IDBI Federal Life

IDBI Federal iSurance Flexi Term Insurance

We all want to ensure that our loved ones are never short in terms of financial resources to live the life of their dreams. While we cannot foresee our future, we can definitely make plans to ensure that the dreams of our loved ones are never compromised, thereby providing a strong 'foundation' of financial security for them.
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IDBI Federal Life insurance review

IDBI Federal Life Insurance plans
Distribution - Number of branches pan India (March 2019)
Entry Age Minimum/Maximum (Years) - Term Plans
Sum Assured Minimum / Maximum - Term Plans
50 lacs / Unlimited
Policy Term Minimum / Maximum (Years) - Terms Plans
Solvency Ratio (FY 2018-19) *
Number of Policies Sold (Ind+Group) *
Number of Lives Covered (Ind+Group) **
Claims Settlement Ratio (Ind+Group) ***
* - As per IRDAI data 2018-19 - The solvency ratio of an insurance company is the size of its capital relative to all the risk it has taken, which is all liabilities subtracted from total assets. In other words, solvency is a measurement of how much the company has in assets versus how much it owes
** - as per L-25 Public Disclosure of Insurance Companies for 2019-20  |  *** - Claims Settlement Ratio = Claims Settled in the year / Claims Reported in the year - as per IRDAI data published

IDBI Federal iSurance Flexi Term Overview

  • Key Benefits
  • Eligibility

Key Benefits of IDBI Federal iSurance Flexi Term

  • Life Cover up to 85 years of age; or option for Whole Life coverage (till age 100 years)
  • Flexible Premium Paying Term
  • Lower premium rates for female lives1 and Standard premium rates for non-smokers
  • Enhance your protection with Optional Rider2
  • Large Sum Assured discount for Higher Coverage
  • Receive tax benefits3, as per the applicable Income Tax laws

Eligibility Criteria of IDBI Federal iSurance Flexi term insurance Plan

Parameters Criteria for eligibility
Minimum age at entry 18 years
Maximum age at entry For Regular Premium Pay: 70 years For 5 Years Limited Premium Pay: 70 years For 10 Years Limited Premium Pay: 65 years
Minimum age at maturity 28 years
Maximum age at maturity 80 years


Review IDBI Federal iSurance Flexi Term Insurance brochure to understand coverage details.

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Policy wordings

Review IDBI Federal iSurance Flexi Term Plan policy wordings which explains the terms and conditions.

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