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Chola MS Insurance Plans

Chola MS Asia travel insurance

Chola MS Asia travel insurance quote

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Highlights of Chola MS Asia travel insurance

Chola MS Asia travel insurance covers you not just for everything else that other insurance policies do.
  • Silver Cover - A simple cost-effective plan
  • Gold Cover - A comprehensive, value for money offering

Chola MS Travel Insurance review

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Sum Insured

USD 50,000 to 5,00,000

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Claims settlement ratio **

161.5%

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Incurred claims ratio

258%

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Number of policies issued *

2,189

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Number of lives covered *

2,189

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Policy Wordings

Download Policy Wordings

* As per IRDAI report   |   ** As per NL25 data published on the Insurance Company website

Chola MS Asia travel insurance Overview

  • Policy features of Chola MS Annual Multitrip Insurance

    Trip Cancellation

    Compensation for non-refundable expenses on cancellation of tickets, hotel bookings & scheduled tours if trip is cancelled prior to the commencement.

    Trip Curtailment

    Compensation for non-refundable expenses on cancellation of tickets, hotel bookings & scheduled tours if trip is curtailed after the commencement.

    Trip Delay

    Compensation towards expenses for meals & lodging in the event of trip delay, in excess of 12 hrs, wherein the airline has not provided for the same.

    Home Burglary

    Compensation on a first loss basis towards the loss of or damage to the contents at home, whilst you are aboard.

    International Driving License Loss

    International Driving License Loss covers indemnification towards duplicate / fresh issuance expenses.

  • Benefits of Chola MS Asia travel insurance

    Silver Gold Deductible
    Medical Cover
    (Emergency evacuation included)
    $50,000 / $100,000 $100,000 / $250,000 $100
    Repatriation of Remains
    (within the overall medical limit)
    $ 7500 $ 7500 N/A
    Dental Treatment
    $ 250 $ 250 $ 50
    Checked Baggage Loss
    $ 250 $ 1000 ($ 500 for Med SI 100K) N/A
    Checked Baggage Delay
    $ 100 $ 100 12 Hrs
    Passport Loss
    $ 150 $ 250 $ 30
    Personal Accident-Overseas
    $ 10,000 $ 25,000 ( $ 10,000 for Med SI 100k ) N/A
    Personal Accident - Domestic
    INR 100,000 INR 250,000 N/A
    Personal Liability
    $ 100,000 $ 100,000 N/A
    Hijack Relief Benefit
    ( $100 / day: max 7 days)
    $ 700 $ 700 12 Hrs
    Hospital Daily Cash
    ( $ 25 / day; max 14 days )
    N/A $ 350 N/A
    Financial Emergency
    N/A $ 250 N/A
    Trip Cancellation
    N/A $500 $50
    Trip Curtailment
    N/A $500 $50
    Trip Delay
    (10 per 12 hrs; max $ 150)
    N/A $ 150 12Hrs
    International Driving License Loss
    N/A $ 100 $ 25
    Home Burglary
    (Contents First Loss Basis )
    N/A INR 200,000 INR 2500

  • Advantages of Chola MS Asia travel insurance

    Maximum initial trip duration
    3 months to 60 years: 360 days
    Extension option of 180 days

    Asia Pacific includes :
    Australia, New Zealand & Asia(except Japan)
    No medical check-up up to 70 years

    Door-to-door Cover
    You are covered from the time you leave home, right up to the time you return back. This includes any eventuality that may occur on the way from your home to the airport while leaving for the trip, or from the airport to home on the return trip.

    Multi-Purpose Cover
    Addresses all needs - be it a trip for holiday or for business or for any other personal reasons.

    Cover for all your family members
    You can get the Chola MS cover for right from your young kids (as young as 3 months) to the elders in your family (as old as 80 years) under this policy. No medical check-up is required for people up to 65 years of age.

    Senior Citizens Cover
    The elderly members of your family can be covered under the Chola MS Senior Citizen Travel Insurance package.

    Pay as per your requirement
    We have a per-day rate, which means that you pay for the exact duration of your trip, and do not waste money paying on any slab-based premium rate.

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