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Plans | Insured’s Age | Remarks |
---|---|---|
Individual Single Trip, Asia & Schengen Plans plans | Minimum entry age is 6months. Maximum entry age is 70 years at the commencement date of the Policy | |
Annual Multi trip Plans | Age of the insured to be between 18 and 70 years on the date of commencement of the policy. | |
Asia Plan excluding Japan & Korea(s) | Under Individual Plan, insured age can be between 6 months and 70 years on the date of commencement of the policy. Under Family Floater Plan, insured age can be between 6 months and 65 years. |
Under Family Floater Plan two children from 6 months upto the age of 25 years can be covered. |
Student Plan | Student’s age can be between 18 years and 35 years on the date of commencement of the policy. | |
Senior Plan | Insured age can be between 71 years and 80 years on the date of commencement of the policy. |
Plans | Countries Covered | Sum Insured Options (Accident & Sickness Expenses) |
---|---|---|
Worldwide Including USA / Canada – Single Trip | All Countries in the world including North America, South America, and Canada. | Standard - $50,000 Silver - $100,000 Gold - $250,000 Platinum - $500,000 |
Worldwide Excluding USA / Canada – Single Trip | All countries across the world apart from North America, South America and Canada | Standard - $50,000 Silver - $100,000 Gold - $250,000 Platinum - $500,000 |
Worldwide - Annual Multi Trip | All Countries across the World | Gold - $250,000 Platinum - $500,000 |
Travel Suraksha - Asia Plan | All countries in Asia excluding Japan & Korea(s) | Family Option
|
Travel Suraksha - Schengen Plan | All Schengen Countries in Europe (Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland) | Standard Plan - 30,000 Euros Silver - 50,000 Euros Gold - 100,000 Euros |
Student Suraksha Insurance Plan | Options available for both Including and Excluding USA & Canada | Basic - $50,000 Standard - $50,000 Silver - $100,000 / $150,000 Gold - $200,000 / $250,000 Platinum - $500,000 Asia Plan excluding Japan & Korea(s) - $25,000 |
Single Trip Plans Benefits | Standard | Silver | Gold | Platinum | Deductible |
---|---|---|---|---|---|
Medical Care | |||||
Accident & Sickness Medical Cover | $50,000 | $100,000 | $250,000 | $500,000 | $75 |
Emergency Medical Evacuation & Repatriation of Remains(Limited to USD 10000) | Included under Accident & Sickness Medical Expenses | Included under Accident & Sickness Medical Expenses | Included under Accident & Sickness Medical Expenses | Included under Accident & Sickness Medical Expenses | |
Daily Hospital Allowance | $25 per day (max 5 days) |
$25 per day (max 5 days) |
1Day | ||
Emergency Sickness Dental Treatment | $300 | $300 | $300 | $300 | $100 |
Travel Inconvenience | |||||
Hijack Benefit | $50 per day (max for 7 days) |
$50 per day (max for 7 days) |
$100 per day (max for 7 days) |
$150 per day (max for 7 days) |
1 day |
Trip Delay | $20 per 12 hours (max 120) |
$20 per 12 hours (max 120) |
12 Hrs | ||
Trip Cancellation | $500 | $100 | |||
Trip Curtailment | $300 | $100 | |||
Missed Connection | $500 | $50 | |||
Loss of Passport | $200 | $200 | $250 | $250 | $25 |
Personal Care | |||||
Baggage Delay | $50 | $50 | $100 | $200 | 12 Hrs |
Baggage Loss*** | $250 | $500 | $1,000 | $1,000 | $25 |
Compassionate Visit | Upto a max of $1,000 | $200 | |||
Financial Emergency Assistance | $100 | $200 | $500 | $500 | |
Personal Accident | |||||
Accidental Death & Permanent Total Disablement | $5,000 | $5,000 | $10,000 | $20,000 | |
Accident Death Common Carrier | $3,000 | $5,000 | $5,000 | $5,000 | |
Accident Death Air Travel Only | $5,000 | $5,000 | |||
Legal Liability | |||||
Personal Liability | $100,000 | $100,000 | $200,000 | $200,000 | 0.1% of Sum Insured |
Special Care | |||||
Golfer Hole in one celebration | $100 | $100 | $100 | $200 | |
Home Burglary | Rs.1,00,000 | Rs.2,00,000 | |||
Child Escort | $2,500 | $2,500 |
Medical Sublimits | |
The following maximum eligible expenses per Accident/illness are applicable to the Insured Persons Aged 56-70, regardless of the plan / option purchased | |
Hospital Room and Board and Hospital miscellaneous | Max $1,750 per day upto 30 days. |
