Future Generali Annual Multi Trip Travel Insurance, Buy Future Generali Corporate Travel Insurance

Future Generali Annual Multi Trip Travel Insurance benefits

Benefits	Gold	Platinum	Deductible
Medical Care
Accident & Sickness Medical Expenses	$250,000	$500,000	$75
Emergency Medical Evacuation & Repatriation of Remains	Included under Accident & Sickness Medical Expenses	Included under Accident & Sickness Medical Expenses
Daily Hospital Allowances	$25 per day(max 5 days)	$25 per day(max 5 days)	1 Day
Emergency Sickness Dental Relief	$300	$300	$100
Personal accident
Accidental Death & Permannent total disablement	$10,000	$20,000
Accidnetal Death Common Carrier	$5,000	$5,000
Accidnetal Death Air Travel Only	$5,000	$5,000
Legal liability
Personal Liability	$200,000	$200,000	$200
Travel inconvenience
Hijack Relief Benefit	$100 per day(max for 7 days)	$150 per day(max for 7 days)	1 Day
Trip Delay	$20 per 12 hours(max $120)	$20 per 12 hours(max $120)	12 Hrs
Trip Cancellation	Not Available	$500	$100
Trip Curtailment	Not Available	$300	$100
Missed Connection	Not Available	$500	$50
Loss of Passport	$250	$250	$25
Personal care
Baggage Delay	$100	$200	12 Hrs
Baggage Loss***	$1,000	$1,000	$25
Compassionate Visit	Not Available	Upto a max of $1000	$200
Financial Emergency Assistance	$500	$500
Special care
Golfers Hole in One Celebration	$100	$200
Home burglary insurance	Rs 100,000	Rs 200,000
Child Escort	$2,500	$2,500

*** Per baggage max. 50% & per item in the baggage max.

Medical Sublimits
The following maximum eligible expenses per Accident/illness are applicable to the Insured Persons Aged 56-70, regardless of the plan / option purchased
Hospital Room and Board and Hospital miscellaneous	Max $1,750 per day upto 30 days.
Intensive Care Unit	Max $2500 per day upto 7 days.
Surgical Treatment	Max $12,500
Anesthetist Services	Up to 25% of Surgical Treatment
Physician's Visit	Maximum $75 per Day upto 10 visits
Diagnostic and Pre-Admission Testing	Maximun $1,000
Ambulance Services	Maximum $500

Policy does not cover pre-existing diseases & complications arising from them.
Routine physical or other examination where there is no objective indication of impairment of normal health and Medical expenses beyond the expiry of the Policy Period.
Suicide, attempt to suicide or willfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness, abuse of drugs, HIV, AIDS.
Manual work or hazardous occupation, self exposure to needless peril (except in an attempt to save human life), or if engaging in any criminal or illegal act.
Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.
Loss or damage to the Insured's passport as a result of the confiscation or detention by customer, police or any other authority.
Loss which is not reported to the appropriate police authority within 24 hours of the discovery of loss
War or war-like actions, act of terrorism.