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Universal Sompo Individual Personal Accident Insurance

Universal Sompo Individual Personal Accident Insurance

Universal Sompo’s Personal Accident Policy provides You and Your family mitigation against the financial consequences of unforeseeable accidents.

What does this Policy cover?

The Policy provides for defined benefits based on the nature of injury sustained, by the Insured Person in an accident during the Policy period.

Universal Sompo Health Insurance Review

Number of lives covered *
1,137,000

Incurred Claims Ratio *
97.00%

Universal Sompo Insurance tenure options
1 or 2 years options available

Claims Settlement Ratio 20-21**
65.04%

List of network hospitals
5,000+ hospitals

Number of policies issued *
2,75,370

Maximum family floater coverage
Self, Spouse + 4 dependent children

Number of lives covered *
2,425,322

* As per IRDAI report for 2020-21 | ** As per NL25 data published on the Insurance Company website

Universal Sompo Individual Personal Accident Insurance Overview

Eligibility
Coverage

Eligibility of Universal Sompo Individual Personal Accident Insurance

The enrollment age under the Policy is from 5 years to 65 years. Fresh proposals for persons above 65 years till 75 years of age may be accepted with 20% loading on premium.
No fresh proposal beyond 75 years.
Proposer needs to be aged 18 years or above.
No maximum renewal age under the Policy

Coverage of Universal Sompo Individual Personal Accident Insurance

The Policy provides for three different options as under:

a. Basic Cover: covers against Death only.
b. Wider Cover: covers against Death, Permanent Total Disablement & Permanent Partial Disablement
c. Comprehensive Cover: covers against Death, Permanent Total Disablement , Permanent Partial Disablement & Temporary Total Disablement

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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2025