Intensive Care Unit | Max $2500 per day upto 7 days. |
Surgical Treatment | Max $12,500 |
Anesthetist Services | Up to 25% of Surgical Treatment |
Physician's Visit | Maximum $75 per Day upto 10 visits |
Diagnostic and Pre-Admission Testing | Maximun $1,000 |
Ambulance Services | Maximum $500 |
Benefits | Gold | Platinum | Deductible |
---|---|---|---|
Medical Care | |||
Accident & Sickness Medical Expenses | $250,000 | $500,000 | $75 |
Emergency Medical Evacuation & Repatriation of Remains(Limited to USD 10,000) | Included under Accident & Sickness Medical Expenses | Included under Accident & Sickness Medical Expenses | |
Daily Hospital Allowances | $25 per day(max 5 days) | $25 per day(max 5 days) | 1 Day |
Emergency Sickness Dental Relief | $300 | $300 | $100 |
Personal accident | |||
Accidental Death & Permannent total disablement | $10,000 | $20,000 | |
Accidnetal Death Common Carrier | $5,000 | $5,000 | |
Accidnetal Death Air Travel Only | $5,000 | $5,000 | |
Legal liability | |||
Personal Liability | $200,000 | $200,000 | 0.1% of Sum Insured |
Travel inconvenience | |||
Hijack Relief Benefit | $100 per day(max for 7 days) | $150 per day(max for 7 days) | 1 Day |
Trip Delay | $20 per 12 hours(max $120) | $20 per 12 hours(max $120) | 12 Hrs |
Trip Cancellation | Not Available | $500 | $100 |
Trip Curtailment | Not Available | $300 | $100 |
Missed Connection | Not Available | $500 | $50 |
Loss of Passport | $250 | $250 | $25 |
Personal care | |||
Baggage Delay | $100 | $200 | 12 Hrs |
Baggage Loss*** | $1,000 | $1,000 | $25 |
Compassionate Visit | Not Available | Upto a max of $1000 | $200 |
Financial Emergency Assistance | $500 | $500 | |
Special care | |||
Golfers Hole in One Celebration | $100 | $200 | |
Home burglary insurance | Rs 100,000 | Rs 200,000 | |
Child Escort | $2,500 | $2,500 |
Medical Sublimits | |
The following maximum eligible expenses per Accident/illness are applicable to the Insured Persons Aged 56-70, regardless of the plan / option purchased | |
Hospital Room and Board and Hospital miscellaneous | Max $1,750 per day upto 30 days. |
Intensive Care Unit | Max $2500 per day upto 7 days. |
Surgical Treatment | Max $12,500 |
Anesthetist Services | Up to 25% of Surgical Treatment |
Physician's Visit | Maximum $75 per Day upto 10 visits |
Diagnostic and Pre-Admission Testing | Maximun $1,000 |
Ambulance Services | Maximum $500 |
Benefits | Family Floater Standard | Family Floater Silver | Individual Standard | Deductible |
---|---|---|---|---|
Medical Care | ||||
Accident & Sickness Medical Expenses | $50,000 | $100,000 | $25,000 | $50 |
Emergency Medical Evacuation & Repatriation of Remains | Included under Accident & Sickness Medical Expenses | Included under Accident & Sickness Medical Expenses | Included under Accident & Sickness Medical Expenses | |
Accidental Death & Permanent Total Disablement | $7,500 | $15,000 | $5,000 | |
Accidental Death Common Carrier | $2,500 | $5,000 | Not Available | |
Daily Hospital Allowance | $25 per day (max up to 5 days) |
$25 per day (max up to 5 days) |
Not Available | 1 Day |
Emergency Sickness Dental Treatment | $100 | $150 | Not Available | $50 |
Legal liability | ||||
Personal Liablity | $10,000 | $10,000 | Not Available | $100 |
Travel inconvenience | ||||
Loss of passport | $100 | $100 | $100 | $25 |
Personal care | ||||
Baggage Delay | $100 | $100 | Not Available | 12 Hrs |
Checked Baggage Loss | $200 | $200 | Not Available |
Medical Sublimits | |
The following maximum eligible expenses per Accident/illness are applicable to the Insured Persons Aged 56-70, regardless of the plan / option purchased | |
Hospital Room and Board and Hospital miscellaneous | Max $1,750 per day upto 30 days. |
Intensive Care Unit | Max $2500 per day upto 7 days. |
Surgical Treatment | Max $12,500 |
Anesthetist Services | Up to 25% of Surgical Treatment |
Physician's Visit | Maximum $75 per Day upto 10 visits |
Diagnostic and Pre-Admission Testing | Maximun $1,000 |
Ambulance Services | Maximum $500 |
Benefits (in Euro) | Standard | Silver | Gold | Deductible |
---|---|---|---|---|
Medical Care | ||||
