Importance of buying Indian overseas travel insurance

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Travel insurance in India is currently offered by many competent insurance companies in India like Tata AIG, Bajaj Allianz, Reliance General, Religare Health, HDFC Ergo, Apollo Munich, Royal Sundaram, Future Generali etc. Almost all these companies have a dedicated vertical which takes care of managing the Travel insurance business. Their range of products also are comprehensive in terms of coverage benefits and their premiums are competitive. Another important component of Travel Insurance is the Assistance Partner (TPA) who supports claims (both medical and non medical) across the world, since they are the first point of contact for the insured while they are abroad. Some of these companies have a global partner managing claims and assistance while some have developed inhouse capabilities.
The traveller should keep in mind all aspects of their travel before finalising their insurance plan and insurance company. If they are travelling to USA, they should ideally choose an insurance partner with a good assistance partner in USA. They should choose an ideal sum insured plan (if travelling to UK/Europe they should opt for a minimum coverage of $250,000 given the healthcare costs in these regions) as well and opt for an insurance company which is reputed for settling claims on time.

There are many insurance companies offering comprehensive and innovative travel insurance solutions in India backed up with strong claims management for the traveller to choose from. Almost all insurance companies offering travel insurance products at competitive premiums. But when deciding on the most suited insurance partner, it is important for the traveller to keep in mind their claim settlement capabilities and their reputation in the market with respect to travel insurance.

eindiainsurance currently offers travel insurance plans from the best travel insurers in India post reviewing their products and after considering their claims settling capabilities and so as a traveller they can be rest assured that they are choosing from the best travel insurance plans under each category. It is not fair to state that any insurance plan is better or worse than another plan. What is important to note that each insurance plan comes with a different set of benefits at varying sum insureds and it is important for the insured to compare the options available before making a decision. Based on their business volumes and the claims .
Insurance Company Plans offered across categories
Tata AIG General
  • Travel Guard Plus
  • Asia Travel Guard
  • Student Guard Plus
  • Domestic Travel Guard
Bajaj Allianz
  • Travel Companion – Care, Secure, Value and Age
  • Student Plan – Companion, Elite
  • Travel Prime
  • Travel Assist Plan
  • Travel Elite Asia
  • Travel Companion Senior Citizens
  • Family Plans – Companion, Elite
  • Annual Multitrip International – Companion, Elite
  • Domestic Travel
Religare Health
  • Explore Travel Plans – Worldwide Including & Excluding US & Canada
  • Explore Travel Plans – Asia, Africa, Europe and Canada
Reliance General
  • Travel Care (Individual)
  • Schengen Plan
  • Asia Plan
  • Annual Multitrip Plan
  • Senior Citizen Plan
  • Student Plans
  • Corporate Travel Plans
Apollo Munich
  • Easy Travel – Individual (including an Asia specific option)
  • Easy Travel – Family (including an Asia specific option)
  • Easy Travel – Senior Citizens
  • East Travel – Annual Multi Trip
  • Educare – Student Plan

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How to buy online?

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Already outside India

Travelers who have already traveled from India and do not have insurance can buy travel medical insurance after approval.

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Travel Insurance Online Renewal

Insurance customers can renew their existing policy online before the exipry date at any time.


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Insurance Claims

In case of a claim or reimbursement of treatment expenses, notify by contacting them.


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Tips on air travel

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How are Claims settled?

Are travel insurance directly billed or is it reimbursement basis, is there a hospital network.

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EIndia General Insurance Partners

  • Tata Aig
  • bajaj-allianz
  • reliance
  • cholamandalam
  • religare health Insurance
  • Star Health
  • future generali
  • go digit
  • hdfc ergo
  • cigna ttk
  • universal sompo
  • SBI
  • iffco tokio
  • Cigna TTK
  • Aditya Birla
  • Raheja QBE
  • New India Logo
  • Oriental Logo
  • bharti axa health Insurance Plans
  • kotak

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