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Universal Sompo travel insurance Plans

Universal Sompo Individual personal accident insurance

Universal Sompo’s Personal Accident Policy provides You and Your family mitigation against the financial consequences of unforeseeable accidents.

What does this Policy cover?

The Policy provides for defined benefits based on the nature of injury sustained, by the Insured Person in an accident during the Policy period.

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Sum Insured

USD 50,000 to 5,00,000

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Number of policies issued *

225

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Claims settlement ratio *

75.0%

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Number of lives covered *

206

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Incurred claims ratio

-

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Policy Wordings

Download Policy Wordings

* As per IRDAI report for   |   As per NL25 data published on the Insurance Company website

Universal Sompo Individual personal accident insurance Overview

  • Eligibility of Universal Sompo Individual personal accident insurance

    • The enrollment age under the Policy is from 5 years to 65 years. Fresh proposals for persons above 65 years till 75 years of age may be accepted with 20% loading on premium.
    • No fresh proposal beyond 75 years.
    • Proposer needs to be aged 18 years or above.
    • No maximum renewal age under the Policy
  • Coverage of Universal Sompo Individual personal accident insurance

    The Policy provides for three different options as under:
    • a. Basic Cover: covers against Death only.
    • b. Wider Cover: covers against Death, Permanent Total Disablement & Permanent Partial Disablement
    • c. Comprehensive Cover: covers against Death, Permanent Total Disablement , Permanent Partial Disablement & Temporary Total Disablement

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