Eindiainsurance  - All your Insurance needs Online!
eindia logo
+ 91 (80) 41101026

Types of Indian travel insurance basis

International travel insurance free quotes

assignment Plan type
pin_drop Destination
medical_services Pre-existing diseases?
full_coverage Coverage
calendar_month Date of Birth
  OR age      years
calendar_month Start date
calendar_month End date
Total Days
* Get insurance updates

Review Indian travel medical insurance coverage

All travel insurance plans have two sections or two types of coverage. One is Medical coverages which include Accident & Sickness Expense Coverage, Dental Coverage, Medical Evacuation, Personal Accident etc. Accident & Sickness cover is most important for the traveller given the cost of healthcare treatments in all countries abroad. The traveller should ensure they are adequately covered given their age, duration of travel and destination of travel. Most insurance plans also have sub limits for Accident & Sickness for the higher age categories, so the insured should review the coverages carefully before finalising on the plan. There are varying sum insureds for each benefit depending on the insurance plan most suited to the traveller’s requirement. The traveller should ensure:
  • They have adequate Accident & Sickness (A&S) Expense coverage. For example if the traveller is bound to The Americas (including USA), Europe, UK etc, it is important that they opt for an insurance plan which has a minimum of $250,000 as A&S coverage. If they are bound to South East Asia (SEA) or any of India’s neighbouring countries, they can opt for a lower Sum insured between $50,000 and $100,000

Review Indian travel non-medical insurance coverage

The second section pertains to Non Medical coverages like Loss of Passport, Baggage Delay/Loss, Trip Cancellation/Curtailment, Personal Liability, Bounced Hotel, Missed Connection/Departures, Flight Delay etc. These are equally important coverages because if the traveller is stranded in a foreign country without insurance, all expenses relating to these exigencies will have to be borne by the insured. One is the financial cost, the other is that with an insurance policy in place, their Assistance Partner abroad will support the traveller in such exigencies, which is really beneficial. They must opt for a plan which has a Trip Cancellation cover in case of any unforeseen emergency due to which they have to cancel their trip. This coverage helps them against a financial loss if they do not get a full reimbursement from the Airline, Hotel or Tour/Cruise company.
  • They should ideally have coverage for Passport and Baggage Loss, Baggage Delay and Personal Liability which are relevant coverages for today’s travellers
There are many types of travel insurance plans which cater to the requirements of all categories of travellers. At a broad level, there are insurance plans which cover travellers bound to The Americas (North & South American continents including USA & Canada) as well as other countries in the world other than North & South American, which is known as Excluding Americas plans. Most companies offer a specific plan for Asia, which covers their travel to any Asian destination or a Schengen Plan which covers travel to any of the 26 Schengen countries in Europe. A few insurers also offer a Domestic Insurance plan for travel within India. All these are Single Trip plans which cover the individual traveller for a specific trip.

Almost all insurance companies also offer a Multitrip travel Insurance policy, which is specifically suited for the frequent flier. This is an annual plan which covers the insured traveller for any number of trips during that year.

Get quotes for India travel insurance!

Review and compare the best mediclaim insurance.
Compare travel insurance quotes
Find the best Indian travel insurance 

India travel insurance blogs and articles

Tips to find best travel insurance

Tips to find good and adequate international travel health insurance.

Know more »

Health care cost comparison

Comparison of overseas Healthcare cost and popular tourist destinations.

Know more »

How does travel insurance work

How to use visitor insurance in case of sudden sickness and accidents.

Know more »

Visa free countries for Indians

Visa free countries for Indians - Check, list of visa free countries where Indian passport holders can travel without visa.

Know more »

Visa on arrival for Indians

Indian passport holders have the benefit of visa on arrival in different countries – find travel insurance suitable for visa on arrival.

Know more »

Indian travel insurance resources

Travel Insurance India

Best Indian visitors medical Insurance plans available for overseas travel.

Know more »

Student Travel Insurance

Buy Student medical insurance and travel abroad for a peaceful and secured studies

Know more »

Multi-trip Travel Insurance

Buy Overseas Multi Trip travel medical insurance online

Know more »

Schengen Travel Insurance

International travel medical insurance for Europe from India

Know more »

Asia Travel Insurance

Buy Asia travel insurance online and travel abroad for a safe travel overseas

Know more »

Domestic Travel Insurance

Buy Domestic Travel Insurance online for travelling within India

Know more »

Family Travel Insurance

Family Floater insurance in India to cover all members of the family on a vacation.

Know more »

Senior Citizen Insurance

What are the normal coverages under a Maternity Insurance Plan?

Know more »

Travel Insurance FAQ's

International Travel medical insurance frequently asked questions

Know more »