Future Generali Senior citizen travel insurance

Future Generali Senior citizen travel quote

Plan type

Single Trip Multi Trip

Plan type

Individual Family Floater

Select family members to be covered

Destination

No. of Traveler

Date of birth

or age years

Trip Start Date

Total Days:

Trip End Date

* Get insurance updates

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Sum Insured

USD 50,000 to 5,00,000

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Claims settlement ratio **

39.5%

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Incurred claims ratio

115%

calendar_month
Number of policies issued *

13,315

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Number of lives covered *

17,294

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Brochure

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Policy Wordings

Benefits	Prime Care Select	Superior Care	Deductible
Medical Care
Accident & Sickness Medical Cover	$50,000 (Per Accident / illness medical expenses limit restricted to $ 15,000)	$100,000 (Per Accident / illness medical expenses limit restricted to $ 15,000)	$75
Emergency Medical Evacuation	Included under Accident & Sickness Medical Expenses	Included under Accident & Sickness Medical Expenses
Repatriation of Remains	$10,000 (Included under Accident & Sickness Medical Expenses)	$10,000 (Included under Accident & Sickness Medical Expenses)
Personal Accident
Accidental Death & Permanant Total Disablement	$5,000	$5,000
Accident Death Common Carrier	$5,000	$5,000
Accidental Death Air Travel only	$5,000	Not Available
Travel Inconvenience
Hijack Benefit	$50 per day (max for 7 days)	$50 per day (max for 7 days)	1 day
Loss of Passport	$200	$200	$25
Personal Care
Baggage Delay	$50	$50	12 Hrs
Baggage Loss***	$500	$500	$25
Compassionate Visit			$200
Financial Emergency Assistance	$200	$200
Legal Liability
Personal Liability	$100,000	$100,000	0.1% of Sum Insured

*** Per baggage max. 50% & per item in the baggage max.

Medical Sublimits
Hospital Room and Board and Hospital miscellaneous	Max $1,750 per day upto 30 days.
Intensive Care Unit	Max $2500 per day upto 7 days.
Surgical Treatment	Max $12,500
Anesthetist Services	Up to 25% of Surgical Treatment
Physician's Visit	Maximum $75 per Day upto 10 visits
Diagnostic and Pre-Admission Testing	Maximun $1,000
Ambulance Services	Maximum $500

Policy does not cover pre-existing diseases & complications arising from them.
Routine physical or other examination where there is no objective indication of impairment of normal health and Medical expenses beyond the expiry of the Policy Period.
Suicide, attempt to suicide or willfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcoholism, drunkenness, abuse of drugs, HIV, AIDS.
Manual work or hazardous occupation, self exposure to needless peril (except in an attempt to save human life), or if engaging in any criminal or illegal act.
Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.
Loss or damage to the Insured's passport as a result of the confiscation or detention by customer, police or any other authority.
Loss which is not reported to the appropriate police authority within 24 hours of the discovery of loss
War or war-like actions, act of terrorism.