There are 4 different plans: Gold, Platinum, Topaz and Ruby. All plans are available with individual and floater option and with Lifelong renewal facility.
|Gold Plan||Platinum Plan||Topaz Plan||Ruby Plan|
|Sum Insured options (in ₹)||50000, 1 Lac, 1.5 Lac, 2 Lac, 2.5 Lac, 3 Lac, 3.5 Lac, 4 Lac, 4.5 Lac, 5 Lac||6 Lac, 7.5 Lac, 8 Lac, 9 Lac, 10 Lac||1 Lac, 2 Lac, 3 Lac, 4 Lac, 5 Lac||6 Lac, 7.5 Lac, 10 Lac|
We will not be liable to pay for any claim arising out of an injury/ accident/ condition that occurred during the grace period.
We may investigate claims at our own discretion to examine validity of claim. Such investigation shall be concluded within 15 days from the date of assigning the claim for investigation and not later than 6 months from the date of receipt of claim intimation. Verification carried out, if any, will be done by individuals or entities authorised by us to carry out such verification / investigation(s) and the costs for such verification / investigation shall be borne by the us.
We shall settle claims, including its rejection, within 7 (seven) working days of the receipt of the last ‘necessary’ document but not later than 30 days.
You should submit the post-hospitalization claim documents at your own expense within 15 days of completion of post-hospitalization treatment or period, whichever is earlier. We shall receive pre and post- hospitalization claim documents either along with the inpatient hospitalization papers or separately and process the same based on merit of the claim derived on the basis of documents received.
Factors for medical insurance in India, How much is the premium and the coverage offered by India health insurance plans..Click here to read more