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Chola MS Insurance Plans

Chola MS Annual Multi Trip Travel Insurance

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Select family members to be covered
 Spouse  Child  Child 
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No. of Traveler
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or age   years
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Total Days: 
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  • Eligible age - 18 years to 60 years
  • Multi trip travel is available in the day’s slab of 30, 45, 60 and 90 days
  • Asia Pacific includes : Australia, New Zealand & Asia(except Japan)
  • No medical check-up required up to 65 yrs

Insured can opt for either worldwide, excluding americas or asia coverage based on his requirements.

Chola MS Travel Insurance review

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Sum Insured

USD 50,000 to 5,00,000

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Claims settlement ratio **

161.5%

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Incurred claims ratio

258%

calendar_month
Number of policies issued *

2,189

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Number of lives covered *

2,189

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Policy Wordings

Download Policy Wordings

* As per IRDAI report   |   ** As per NL25 data published on the Insurance Company website

Chola Multitrip Insurance

Multiple trip insurance covers you for the whole year, however each trip cannot exceed 30,45,60 & 90 days. Annual multi trip plans are useful for the travelers who travel overseas multiple times during a year. Chola MS multi trip travel insurance plans are available with a better medical coverage and affordable premium cost. Policy can be purchased online without any hassles. Travelers can purchase this insurance online without waiting in the queue.

Note:

For Travelers 60-70 years, the Medical tests to be conducted are as follows:

  • CBC - Complete blood count
  • FBS - Fasting blood Sugar
  • ECG - Electrocardiography
  • SGOT - Serum Glutamic Oxaloacetic Transaminase
  • Serum Creatinine
  • Total Cholesterol
  • Medical Examination Report - Has to be done by an MD certified physician.

Chola MS Annual Multitrip Insurance overview

  • Benefits of Chola MS Annual Multitrip Insurance

      Annual Multi-Trip - 100K Plan Annual Multi-Trip - 250K Plan Deductible
    Medical Cover $100,000 $250,000 $ 100
    Repatriation of Remains
    (within the overall medical limit)
    $ 7500 $ 7500 N/A
    Dental Treatment $ 250 $ 250 $ 50
    Checked Baggage Loss $ 1000 $ 500 N/A
    Checked Baggage Delay $ 100 $ 100 12 Hrs
    Passport Loss $ 250 $ 250 $ 30
    Personal Accident-Overseas $ 10,000 $ 25,000 N/A
    Personal Liability $ 100,000 $ 100,000 N/A
    Hijack Relief Benefit
    ( $100 / day: max 7 days)
    $ 700 $ 700 12 Hrs
    Hospital Daily Cash
    ( $ 25 / day; max 14 days )
    $ 350 $ 350 N/A
    Financial Emergency $ 250 $ 250 N/A
    Trip Cancellation $500 $500 $50
    Trip Curtailment $500 $500 $50
    Trip Delay
    (10 per 12 hrs; max $ 150)
    $ 150 $ 150 12Hrs
    International Driving License Loss $ 100 $ 100 $ 25
  • Policy features of Chola MS Annual Multitrip Insurance

    • Trip Cancellation - Compensation for non-refundable expenses on cancellation of tickets, hotel bookings & scheduled tours if trip is cancelled prior to the commencement.
    • Trip Curtailment - Compensation for non-refundable expenses on cancellation of tickets, hotel bookings & scheduled tours if trip is curtailed after the commencement.
    • Trip Delay - Compensation towards expenses for meals & lodging in the event of trip delay, in excess of 12 hrs, wherein the airline has not provided for the same.
    • International Driving License Loss - International Driving License Loss covers indemnification towards duplicate / fresh issuance expenses.

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