Accident & Sickness Medical Expenses | 30,000 Euros | 50,000 Euros | 100,000 Euros | 50 Euros |
Emergency Medical Evacuation & Repatriation of Remains | Included under Accident & Sickness Medical Expenses | Included under Accident & Sickness Medical Expenses | Included under Accident & Sickness Medical Expenses | |
Emergency Sickness Dental Relief | 200 Euros | 200 Euros | 200 Euros | 70 Euros |
Travel Inconvenience | ||||
Hijack Benefit | Not Available | 50 Euros per day (Max 7 days) | 100 Euros per day (Max 7 days) | 1Day |
Trip Delay | Not Available | Not Available | 20 Euros per 12 hrs (Max 120) | 12 Hrs |
Trip Cancellation | Not Available | Not Available | 300 Euros | 70 Euros |
Trip Curtailment | Not Available | Not Available | 200 Euros | 70 Euros |
Missed Connection | Not Available | Not Available | 350 Euros | 50 Euros |
Loss of Passport | 200 Euros | 200 Euros | 250 Euros | 25 Euros |
Personal Care | ||||
Baggage Delay | Not Available | 50 Euros | 100 Euros | 12 Hrs |
Baggage Loss** | 200 Euros | 350 Euros | 500 Euros | 25 Euros |
Compassionate Visit | Not Available | Not Available | 500 Euros | 100 Euros |
Financial Emergency Assistance | Not Available | Not Available | 300 Euros | |
Personal Accident | ||||
Accidental Death & Permanent Total Disablement | 3,500 Euros | 3,500 Euros | 10,000 Euros | |
Legal Liability | ||||
Personal Liability | Not Available | 50,000 Euros | 100,000 Euros | 100 Euros for 50,000 Euros and 200 Euros for 100,000 Euros |
Benefits | Prime Care Select | Superior Care | Deductible |
---|---|---|---|
Accident & Sickness Medical Cover | $50,000 (Per Accident / illness medical expenses limit restricted to $ 15,000) | $100,000 (Per Accident / illness medical expenses limit restricted to $ 15,000) | $75 |
Emergency Medical Evacuation | Included under Accident & Sickness Medical Expenses | Included under Accident & Sickness Medical Expenses | |
Repatriation of Remains | $10,000 (Included under Accident & Sickness Medical Expenses) | $10,000 (Included under Accident & Sickness Medical Expenses) | |
Personal Accident | |||
Accidental Death & Permanant Total Disablement | $5,000 | $5,000 | |
Accident Death Common Carrier | $5,000 | $5,000 | |
Accidental Death Air Travel only | $5,000 | ||
Travel Inconvenience | |||
Hijack Benefit | $50 per day (max for 7 days) |
$50 per day (max for 7 days) |
1 day |
Loss of Passport | $200 | $200 | $25 |
Personal Care | |||
Baggage Delay | $50 | $50 | 12 Hrs |
Baggage Loss*** | $500 | $500 | $25 |
Financial Emergency Assistance | $200 | $200 | |
Legal Liability | |||
Personal Liability | $100,000 | $100,000 | 0.1% of Sum Insured |
Medical Sublimits | |
Hospital Room and Board and Hospital miscellaneous | Max $1,750 per day upto 30 days. |
Intensive Care Unit | Max $2500 per day upto 7 days. |
Surgical Treatment | Max $12,500 |
Anesthetist Services | Up to 25% of Surgical Treatment |
Physician's Visit | Maximum $75 per Day upto 10 visits |
Diagnostic and Pre-Admission Testing | Maximun $1,000 |
Ambulance Services | Maximum $500 |
Country | Number to be dialed | Accessible from |
---|---|---|
USA | 18337426672 | Fixed Line, Mobile networks UIFN or Payphone |
Canada | 01180055331345 | Fixed Line |
New Zealand | 0080055331345 | Fixed Line, Mobile networks UIFN or Payphone |
Singapore | 00180055331345 | Fixed Line, Mobile networks UIFN or Payphone |
Malaysia | 0080055331345 | Fixed Line, Mobile networks UIFN or Payphone |
Australia | 001180055331345 | Fixed Line, Mobile networks UIFN or Payphone |
Austria | 0080055331345 | Fixed Line, Mobile networks UIFN or Payphone |
China | 0080055331345 | Fixed Line |
France | 0080055331345 | Fixed Line, Mobile networks UIFN or Payphone |
Germany | 0080055331345 | Fixed Line, Mobile networks UIFN or Payphone |
UK | 0080055331345 | Fixed Line, Mobile networks UIFN |
Netherlands | 0080055331345 | Fixed Line, Mobile networks UIFN or Payphone |
Belgium | 0080055331345 | Fixed Line |
Portugal | 0080055331345 | Fixed Line, Mobile networks UIFN or Payphone |
Denmark | 0080055331345 | Fixed Line, Mobile networks UIFN or Payphone |
Hong Kong | 0080055331345 | Fixed Line, Mobile networks UIFN or Payphone |
Norway | 0080055331345 | Fixed Line, Mobile networks UIFN or Payphone |
