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| TATA AIG | Bajaj Allianz | Max Bupa | Care(formerly Religare) | Reliance | Cholamandalam | SBI General | Universal Sompo | HDFC ERGO | IFFCO Tokio | Star | Future Generali | ManipalCigna |
| BUY NOW | BUY NOW | BUY NOW | BUY NOW | BUY NOW | BUY NOW | BUY NOW | BUY NOW | BUY NOW | BUY NOW | BUY NOW | BUY NOW | BUY NOW |
| Brochure | ||||||||||||
| Brochure | Brochure | Brochure | Brochure | Brochure | Brochure | Brochure | Brochure | Brochure | Brochure | Brochure | Brochure | Brochure |
| Sum Insured (SI) | ||||||||||||
|
SI available from 1,00,000 to Rs. 50,00,000 | 3 to 300 Lacs | 10 Lacs | 25 Lacs | 50 Lacs | 1 Crore | 2 Crore | SI to choose between Rs. 5 Lacs, 7 Lacs and 10 Lacs. | Flexible SI (3 / 5 / 10)Lacs | SI available up to Rs. 50 lacs | Rs. 250000,Rs. 500000, Rs. 750000, Rs. 1000000, Rs. 1250000, Rs. 1500000, Rs. 1750000, Rs. 2000000 | SI available from ₹100,000 to ₹50,00,000 | - | 2 to 10 Lacs | 1 to 20 Lacs | Up to Rs. 3 Crores |
| Coverage Type | ||||||||||||
| Individual | - | Individual Family floater option |
Individual : Maximum up to 6 Persons | - | Individual, spouse and dependent children |
- | Individual | - | Individual | Individual | Individual, spouse and dependent children |
Individual & Family Basis |
| Policy Term | ||||||||||||
| 1 year | 1 year | 1 year, 2 years or 3 years | 1 year / 2 years / 3years | 1 year and 3 years. | - | 2 plan options - 1 year and 3 years | 1 year | 1 and 2 years | - | 1 year | - | 1 Year, 2 Years and 3 Years |
| Eligibility Criteria | ||||||||||||
| Age 18 - 65 years. |
|
18 to 65 years (Maximum 2 children covered) | 5 years to 50 Years on Individual Basis | 18 yrs and above. | Self / Spouse: 18-65 Years Upto 3 Children: 05-65 Years |
18 - 65 years | Age: 18-65 years Children: 5 – 25 years |
Age 5 - 65 years | Adults : 18 – 65 years, Children : 6 years to 25 years | Age 18 - 65 years | ||
| Renewal Period | ||||||||||||
| Lifelong renewal | Lifelong renewal | Lifelong renewal | Lifelong renewal | - | Lifelong renewal | Lifelong renewal | Lifelong renewal | Lifetime renewal | - | Lifetime renewal | Lifelong renewal | Lifelong renewal |
| Critical Illness Covered | ||||||||||||
| 11 critical illness are covered | 10 critical illness are covered | 20 critical illness are covered | 32 critical illness are covered | 10 critical illness are covered | Standard Plan: Covers 10 listed critical illnesses Advanced Plan: Covers 12 listed critical illnesses plus ambulance charges of up to ₹1000. |
13 critical illness are covered | Cancer of specified severity Multiple sclerosis with persisting symptoms First heart attack of specified severity Open chest coronary artery bypass grafting Motor neuron disease with permanent symptoms Coma of specified severity Major organ/bone marrow transplant Kidney failure requiring dialysis Stroke resulting in permanent symptoms | 15 critical illness are covered | - | - | 12 critical illness are covered | 30 critical illness are covered |
| Pre-existing Waiting Period | ||||||||||||
| 48 months | - | 48 months | 4 years | - | 4 years | - | 4 years | - | - | 48 months | - | - |
| General Waiting Period | ||||||||||||
| 90 Days from the inception of the policy 30 days or more, from the date of diagnosis |
90 Days | 90 Days | 90 Days | 90 Days | 90 Days | 90 Days | 90 Days | - | 90 Days | 90 Days | 90 Days | - |
| Income Tax Benefit | ||||||||||||
| Section 80 D of the Income Tax. | Section 80 D of the Income Tax. | Section 80 D of the Income Tax. | Section 80 D of the Income Tax. | Section 80 D of the Income Tax. | Section 80 D of the Income Tax. | Section 80 D of the Income Tax. | Section 80 D of the Income Tax. | Section 80 D of the Income Tax. | Section 80 D of the Income Tax. | Section 80 D of the Income Tax. | Section 80 D of the Income Tax. | Section 80 D of the Income Tax. |
| Free Look Period | ||||||||||||
| 15 Days | 15 Days | 15 days to review the policy/30 days in case of 3-year policy | - | - | 15 Days | 15 Days | 15 Days | 15 Days | 15 Days | 15 Days | - | |
| Grace Period (from the date of expiry to renew the policy) | ||||||||||||
| 30 Days | 30 Days | - | - | - | 30 Days | - | 30 Days | - | 30 Days | 30 Days | 30 Days | - |
