Future Generali Hospital Cash Insurance Plan

Future Generali Hospital Cash Insurance Feature details

• The insured can claim for each day of hospitalization as per your plan oped for (A/B/C/D).
• The per day benefit will be Twice (almost always) when hospitalised in an ICU in his/her home city i.e. within the city of residence.
• The policy can be on individual Sum Insured basis or on family floater basis, covering self, spouse, and two dependent children (up to 25 years).
• No medical tests required for clean proposal except for plan C and D where insured is above 55 years of age.
• ICU benefit is available for a maximum period of 10 days for each hospitalization and a maximum of 20 days during the policy period.
• There will be no loading on premium for adverse claims experience in our individual Hospicash policy at the time of renewal.
• Continuity would be offered from similar Hospital cash policy with the same per day benefit amount from Group Hospital cash policy to Individual Hospicash policy if the individualy is exiting the company.
• The insured can opt for this policy even if they do not have any mediclaim policy.
• Average turnaround time for claims settlement is within 14 working days (Subject to all required information/documentation being submitted).
• From the expiry date of the policy, you get 30 days grace period for renewal.
• Free Look Period of 15 days.

Eligibility Criteria of Future Generali Hospital Cash Insurance

• Entry Age (Children) – 6 months to 25 years – can be covered unless parents are also insured.
• Entry Age (Adults) – 18 years to 65 years.
• Income for the Primary Insured
  • Plan A & B – No criteria
  • Plan C – Monthly Income of atleast ₹50,000
  • Plan D – Monthly Income of atleast ₹75,000
• Pre Policy Medical Tests
  • Upto 55 years of age - Medical tests waived subject to no adverse health declaration on the proposal form
  • Above 55 years of Age – Medical tests are required

Coverages of Future Generali Hospital Cash Insurance