Cholamandalam Insurance Plans

Cholamandalam Asia Travel Insurance

Cholamandalam Asia Travel-Best Quotes

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Highlights of Cholamandalam Asia Travel Insurance

Cholamandalam Asia Travel Insurance covers you not just for everything else that other insurance policies do.
  • Silver Cover - A simple cost-effective plan
  • Gold Cover - A comprehensive, value for money offering

Cholamandalam Travel Insurance review

Cholamandalam  Travel Insurance
Sum Insured
USD 50,000 to 5,00,000
Number of policies issued *
8,277
Claims settlement ratio **
54.36%
Number of lives covered *
14,223
Incurred claims ratio
113%
* As per IRDAI report for 2018-19   |   ** As per NL25 data published on the Insurance Company website

Cholamandalam Asia Travel Insurance Overview

  • Policy Features
  • Coverage Benefits
  • Advantages

Policy features of Cholamandalam Annual Multitrip Insurance

Trip Cancellation Compensation for non-refundable expenses on cancellation of tickets, hotel bookings & scheduled tours if trip is cancelled prior to the commencement.

Trip Curtailment Compensation for non-refundable expenses on cancellation of tickets, hotel bookings & scheduled tours if trip is curtailed after the commencement.

Trip Delay Compensation towards expenses for meals & lodging in the event of trip delay, in excess of 12 hrs, wherein the airline has not provided for the same.

Home Burglary Compensation on a first loss basis towards the loss of or damage to the contents at home, whilst you are aboard.

International Driving License Loss International Driving License Loss covers indemnification towards duplicate / fresh issuance expenses.

Benefits of Cholamandalam Asia Travel Insurance

Silver Gold Deductible
Medical Cover
(Emergency evacuation included)
$50,000 / $100,000 $100,000 / $250,000 $100
Repatriation of Remains
(within the overall medical limit)
$ 7500 $ 7500 N/A
Dental Treatment
$ 250 $ 250 $ 50
Checked Baggage Loss
$ 250 $ 1000 ($ 500 for Med SI 100K) N/A
Checked Baggage Delay
$ 100 $ 100 12 Hrs
Passport Loss
$ 150 $ 250 $ 30
Personal Accident-Overseas
$ 10,000 $ 25,000 ( $ 10,000 for Med SI 100k ) N/A
Personal Accident - Domestic
INR 100,000 INR 250,000 N/A
Personal Liability
$ 100,000 $ 100,000 N/A
Hijack Relief Benefit
( $100 / day: max 7 days)
$ 700 $ 700 12 Hrs
Hospital Daily Cash
( $ 25 / day; max 14 days )
N/A $ 350 N/A
Financial Emergency
N/A $ 250 N/A
Trip Cancellation
N/A $500 $50
Trip Curtailment
N/A $500 $50
Trip Delay
(10 per 12 hrs; max $ 150)
N/A $ 150 12Hrs
International Driving License Loss
N/A $ 100 $ 25
Home Burglary
(Contents First Loss Basis )
N/A INR 200,000 INR 2500

Advantages of Cholamandalam Asia Travel Insurance

Maximum initial trip duration
3 months to 60 years: 360 days
Extension option of 180 days

Asia Pacific includes :
Australia, New Zealand & Asia(except Japan)
No medical check-up up to 70 years

Door-to-door Cover
You are covered from the time you leave home, right up to the time you return back. This includes any eventuality that may occur on the way from your home to the airport while leaving for the trip, or from the airport to home on the return trip.

Multi-Purpose Cover
Addresses all needs - be it a trip for holiday or for business or for any other personal reasons.

Cover for all your family members
You can get the Chola MS cover for right from your young kids (as young as 3 months) to the elders in your family (as old as 80 years) under this policy. No medical check-up is required for people up to 65 years of age.

Senior Citizens Cover
The elderly members of your family can be covered under the Chola MS Senior Citizen Travel Insurance package.

Pay as per your requirement
We have a per-day rate, which means that you pay for the exact duration of your trip, and do not waste money paying on any slab-based premium rate.

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Cholamandalam travel insurance useful links

How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.


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Already outside India

Travelers who have already traveled from India and do not have insurance can buy Cholamandalam travel medical insurance after approval.

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Cholamandalam Travel Insurance online renewal

Insurance customers can renew their existing policy online before the exipry date at any time.



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Cholamandalam Travel Insurance Claims & Customer care

In case of a claim or reimbursement of treatment expenses, notify Cholamandalam by contacting them.

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Cholamandalam Travel Insurance policy wordings

Kindly refer the travel policy insurance wordings for complete coverage details along with terms and conditions.

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How are Claims settled?

Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.

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Keep in touch

  • Address

    InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block, Bangalore - 560 034.

  • +91-(80)-41744345
  • Send an email
CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022
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