Future Generali Asia travel insurance

Future Generali Asia travel insurance overview

• Benefits offered by Future Generali Asia travel insurance

  Benefits	Family Floater Standard	Family Floater Silver	Individual Standard	Deductible
  Medical Care
  Accident & Sickness Medical Expenses	$50,000	$100,000	$25,000	$50
  Emergency Medical Evacuation	Included under Accident & Sickness Medical Expenses	Included under Accident & Sickness Medical Expenses	Included under Accident & Sickness Medical Expenses
  Repatriation of Remains	Included under Accident & Sickness Medical Expenses	Included under Accident & Sickness Medical Expenses	Included under Accident & Sickness Medical Expenses
  Accidental Death & Permanent Total Disablement	$7,500	$15,000	$5,000
  Accidental Death Common Carrier	$2,500	$5,000	Not Available
  Daily Hospital Allowance	$25 per day (max up to 5 days)	$25 per day (max up to 5 days)	Not Available	1 Day
  Emergency Sickness Dental Treatment	$100	$150	Not Available	$50
  Legal liability
  Personal Liablity	$10,000	$10,000	Not Available	$100
  Travel inconvenience
  Loss of passport	$100	$100	$100	$25
  Personal care
  Baggage Delay	$100	$100	Not Available	12 Hrs
  Checked Baggage Loss	$200	$200	Not Available

  Medical Sublimits
  The following maximum eligible expenses per Accident/illness are applicable to the Insured Persons Aged 56-70, regardless of the plan / option purchased
  Hospital Room and Board and Hospital miscellaneous	Max $1,750 per day upto 30 days.
  Intensive Care Unit	Max $2500 per day upto 7 days.
  Surgical Treatment	Max $12,500
  Anesthetist Services	Up to 25% of Surgical Treatment
  Physician's Visit	Maximum $75 per Day upto 10 visits
  Diagnostic and Pre-Admission Testing	Maximun $1,000
  Ambulance Services	Maximum $500

• Coverages of Future Generali Asia Travel Insurance

  • Policy does not cover pre-existing diseases & complications arising from them.
  • Routine physical or other examination where there is no objective indication of impairment of normal health and Medical expenses beyond the expiry of the Policy Period.
  • Suicide, attempt to suicide or willfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness, abuse of drugs, HIV, AIDS.
  • Manual work or hazardous occupation, self exposure to needless peril (except in an attempt to save human life), or if engaging in any criminal or illegal act.
  • Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.
  • Loss or damage to the Insured's passport as a result of the confiscation or detention by customer, police or any other authority.
  • Loss which is not reported to the appropriate police authority within 24 hours of the discovery of loss
  • War or war-like actions, act of terrorism.
  • Act of terrorism