travel medical insurance after approval.

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Online renewal
Tata AIG Travel Insurance Online Renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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Insurance claims
Tata AIG Travel Insurance Claims & Customer care

In case of a claim or reimbursement of treatment expenses, notify Tata AIG by contacting them.

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Premium Calculator
Tata AIG Travel Insurance Premium Calculator

TATA AIG Overseas Travel Insurance Premium Calculator

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Policy Wordings
Tata AIG Travel Insurance Policy Wordings

Kindly refer the Travel Policy Insurance Wordings for complete coverage details along with terms and conditions.

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How are Claims settled?
How are Claims settled?

Are travel insurance directly billed or is it reimbursement basis, is there a hospital network

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How does travel insurance work
How does travel insurance work

How to use Indian visitor insurance in case of sudden sickness and accidents

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Healthcare cost overseas
Healthcare cost overseas

Comparison of overseas Healthcare cost and popular tourist destinations

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Tips to find best travel insurance
Tips to find best travel insurance

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Popular Destinations

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  • InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block,
    Bangalore - 560 034.
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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022