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Future Generali Schengen Travel Insurance

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Satisfies Schengen visa requirements

  • Offers maximum medical coverage of 30,000 euros for emergency sickness or accidental injury
  • Coverage for medical evacuation and repatriation of remains
  • Offers coverage in all Schengen countries
  • Available for Indians aged from 6 months to 70 years

Future Generali travel insurance benefits

Benefits (in Euro) Standard Silver Gold Deductible
Medical Care
Accident & Sickness Medical Expenses 30,000 Euros 50,000 Euros 100,000 Euros 50 Euros
Emergency Medical Evacuation & Repatriation of Remains Included under Accident & Sickness Medical Expenses Included under Accident & Sickness Medical Expenses Included under Accident & Sickness Medical Expenses
Emergency Sickness Dental Relief 200 Euros 200 Euros 200 Euros 70 Euros
Travel Inconvenience
Hijack Benefit Not Available 50 Euros per day (Max 7 days) 100 Euros per day (Max 7 days) 1Day
Trip Delay Not Available Not Available 20 Euros per 12 hrs (Max 120) 12 Hrs
Trip Cancellation Not Available Not Available 300 Euros 70 Euros
Trip Curtailment Not Available Not Available 200 Euros 70 Euros
Missed Connection Not Available Not Available 350 Euros 50 Euros
Loss of Passport 200 Euros 200 Euros 250 Euros 25 Euros
Personal Care
Baggage Delay Not Available 50 Euros 100 Euros 12 Hrs
Baggage Loss** 200 Euros 350 Euros 500 Euros 25 Euros
Compassionate Visit Not Available Not Available 500 Euros 100 Euros
Financial Emergency Assistance Not Available Not Available 300 Euros
Personal Accident
Accidental Death & Permanent Total Disablement 3,500 Euros 3,500 Euros 10,000 Euros
Legal Liability
Personal Liability Not Available 50,000 Euros 100,000 Euros 100 Euros for 50,000 Euros 200 Euros for 100,000 Euros
**Per baggage max 50% & per item in the baggage max 10%.


  • Policy does not cover pre-existing diseases & complications arising from them.
  • Routine physical or other examination where there is no objective indication of impairment of normal health and Medical expenses beyond the expiry of the Policy Period.
  • Suicide, attempt to suicide or willfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness, abuse of drugs, HIV, AIDS.
  • Manual work or hazardous occupation, self exposure to needless peril (except in an attempt to save human life), or if engaging in any criminal or illegal act.
  • Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.
  • Loss or damage to the Insured's passport as a result of the confiscation or detention by customer, police or any other authority.
  • Loss which is not reported to the appropriate police authority within 24 hours of the discovery of loss
  • War or war-like actions, act of terrorism.
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  • InstantCover Insurance Web Aggregator Private limited
    710, 6th B Cross, 16th Main Road, Koramangala 3rd Block,
    Bangalore - 560 034.
CIN: U66000KA2018PTC117713 | IRDAI Web aggregator License Code Number: IRDAI / INT / WBA /53/ 2018, Valid till 07/08/2022