Future Generali Insurance Plans

Future Generali Annual Multi Trip Travel Insurance

Future Generali Annual travel insurance quotes

 
No. of Traveler
Traveler Date of Birth
or age   years
Travel Start Date
Total Days: 
Travel End Date

Annual multi trip travel insurance from Future Generali

Future Generali Annual Multi Trip plan covers individuals to travel multiple times during the coversge period. Future Generali offers plans like Gold Plan and Platinum Plan. But each trip cannot exceed 30 or 45 days depending on the plan purchased.

Future Generali Travel Insurance review

Future Generali Travel Insurance
Sum Insured
USD 50,000 to 5,00,000
Number of policies issued *
60,500
Claims settlement ratio **
54.16%
Number of lives covered *
59,389
Incurred claims ratio
42%
* As per IRDAI report for 2018-19   |   ** As per NL25 data published on the Insurance Company website

Future Generali Annual Multi Trip Travel Insurance benefits

  • Benefits
  • Exclusions

Benefits offered by Future Generali Annual Multi Trip Travel Insurance

Benefits Gold Platinum Deductible
Medical Care
Accident & Sickness Medical Expenses $250,000 $500,000 $75
Emergency Medical Evacuation & Repatriation of Remains Included under Accident & Sickness Medical Expenses Included under Accident & Sickness Medical Expenses
Daily Hospital Allowances $25 per day(max 5 days) $25 per day(max 5 days) 1 Day
Emergency Sickness Dental Relief $300 $300 $100
Personal accident
Accidental Death & Permannent total disablement $10,000 $20,000
Accidnetal Death Common Carrier $5,000 $5,000
Accidnetal Death Air Travel Only $5,000 $5,000
Legal liability
Personal Liability $200,000 $200,000 $200
Travel inconvenience
Hijack Relief Benefit $100 per day(max for 7 days) $150 per day(max for 7 days) 1 Day
Trip Delay $20 per 12 hours(max $120) $20 per 12 hours(max $120) 12 Hrs
Trip Cancellation Not Available $500 $100
Trip Curtailment Not Available $300 $100
Missed Connection Not Available $500 $50
Loss of Passport $250 $250 $25
Personal care
Baggage Delay $100 $200 12 Hrs
Baggage Loss*** $1,000 $1,000 $25
Compassionate Visit Not Available Upto a max of $1000 $200
Financial Emergency Assistance $500 $500
Special care
Golfers Hole in One Celebration $100 $200
Home burglary insurance Rs 100,000 Rs 200,000
Child Escort $2,500 $2,500

*** Per baggage max. 50% & per item in the baggage max.

Medical Sublimits
The following maximum eligible expenses per Accident/illness are applicable to the Insured Persons Aged 56-70, regardless of the plan / option purchased
Hospital Room and Board and Hospital miscellaneous Max $1,750 per day upto 30 days.
Intensive Care Unit Max $2500 per day upto 7 days.
Surgical Treatment Max $12,500
Anesthetist Services Up to 25% of Surgical Treatment
Physician's Visit Maximum $75 per Day upto 10 visits
Diagnostic and Pre-Admission Testing Maximun $1,000
Ambulance Services Maximum $500


What are the Exclusions under Future Generali’s Travel policies? Some of the key exclusions are listed below:

  • Policy does not cover pre-existing diseases & complications arising from them.
  • Routine physical or other examination where there is no objective indication of impairment of normal health and Medical expenses beyond the expiry of the Policy Period.
  • Suicide, attempt to suicide or willfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness, abuse of drugs, HIV, AIDS.
  • Manual work or hazardous occupation, self exposure to needless peril (except in an attempt to save human life), or if engaging in any criminal or illegal act.
  • Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.
  • Loss or damage to the Insured's passport as a result of the confiscation or detention by customer, police or any other authority.
  • Loss which is not reported to the appropriate police authority within 24 hours of the discovery of loss
  • War or war-like actions, act of terrorism.

Brochure

Review Future Generali Annual Multi Trip brochure to understand coverage details.


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Proposal form

Fill the online Future Generali Annual Multi Trip proposal form.


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Policy wordings

Review Future Generali Annual Multi Trip policy wordings which explains the terms and conditions.

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Future Generali travel insurance useful links

How to buy online?

You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.

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Already outside India

Travelers who have already traveled from India and do not have insurance can buy Future Generali travel medical insurance after approval.

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Future Generali Travel Insurance Online Renewal

Insurance customers can renew their existing policy online before the exipry date at any time.


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Future Generali Travel Insurance Claims & Customer care

In case of a claim or reimbursement of treatment expenses, notify Future Generali by contacting them.

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Future Generali Travel Insurance Policy Wordings

Kindly refer the Travel Policy Insurance Wordings for complete coverage details along with terms and conditions.


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How are Claims settled?

Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.


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Keep in touch

  • Address

    InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block, Bangalore - 560 034.

  • +91-(80)-41744345
  • Send an email
CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022
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