Importance of International Travel Insurance for Indians
Is international travel insurance really required while traveling outside India?
While Indian Travel insurance is not a mandatory requirement for International travel (except to the Schengen countries in Europe and some other nations), it is highly recommended that the traveller treats international travel health insurance policy as a mandatory part of their travel documents just like the air ticket, visa or foreign exchange... read more »
It is most definitely necessary given the significantly higher costs of medical treatment abroad apart from the other non-medical risks like Personal Liability or Missed Flights or Baggage and Passport losses that could inadvertently happen and ruin an otherwise well planned holiday. The traveller must understand that the Travel health insurance India policy is active post completion of immigration at an Indian port/airport and hence any emergency even at an early stage of the trip is covered.
While it is true that across the world emergency medical care is provided to a patient irrespective of the status of their insurance coverage, the hospital/medical establishment does seek to recover the costs related to the emergency care from the patient post recovery. Hence the traveller could land up with a sizeable medical bill to pay irrespective of their insurance coverage and hence it is strongly recommended to buy best India travel medical insurance for international travel to provide financial support at a critical time like this.
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