Spain | 0080055331345 | Fixed Line, Mobile networks UIFN or Payphone |
Poland | 0080055331345 | Fixed Line, Mobile networks UIFN or Payphone |
Thailand | 0080055331345 | Fixed Line, Mobile networks UIFN |
Philippines | 0080055331345 | Fixed Line |
Italy | 0080055331345 | Fixed Line |
Hungary | 0080055331345 | Fixed Line, Mobile networks UIFN or Payphone |
Finland | 0080055331345 | Fixed Line, Mobile networks UIFN or Payphone |
Ireland | 0080099441111 | Fixed Line, Mobile networks UIFN or Payphone |
Russia | 0080099441111 | Fixed Line, Mobile networks UIFN |
India | 1800 209 2333 | All phones Worldwide |
Worldwide | 02267347841 | All phones (Chargeable number with call back facility) |
Travel Insurance plans take care of any contingencies (medical or non medical) that might arise during the insured’s journey abroad; like sudden illnesses, misplaced passport, lost luggage etc.
There is a comprehensive Annual Multitrip (AMT) option which is an annual policy that covers the insured for a whole year irrespective of the number of trips they made during the year. This is the ideal travel insurance plan for a frequent traveller.
No, policies cannot be issued once the insured is already abroad.
Future Travel Suraksha Select plans - offers a cover for minimum of 1 day and maximum of 180 days. The policies can be extended for next 180 days subject to underwriting terms and conditions. Future Student Suraksha – offers a cover for minimum of 30 days and maximum of 2 years. The policy can be extended only once, provided the maximum trip duration inclusive of any extension shall not exceed 730 days including extensions
No, pre existing conditions are not covered under any of the plans under the policy.
No medical tests/examinations are required to purchase a travel insurance policy through Future Generali. However, for Future Travel Suraksha Superior Care plan - Proposal with age of 71 years to 80 years, medical tests are required.
Yes, sublimits are applicable for all insureds above the age of 56 years who are travelling.
No, it is not mandatory except for certain countries like Schengen Countries in Europe, Australia, UAE. It is however preferable to avail travel insurance for any duration and destination to avoid unforeseen expenses.
Yes, cashless treatment is available for inpatient medical treatment arising out of an accident or sickness. There is a compulsory deductible (insured’s contribution to a claim) payable on every accident or sickness claim.
Yes, cashless treatment is available for inpatient medical treatment arising out of an accident or sickness. There is a compulsory deductible (insured’s contribution to a claim) payable on every accident or sickness claim.
Future Generali’s Assistance Partner Europ Assist has a worldwide network of hospitals for the insured’s treatment should the need arise.
Yes, the Future Suraksha Asia Plan has an option for buying a single policy covering the entire family. A family of insured, spouse and two children upto the age of 25 years can ben covered under the Family plan.
Review Future Generali Overseas Travel Insurance to understand coverage details.
Review Future Generali Overseas Travel Insurance policy wordings which explains the terms and conditions.
Know more »Tips to find good and adequate international travel health insurance Click here to read more
Comparison of overseas Healthcare cost and popular tourist destinations. Click here toread more
How to use Indian visitor insurance in case of sudden sickness and accidents. Click here to read more
You can buy insurance online by using a credit/debit card, direct funds transfer using NEFT or RTGS or by using a cheque.
Know more »Travelers who have already traveled from India and do not have insurance can buy Future Generali travel medical insurance after approval.
Know more »Insurance customers can renew their existing policy online before the exipry date at any time.
In case of a claim or reimbursement of treatment expenses, notify Future Generali by contacting them.
Know more »Kindly refer the Travel Policy Insurance Wordings for complete coverage details along with terms and conditions.
Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.