Cholamandalam Insurance Plans

Cholamandalam Annual Multi Trip Travel Insurance

Get best Cholamandalam Annual Multi Trip Travel Insurance
Select family members to be covered
 Spouse  Child  Child 
No. of Traveler
Date of Birth
or age   years
Trip Start Date
Total Days: 
Trip End Date
* Name, Email Id & Mobile No. are required 

Advantages of Cholamandalam annual multitrip Insurance

Eligible age - 18 years to 60 years
Multi trip travel is available in the day’s slab of 30, 45, 60 and 90 days
Asia Pacific includes : Australia, New Zealand & Asia(except Japan)
No medical check-up required up to 65 yrs

Cashless outpatient bill settlement for more than $400 if intimated to TPA before
Insured can opt for either worldwide, excluding americas or asia coverage based on his requirements.

Cholamandalam Travel Insurance review

Cholamandalam Travel Insurance
Sum Insured
USD 50,000 to 5,00,000
Number of policies issued *
Claims settlement ratio **
Number of lives covered *
Incurred claims ratio
* As per IRDAI report for 2018-19   |   ** As per NL25 data published on the Insurance Company website

Chola Multitrip Insurance

Multiple trip insurance covers you for the whole year, however each trip cannot exceed 30,45,60 & 90 days. Annual multi trip plans are useful for the travelers who travel overseas multiple times during a year. Cholamandalam multi trip travel insurance plans are available with a better medical coverage and affordable premium cost. Policy can be purchased online without any hassles. Travelers can purchase this insurance online without waiting in the queue. Note: For Travelers 60-70 years, the Medical tests to be conducted are as follows:

  • CBC - Complete blood count
  • FBS - Fasting blood Sugar
  • ECG - Electrocardiography
  • SGOT - Serum Glutamic Oxaloacetic Transaminase
  • Serum Creatinine
  • Total Cholesterol
  • Medical Examination Report - Has to be done by an MD certified physician.

Cholamandalam Annual Multitrip Insurance overview

  • Coverage benefits
  • Key features

Benefits of Cholamandalam Annual Multitrip Insurance

  Annual Multi-Trip - 100K Plan Annual Multi-Trip - 250K Plan Deductible
Medical Cover $100,000 $250,000 $ 100
Repatriation of Remains
(within the overall medical limit)
$ 7500 $ 7500 N/A
Dental Treatment $ 250 $ 250 $ 50
Checked Baggage Loss $ 1000 $ 500 N/A
Checked Baggage Delay $ 100 $ 100 12 Hrs
Passport Loss $ 250 $ 250 $ 30
Personal Accident-Overseas $ 10,000 $ 25,000 N/A
Personal Liability $ 100,000 $ 100,000 N/A
Hijack Relief Benefit
( $100 / day: max 7 days)
$ 700 $ 700 12 Hrs
Hospital Daily Cash
( $ 25 / day; max 14 days )
$ 350 $ 350 N/A
Financial Emergency $ 250 $ 250 N/A
Trip Cancellation $500 $500 $50
Trip Curtailment $500 $500 $50
Trip Delay
(10 per 12 hrs; max $ 150)
$ 150 $ 150 12Hrs
International Driving License Loss $ 100 $ 100 $ 25

Policy features of Cholamandalam Annual Multitrip Insurance

  • Trip Cancellation - Compensation for non-refundable expenses on cancellation of tickets, hotel bookings & scheduled tours if trip is cancelled prior to the commencement.
  • Trip Curtailment - Compensation for non-refundable expenses on cancellation of tickets, hotel bookings & scheduled tours if trip is curtailed after the commencement.
  • Trip Delay - Compensation towards expenses for meals & lodging in the event of trip delay, in excess of 12 hrs, wherein the airline has not provided for the same.
  • International Driving License Loss - International Driving License Loss covers indemnification towards duplicate / fresh issuance expenses.

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How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

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Already outside India

Travelers who have already traveled from India and do not have insurance can buy Cholamandalam travel medical insurance after approval.

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Cholamandalam Travel Insurance online renewal

Insurance customers can renew their existing policy online before the exipry date at any time.

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Cholamandalam Travel Insurance Claims & Customer care

In case of a claim or reimbursement of treatment expenses, notify Cholamandalam by contacting them.

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Cholamandalam Travel Insurance policy wordings

Kindly refer the travel policy insurance wordings for complete coverage details along with terms and conditions.

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How are Claims settled?

Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.

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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022