India overseas travel mediclaim insurance policy

Online Overseas mediclaim policy

All travel insurance plans have two sections or two types of coverage. One is Medical coverages which include Accident & Sickness Expense Coverage, Dental Coverage, Medical Evacuation, Personal Accident etc. Accident & Sickness cover is most important for the traveller given the cost of healthcare treatments in all countries abroad. The traveller should ensure they are adequately covered given their age, duration of travel and destination of travel.

The second section of Overseas Mediclaim Policy pertains to Non Medical coverages like Loss of Passport, Baggage Delay/Loss, Trip Cancellation/Curtailment, Personal Liability, Bounced Hotel, Missed Connection/Departures, Flight Delay etc. These are equally important coverages because if the traveller is stranded in a foreign country without insurance, all expenses relating to these exigencies will have to be borne by the insured. One is the financial cost, the other is that with an insurance policy in place, their Assistance Partner abroad will support the traveller in such exigencies, which is really beneficial.

In India apart from all the private insurance companies offering Overseas Travel Health Insurance, all the Government owned Public Insurance companies like New India, Oriental, National and United India also offer competitively priced and comprehensive Overseas Mediclaim insurance plans. Many of the travellers who have been longstanding customers of the Public Sector insurance companies for other insurance policies like Motor and Domestic Health are keen to review the Overseas Travel Insurance New India or Overseas Travel Insurance United India plans or those of National and Oriental while making their final decision. A comprehensive website like www.eindiainsurance.com offers plans from these insurance companies as well.