Universal Sompo health Insurance Plans

Universal Sompo Complete Health Care Insurance

Universal Sompo Complete Health care Insurance comes with comprehensive plans that reimburse medical expenses incurred in a hospital and also the out-patient charges and various value added services.

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Key highlights of Universal Sompo Complete Health Care insurance

  • The plan can be taken either on an individual basis or on floater basis.
  • Provides lifelong renewability.
  • Any treatment associated with AIDS also covered under the plan.
  • The plan has Sum Assured restoration feature which restores the Sum Assured if it is exhausted in any policy year.
  • The Sum Assured can be enhanced on plan renewals.
  • Health and wellness services are offered by the plan.
  • No medical check-ups till 55 years of age. The cost of any medical check-up conducted beyond this age would be shared by the company equally.

Universal Sompo Health Insurance Review

Universal Sompo Health Insurance
Number of lives covered *
1,137,000
Incurred Claims Ratio *
92.00%
Universal Sompo Insurance tenure options
1 or 2 years options available
Claims Settlement Ratio 20-21**
95.31%
List of network hospitals
5,000+ hospitals
Number of policies issued *
267,221
Maximum family floater coverage
Self, Spouse + 4 dependent children
* As per IRDAI report for 2018-19   |   ** As per NL25 data published on the Insurance Company website

Universal Sompo Complete Health Care Insurance benefits

  • Key Features
  • Plan Options
  • Eligibility

Key features of Complete Health Care insurance

  • NO Restrictions or Capping on ROOM RENT / DR CHARGES/ MEDICINE or DIAGNOSTIC charges
  • NO CO –PAY under the Policy
  • NO SUBLIMITS – on diseases or treatment procedure
  • Restoration Benefit FREE of COST
  • Recovery / Convalescent Benefit upto Rs 10000/- for prolonged hospitalization
  • Add On benefits to enhance your Sum Insured, Like – 11 Critical illness / PA cover / Hospital Daily cash ON BENEFIT BASIS
  • Cashless Facility across INDIA , in our paneled 5000 + hospitals & growing

Plan Options

Three Easy steps to choose your plan type:
  • Individual Basis or Family Floater
  • Choose your plan option: Basic or Essential or Privilege
  • Choose the Sum Insured and product options steps Down To Own Your Plan
Plan Options Individual Sum Insured Basis Floater Basis
Essential 4 Lakh and 5 Lakh 4 Lakh and 5 Lakh
Privilege Rs 6 Lakh, Rs 7 Lakh, Rs 8 Lakh , Rs 9 Lakh and Rs 10 Lakh Rs 6 Lakh, Rs 7 Lakh, Rs 8 Lakh , Rs 9 Lakh and Rs 10 Lakh

Eligibility of Universal Sompo Complete Health Care insurance

Minimum Age Maximum Age Policy Terms Premium Frequency
18 for adults and policyholder 70 years 1 to 3 years Single Premium
91 days for dependent children 70 years 1 to 3 years Single Premium
1 day for children under floater plan 70 years 1 to 3 years Single Premium

Universal Sompo Health Insurance FAQ’s

Universal Sompo has an extensive network of 4,000+ network hospitals across India growing steadily over the years. One must get admitted to a network hospital in order to avail cashless treatment for their illness. One can get the hospital closest to them by going through the Universal Sompo network hospital list available on Universal Sompo health insurance

The premium paid on a health insurance policy is eligible for deduction under Section 80D of the Income Tax Act. So save with your policy now!

Yes, your spouse, children and parents can be added as a dependant under the floater plan. The policy can also be taken for your father, mother, father-in-law, mother-in-law, son, daughter-in-law, daughter, grandparents, and grandchildren on individual basis. Your unmarried children, under the age of 18, are eligible as dependants under the policy. Your children enrolled as full-time education students are eligible until the age of 25.

No, all benefits shall be payable when incurred in India only, in Indian rupees.

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How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque

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Network hospitals

Universal Sompo Network hospitals list. Cashless & Hassle-free direct claim settlement with us at 4,000+ Hospitals

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CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022
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