How to compare and buy best international travel insurance in India

International Travel insurance in India is currently offered by many competent insurance companies in India like Tata AIG, Bajaj Allianz, Reliance General, Religare Health, HDFC Ergo, Apollo Munich, Royal Sundaram, Future Generali etc. Their range of products also are comprehensive in terms of coverage benefits and their premiums are competitive providing benefits which are relevant to the traveller. Another important component of Travel Insurance is the Assistance Partner (TPA) who supports claims (both medical and non-medical) across the world, since they are the first point of contact for the insured while they are abroad. Some of these companies have a global partner managing claims and assistance while some have developed inhouse capabilities

The traveller should keep in mind all aspects of their travel before finalising their insurance plan and insurance company. If they are travelling to USA, they should ideally choose an insurance partner with a good assistance partner in USA. They should choose an ideal sum insured plan (if travelling to UK/Europe they should opt for a minimum coverage of $250,000 given the healthcare costs in these regions) as well and opt for an insurance company which is reputed for settling claims on time.

All travel insurance India plans have two sections or two types of coverage. One is Medical coverages which include Accident & Sickness Expense Coverage, Dental Coverage, Medical Evacuation, Personal Accident etc. Accident & Sickness cover is most important for the traveller given the cost of healthcare treatments in all countries abroad. The traveller should ensure they are adequately covered given their age, duration of travel and destination of travel. The second section pertains to Non-Medical coverages like Loss of Passport, Baggage Delay/Loss, Trip Cancellation/Trip Curtailment, Personal Liability, Bounced Hotel, Missed Connection/Departures, Flight Delay etc. These are equally important coverages because if the traveller is stranded in a foreign country without insurance, all expenses relating to these exigencies will have to be borne by the insured. One is the financial cost, the other is that with an insurance policy in place, their Assistance Partner abroad will support the traveller in such exigencies, which is really beneficial. Hence travel insurance is not just important but critical to every traveller. You can compare international travel insurance quotes and buy best travel insurance in India.

EIndiainsurance has a compare Indian travel insurance utility, which allows travelers to review and compare different Indian travel insurance policies easily. Travelers can compare prices as well as review unique features and compare important coverage details. The utility allows visitors to filter plans for different insurance companies as well as sort the available travel insurance India plans based on the premium rates.

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